Head-To-Head Review: Waterdrop (NYSE:WDH) vs. Prudential Public (NYSE:PUK)

Waterdrop (NYSE:WDH) and Prudential Public (NYSE:PUK) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their profitability, valuation, institutional ownership, dividends, risk, analyst recommendations and earnings.

Analyst Ratings

This is a breakdown of recent ratings and recommmendations for Waterdrop and Prudential Public, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Waterdrop	0	2	0	0	2.00
Prudential Public	0	1	5	0	2.83

Waterdrop presently has a consensus price target of $2.00, suggesting a potential upside of 15.94%. Given Waterdrop’s higher possible upside, equities analysts plainly believe Waterdrop is more favorable than Prudential Public.

Dividends

Waterdrop pays an annual dividend of $0.05 per share and has a dividend yield of 2.9%. Prudential Public pays an annual dividend of $0.28 per share and has a dividend yield of 0.8%. Waterdrop pays out 26.3% of its earnings in the form of a dividend.

Profitability

This table compares Waterdrop and Prudential Public’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Waterdrop	15.58%	9.99%	7.57%
Prudential Public	N/A	N/A	N/A

Valuation & Earnings

This table compares Waterdrop and Prudential Public”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Waterdrop	$379.74 million	1.65	$50.35 million	$0.19	9.08
Prudential Public	$21.26 billion	1.99	$2.29 billion	N/A	N/A

Prudential Public has higher revenue and earnings than Waterdrop.

Institutional & Insider Ownership

2.0% of Waterdrop shares are held by institutional investors. Comparatively, 1.9% of Prudential Public shares are held by institutional investors. 24.6% of Waterdrop shares are held by company insiders. Comparatively, 0.1% of Prudential Public shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Risk and Volatility

Waterdrop has a beta of -0.26, meaning that its stock price is 126% less volatile than the S&P 500. Comparatively, Prudential Public has a beta of 0.78, meaning that its stock price is 22% less volatile than the S&P 500.

About Waterdrop

Waterdrop Inc., through its subsidiaries, provides online insurance brokerage services to match and connect users with related insurance products underwritten by insurance companies in the People's Republic of China. The company offers short-term health and long-term health and life insurance products and services. It also operates a medical crowdfunding platform. Waterdrop Inc. was founded in 2016 and is headquartered in Beijing, the People's Republic of China.

About Prudential Public

Prudential plc, through its subsidiaries, provides life and health insurance, and asset management solutions to individuals in Asia and Africa. The company was founded in 1848 and is headquartered in Central, Hong Kong.