Cambiar Investors LLC Lowers Holdings in Mastercard Incorporated $MA

Cambiar Investors LLC lowered its stake in shares of Mastercard Incorporated (NYSE:MA) by 9.1% in the third quarter, according to its most recent 13F filing with the SEC. The fund owned 61,636 shares of the credit services provider’s stock after selling 6,206 shares during the period. Mastercard comprises about 1.6% of Cambiar Investors LLC’s portfolio, making the stock its 29th largest holding. Cambiar Investors LLC’s holdings in Mastercard were worth $35,059,000 as of its most recent filing with the SEC.

Other institutional investors and hedge funds have also modified their holdings of the company. Laurel Wealth Advisors LLC lifted its holdings in Mastercard by 55,868.1% in the second quarter. Laurel Wealth Advisors LLC now owns 13,421,148 shares of the credit services provider’s stock valued at $7,541,880,000 after acquiring an additional 13,397,168 shares during the period. Norges Bank acquired a new position in shares of Mastercard in the 2nd quarter valued at $6,725,317,000. Massachusetts Financial Services Co. MA lifted its stake in shares of Mastercard by 25.6% in the 2nd quarter. Massachusetts Financial Services Co. MA now owns 6,372,404 shares of the credit services provider’s stock valued at $3,580,909,000 after purchasing an additional 1,299,977 shares during the period. Vanguard Group Inc. boosted its holdings in Mastercard by 1.2% during the second quarter. Vanguard Group Inc. now owns 78,475,807 shares of the credit services provider’s stock worth $44,098,695,000 after buying an additional 931,132 shares in the last quarter. Finally, Geode Capital Management LLC grew its position in Mastercard by 2.8% during the second quarter. Geode Capital Management LLC now owns 19,760,552 shares of the credit services provider’s stock valued at $11,062,509,000 after buying an additional 542,841 shares during the period. Institutional investors and hedge funds own 97.28% of the company’s stock.

Mastercard Stock Performance

NYSE MA opened at $519.86 on Wednesday. The company has a debt-to-equity ratio of 2.40, a current ratio of 1.12 and a quick ratio of 1.12. The stock’s 50 day simple moving average is $554.46 and its 200-day simple moving average is $564.88. The company has a market cap of $466.83 billion, a PE ratio of 33.24, a price-to-earnings-growth ratio of 1.79 and a beta of 0.86. Mastercard Incorporated has a 1-year low of $465.59 and a 1-year high of $601.77.

Mastercard (NYSE:MA) last posted its quarterly earnings data on Thursday, October 30th. The credit services provider reported $4.38 EPS for the quarter, beating the consensus estimate of $4.31 by $0.07. The firm had revenue of $8.60 billion during the quarter, compared to the consensus estimate of $8.53 billion. Mastercard had a return on equity of 202.03% and a net margin of 45.28%.The firm’s revenue was up 16.7% compared to the same quarter last year. During the same period in the prior year, the company earned $3.89 EPS. As a group, equities research analysts anticipate that Mastercard Incorporated will post 15.91 EPS for the current fiscal year.

Mastercard Increases Dividend

The firm also recently declared a quarterly dividend, which will be paid on Monday, February 9th. Investors of record on Friday, January 9th will be given a dividend of $0.87 per share. The ex-dividend date is Friday, January 9th. This is a boost from Mastercard’s previous quarterly dividend of $0.76. This represents a $3.48 dividend on an annualized basis and a yield of 0.7%. Mastercard’s dividend payout ratio (DPR) is presently 22.25%.

Key Headlines Impacting Mastercard

Here are the key news stories impacting Mastercard this week:

• Positive Sentiment: Mastercard announced an AI-powered shopping change rolling out for Commonwealth Bank and Westpac customers in Australia — a first-of-its-kind feature that could boost merchant conversion and consumer engagement in a major market. Mastercard unveils major AI shopping change
• Positive Sentiment: Mastercard is trialing agent-led payments powered by Australian LLM Maincode, signaling product innovation that could expand service offerings and drive transactional revenue. Aussie LLM Maincode powers Mastercard’s agent-led payments trial
• Positive Sentiment: The company is broadening startup outreach to “agentic” AI firms, which may accelerate partnerships and new product pipelines in advanced AI-driven payments and services. Mastercard expands startup outreach to agentic AI firms
• Neutral Sentiment: Analyst coverage is active ahead of Q4 — research roundups and previews highlight expectations for double-digit revenue and EPS growth but caution on stretched valuation. Top Research Reports for Broadcom, Oracle & Mastercard
• Neutral Sentiment: Various analyst notes and education pieces reiterate Mastercard’s long-term growth case while flagging valuation and near-term results as key catalysts to monitor. Is Mastercard Stock a Smart Bet Ahead of Q4 Earnings?
• Negative Sentiment: ZeroHash reportedly walked away from multi-billion-dollar acquisition talks with Mastercard to remain independent, removing a potential strategic bolt-on and drawing attention to deal execution risks. ZeroHash walks away from Mastercard talks
• Negative Sentiment: Some headlines and TV commentary (including Jim Cramer) referencing regulatory/PR issues like a “Trump credit card cap” and a modest analyst price‑target trim (Truist lowered its target while keeping a Buy) are contributing to near-term sentiment headwinds. Jim Cramer Discusses Mastercard & Trump Credit Card Cap

Analyst Ratings Changes

A number of research analysts have weighed in on the stock. The Goldman Sachs Group reiterated a “buy” rating and issued a $713.00 price objective on shares of Mastercard in a research report on Thursday, October 30th. TD Cowen reaffirmed a “buy” rating on shares of Mastercard in a report on Monday, January 12th. Hsbc Global Res raised Mastercard from a “hold” rating to a “strong-buy” rating in a report on Monday, December 8th. Tigress Financial upped their target price on Mastercard from $685.00 to $730.00 and gave the stock a “strong-buy” rating in a research note on Thursday, November 6th. Finally, Wells Fargo & Company decreased their target price on Mastercard from $669.00 to $660.00 and set an “overweight” rating on the stock in a research report on Friday, October 31st. Four equities research analysts have rated the stock with a Strong Buy rating, twenty-two have given a Buy rating and two have issued a Hold rating to the company’s stock. According to data from MarketBeat.com, the company presently has an average rating of “Buy” and an average target price of $660.81.

About Mastercard

Mastercard Incorporated is a global payments technology company that operates a network connecting consumers, financial institutions, merchants, governments and businesses in more than 200 countries and territories. The company facilitates electronic payments and transaction processing for credit, debit and prepaid card products carrying the Mastercard brand, while also providing a range of payment-related services to issuers, acquirers and merchants. Its technology and network enable authorization, clearing and settlement of payments and support a broad set of use cases including point-of-sale, e-commerce and mobile payments.

Beyond core transaction processing, Mastercard offers a suite of value-added services such as fraud and risk management, identity and authentication tools, tokenization and digital wallet support, cross-border and commercial payment solutions, and data analytics and consulting services for merchants and financial partners.