Research Analysts Offer Predictions for NU FY2025 Earnings

Nu Holdings Ltd. (NYSE:NU) – Equities research analysts at KeyCorp lowered their FY2025 earnings estimates for shares of NU in a report issued on Friday, January 23rd. KeyCorp analyst A. Markgraff now anticipates that the company will post earnings per share of $0.61 for the year, down from their prior estimate of $0.62. KeyCorp currently has a “Overweight” rating and a $19.00 price target on the stock. The consensus estimate for NU’s current full-year earnings is $0.58 per share. KeyCorp also issued estimates for NU’s Q2 2026 earnings at $0.22 EPS, Q3 2026 earnings at $0.23 EPS, FY2026 earnings at $0.93 EPS and FY2027 earnings at $1.27 EPS.

NU (NYSE:NU) last announced its earnings results on Thursday, November 13th. The company reported $0.17 earnings per share (EPS) for the quarter, beating analysts’ consensus estimates of $0.15 by $0.02. NU had a return on equity of 30.12% and a net margin of 17.97%.The company had revenue of $2.79 billion for the quarter, compared to analyst estimates of $3.96 billion.

NU has been the subject of a number of other reports. Zacks Research upgraded NU from a “hold” rating to a “strong-buy” rating in a report on Friday, January 9th. JPMorgan Chase & Co. increased their price target on shares of NU from $17.00 to $18.00 and gave the stock an “overweight” rating in a research report on Thursday, November 20th. Santander raised shares of NU from a “neutral” rating to an “outperform” rating in a research note on Thursday, December 4th. UBS Group upped their target price on shares of NU from $16.00 to $18.40 and gave the stock a “neutral” rating in a research note on Thursday, December 4th. Finally, Susquehanna increased their target price on shares of NU from $17.00 to $19.00 and gave the stock a “positive” rating in a report on Friday, November 14th. One equities research analyst has rated the stock with a Strong Buy rating, ten have assigned a Buy rating and three have given a Hold rating to the stock. Based on data from MarketBeat.com, the stock has a consensus rating of “Moderate Buy” and a consensus target price of $18.04.

NU Trading Up 0.2%

Shares of NYSE NU opened at $18.03 on Monday. The company has a current ratio of 0.56, a quick ratio of 0.56 and a debt-to-equity ratio of 0.29. The stock has a market capitalization of $86.89 billion, a PE ratio of 35.36, a PEG ratio of 0.59 and a beta of 1.08. NU has a twelve month low of $9.01 and a twelve month high of $18.37. The stock has a fifty day simple moving average of $16.81 and a 200-day simple moving average of $15.36.

Institutional Trading of NU

A number of large investors have recently made changes to their positions in the company. Baillie Gifford & Co. lifted its stake in NU by 2.3% in the fourth quarter. Baillie Gifford & Co. now owns 257,256,952 shares of the company’s stock worth $4,306,481,000 after acquiring an additional 5,797,365 shares during the last quarter. State Street Corp increased its position in shares of NU by 0.3% in the 3rd quarter. State Street Corp now owns 91,478,395 shares of the company’s stock valued at $1,464,569,000 after purchasing an additional 239,660 shares during the last quarter. WCM Investment Management LLC raised its holdings in shares of NU by 0.9% in the 3rd quarter. WCM Investment Management LLC now owns 74,478,698 shares of the company’s stock valued at $1,187,935,000 after purchasing an additional 659,526 shares in the last quarter. Sands Capital Management LLC grew its stake in shares of NU by 5.9% during the second quarter. Sands Capital Management LLC now owns 54,504,428 shares of the company’s stock worth $747,801,000 after purchasing an additional 3,060,463 shares in the last quarter. Finally, Norges Bank acquired a new position in shares of NU during the second quarter worth $626,569,000. 84.02% of the stock is currently owned by hedge funds and other institutional investors.

About NU

Nu Holdings Ltd (NYSE: NU), commonly known by its consumer brand Nubank, is a Latin American financial technology company that provides digital banking and financial services through a mobile-first platform. The company’s core offerings include no-fee digital checking accounts, credit cards, personal loans, payments and transfers, and a range of savings and investment products. Nubank emphasizes a streamlined customer experience delivered via its smartphone app, combined with data-driven underwriting and automated customer service tools.

Founded in 2013 by David Vélez, Cristina Junqueira and Edward Wible, Nu grew rapidly by targeting underbanked and digitally savvy consumers in Latin America with low-fee, transparent products.