FY2025 Earnings Estimate for Mastercard Issued By KeyCorp

Mastercard Incorporated (NYSE:MA) – Research analysts at KeyCorp upped their FY2025 earnings per share (EPS) estimates for shares of Mastercard in a report issued on Friday, January 23rd. KeyCorp analyst A. Schmidt now expects that the credit services provider will post earnings of $16.48 per share for the year, up from their previous estimate of $16.41. KeyCorp currently has a “Strong-Buy” rating on the stock. The consensus estimate for Mastercard’s current full-year earnings is $15.91 per share. KeyCorp also issued estimates for Mastercard’s Q4 2025 earnings at $4.24 EPS, Q1 2026 earnings at $4.31 EPS, Q2 2026 earnings at $4.86 EPS, Q3 2026 earnings at $5.13 EPS, Q4 2026 earnings at $4.95 EPS, FY2026 earnings at $19.25 EPS and FY2027 earnings at $22.33 EPS.

A number of other equities research analysts have also recently issued reports on MA. Morgan Stanley set a $665.00 price objective on shares of Mastercard and gave the stock an “overweight” rating in a report on Friday, October 31st. Royal Bank Of Canada upped their price target on Mastercard from $645.00 to $654.00 and gave the stock a “buy” rating in a research note on Friday, October 31st. TD Cowen reissued a “buy” rating on shares of Mastercard in a report on Monday, January 12th. Robert W. Baird boosted their target price on Mastercard from $640.00 to $660.00 and gave the stock an “outperform” rating in a report on Monday, October 6th. Finally, Citigroup raised Mastercard to a “strong-buy” rating in a research report on Thursday, October 23rd. Four analysts have rated the stock with a Strong Buy rating, twenty-one have assigned a Buy rating and two have assigned a Hold rating to the company. According to MarketBeat.com, Mastercard presently has a consensus rating of “Buy” and an average target price of $661.24.

Mastercard Stock Performance

Shares of MA opened at $524.67 on Monday. The firm has a market cap of $471.15 billion, a price-to-earnings ratio of 33.55, a price-to-earnings-growth ratio of 1.78 and a beta of 0.86. The company’s fifty day moving average is $554.82 and its 200-day moving average is $565.36. The company has a quick ratio of 1.12, a current ratio of 1.12 and a debt-to-equity ratio of 2.40. Mastercard has a 12 month low of $465.59 and a 12 month high of $601.77.

Mastercard (NYSE:MA) last issued its quarterly earnings data on Thursday, October 30th. The credit services provider reported $4.38 earnings per share for the quarter, beating the consensus estimate of $4.31 by $0.07. The firm had revenue of $8.60 billion for the quarter, compared to analyst estimates of $8.53 billion. Mastercard had a net margin of 45.28% and a return on equity of 202.03%. The company’s revenue for the quarter was up 16.7% on a year-over-year basis. During the same quarter last year, the firm earned $3.89 earnings per share.

Mastercard Increases Dividend

The firm also recently declared a quarterly dividend, which will be paid on Monday, February 9th. Stockholders of record on Friday, January 9th will be issued a dividend of $0.87 per share. This represents a $3.48 dividend on an annualized basis and a dividend yield of 0.7%. This is a boost from Mastercard’s previous quarterly dividend of $0.76. The ex-dividend date is Friday, January 9th. Mastercard’s dividend payout ratio is presently 22.25%.

Hedge Funds Weigh In On Mastercard

A number of institutional investors and hedge funds have recently bought and sold shares of the stock. Brighton Jones LLC grew its position in Mastercard by 42.3% in the 4th quarter. Brighton Jones LLC now owns 6,824 shares of the credit services provider’s stock worth $3,594,000 after purchasing an additional 2,028 shares during the last quarter. Kathmere Capital Management LLC grew its position in Mastercard by 2.9% during the second quarter. Kathmere Capital Management LLC now owns 2,038 shares of the credit services provider’s stock worth $1,145,000 after buying an additional 57 shares in the last quarter. Patton Fund Management Inc. acquired a new stake in Mastercard during the second quarter worth about $232,000. ORG Partners LLC increased its stake in Mastercard by 73.2% during the second quarter. ORG Partners LLC now owns 698 shares of the credit services provider’s stock valued at $394,000 after acquiring an additional 295 shares during the period. Finally, SeaBridge Investment Advisors LLC raised its holdings in Mastercard by 4.3% in the 2nd quarter. SeaBridge Investment Advisors LLC now owns 6,463 shares of the credit services provider’s stock valued at $3,632,000 after acquiring an additional 264 shares in the last quarter. Institutional investors own 97.28% of the company’s stock.

Key Headlines Impacting Mastercard

Here are the key news stories impacting Mastercard this week:

• Positive Sentiment: Compass Point analyst upgrade and higher price target lift sentiment for MA; the firm moved Mastercard from Neutral to Buy and raised its target (reported via TheFly / InsiderMonkey), supporting upside expectations. Read More.
• Positive Sentiment: Zacks previews next week’s earnings and expects Mastercard to have the attributes for an earnings beat, which could be a catalyst if results and guidance exceed market forecasts. Read More.
• Positive Sentiment: Mastercard’s partnership with Agoda enables instant travel redemptions in loyalty programs, accelerating experience-driven, digital-first rewards—potentially increasing cardholder engagement and merchant/issuer revenue. Read More.
• Positive Sentiment: Brand and premium-placement news: ONEflight International becomes the Official Private Aviation Partner of the McLaren‑Mastercard F1 Team—high-visibility partnership that supports Mastercard’s premium/brand strategy. Read More.
• Positive Sentiment: Product/acceptance expansion: Phuket Smart Bus adds contactless card payments with Mastercard—incremental adoption in tourism markets supports transaction volume growth in travel-related corridors. Read More.
• Neutral Sentiment: Marketing leadership changes: Mastercard named Alexandra Sloane VP of integrated marketing & communications and also appointed an Optus executive as VP of marketing/comms (Australia). These hires support brand/communications execution but are unlikely to move fundamentals near‑term. Read More. Read More.
• Neutral Sentiment: Routine calendar item: Mastercard is scheduled to release quarterly earnings on Thursday—investors are positioning ahead of the print, increasing sensitivity to any guidance or beats/misses. Read More.
• Negative Sentiment: Legal/partner risk: London fintech Guavapay’s founder resigned ahead of a court battle with Mastercard—this could indicate localized legal or reputational frictions, though direct financial impact appears limited at this stage. Read More.

Mastercard Company Profile

Mastercard Incorporated is a global payments technology company that operates a network connecting consumers, financial institutions, merchants, governments and businesses in more than 200 countries and territories. The company facilitates electronic payments and transaction processing for credit, debit and prepaid card products carrying the Mastercard brand, while also providing a range of payment-related services to issuers, acquirers and merchants. Its technology and network enable authorization, clearing and settlement of payments and support a broad set of use cases including point-of-sale, e-commerce and mobile payments.

Beyond core transaction processing, Mastercard offers a suite of value-added services such as fraud and risk management, identity and authentication tools, tokenization and digital wallet support, cross-border and commercial payment solutions, and data analytics and consulting services for merchants and financial partners.