Civista Bancshares, Inc. (NASDAQ:CIVB) Given Average Rating of “Hold” by Brokerages

Civista Bancshares, Inc. (NASDAQ:CIVB) has earned an average rating of “Hold” from the seven brokerages that are covering the firm, Marketbeat Ratings reports. One research analyst has rated the stock with a sell recommendation, three have assigned a hold recommendation and three have assigned a buy recommendation to the company. The average 12-month target price among analysts that have issued a report on the stock in the last year is $24.60.

CIVB has been the topic of several research analyst reports. Keefe, Bruyette & Woods raised their price objective on Civista Bancshares from $26.00 to $27.00 and gave the company an “outperform” rating in a research note on Friday, October 24th. DA Davidson reissued a “buy” rating and issued a $26.00 target price on shares of Civista Bancshares in a report on Friday, November 21st. Weiss Ratings reaffirmed a “buy (b-)” rating on shares of Civista Bancshares in a report on Monday, December 29th. Finally, Zacks Research downgraded shares of Civista Bancshares from a “hold” rating to a “strong sell” rating in a research note on Friday, January 23rd.

Institutional Trading of Civista Bancshares

A number of hedge funds have recently made changes to their positions in the company. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. increased its position in Civista Bancshares by 5.8% in the 3rd quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 8,832 shares of the bank’s stock valued at $179,000 after acquiring an additional 485 shares during the period. Barclays PLC lifted its holdings in shares of Civista Bancshares by 0.9% during the third quarter. Barclays PLC now owns 54,603 shares of the bank’s stock worth $1,109,000 after purchasing an additional 498 shares during the period. CWM LLC grew its stake in shares of Civista Bancshares by 23.8% in the second quarter. CWM LLC now owns 3,819 shares of the bank’s stock worth $89,000 after purchasing an additional 735 shares during the last quarter. Federated Hermes Inc. increased its holdings in Civista Bancshares by 306.6% in the second quarter. Federated Hermes Inc. now owns 1,346 shares of the bank’s stock valued at $31,000 after purchasing an additional 1,015 shares during the period. Finally, Caldwell Trust Co acquired a new stake in Civista Bancshares in the second quarter valued at $32,000. 52.10% of the stock is owned by institutional investors and hedge funds.

Civista Bancshares Price Performance

Shares of NASDAQ:CIVB opened at $24.63 on Friday. The firm has a 50 day moving average of $23.03 and a 200-day moving average of $21.60. Civista Bancshares has a 12 month low of $17.47 and a 12 month high of $25.59. The company has a current ratio of 0.96, a quick ratio of 0.96 and a debt-to-equity ratio of 0.69. The stock has a market capitalization of $475.61 million, a PE ratio of 9.19 and a beta of 0.70.

Civista Bancshares (NASDAQ:CIVB) last posted its quarterly earnings results on Thursday, January 29th. The bank reported $0.75 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.61 by $0.14. Civista Bancshares had a net margin of 17.42% and a return on equity of 10.20%. The business had revenue of $46.34 million for the quarter, compared to analyst estimates of $45.43 million. On average, equities research analysts predict that Civista Bancshares will post 2.28 EPS for the current fiscal year.

Civista Bancshares Increases Dividend

The company also recently disclosed a quarterly dividend, which will be paid on Tuesday, February 24th. Investors of record on Tuesday, February 10th will be given a dividend of $0.18 per share. The ex-dividend date is Tuesday, February 10th. This represents a $0.72 dividend on an annualized basis and a yield of 2.9%. This is an increase from Civista Bancshares’s previous quarterly dividend of $0.17. Civista Bancshares’s dividend payout ratio is presently 25.37%.

Key Civista Bancshares News

Here are the key news stories impacting Civista Bancshares this week:

• Positive Sentiment: Quarterly results beat consensus on key metrics: several outlets report Q4 EPS above estimates (reported headline EPS $0.75 vs. consensus ~$0.61) and revenue of ~$46.3M topped expectations — a primary driver of the rally. Article Title
• Positive Sentiment: Management signaled mid-single-digit loan growth and an expanding net interest margin for 2026 while integrating the Farmers Savings Bank deal — this forward guidance supports higher earnings potential next year. Article Title
• Positive Sentiment: Civista completed the acquisition of The Farmers Savings Bank, adding roughly $268.1M of assets, $106.2M of loans and $236.1M of deposits — a tangible boost to scale and loan/deposit mix. Article Title
• Positive Sentiment: The board raised the quarterly dividend 5.9% to $0.18 per share (payable Feb 24), signaling capital return confidence and supporting income-oriented investor demand. Article Title
• Neutral Sentiment: Management commentary and the full earnings call transcript are available for review if you want detail on NIM drivers, credit trends and the FSB integration schedule. Article Title
• Neutral Sentiment: Reported full-year 2025 results show net income and a $2.64 annual EPS figure; ROE (~10.2%) and net margin (~17.4%) are in line with regional-bank peers — useful context but not an immediate catalyst. Article Title
• Negative Sentiment: There is some confusion in reporting: a company press release lists Q4 GAAP EPS at $0.61 while other coverage references $0.75 (likely reflecting different measures or adjustments). Divergent EPS figures can prompt short-term uncertainty and analyst reconciling. Article Title
• Neutral Sentiment: Reported short-interest data appears anomalous (shows zero shares), so it’s not a meaningful near-term signal for positioning. Article Title

About Civista Bancshares

Civista Bancshares, Inc is a bank holding company headquartered in Saginaw, Michigan, operating through its wholly owned subsidiary, Civista Bank. The company offers a full suite of commercial and retail banking products and services to individuals, small- and mid-sized businesses, governmental entities and nonprofit organizations. Core offerings include deposit accounts, commercial and industrial loans, consumer and residential real estate mortgages, master-planned construction financing and treasury management solutions.

Beyond traditional banking, Civista Bancshares provides wealth management, trust and investment advisory services under the Civista Wealth Enterprises brand.