Analyzing Mizuho Financial Group (NYSE:MFG) & CaixaBank (OTCMKTS:CAIXY)

CaixaBank (OTCMKTS:CAIXY) and Mizuho Financial Group (NYSE:MFG) are both large-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their risk, valuation, institutional ownership, earnings, analyst recommendations, dividends and profitability.

Institutional & Insider Ownership

3.3% of Mizuho Financial Group shares are held by institutional investors. 0.0% of Mizuho Financial Group shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Analyst Recommendations

This is a summary of current ratings and target prices for CaixaBank and Mizuho Financial Group, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
CaixaBank	1	3	1	0	2.00
Mizuho Financial Group	0	1	1	0	2.50

Valuation and Earnings

This table compares CaixaBank and Mizuho Financial Group”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
CaixaBank	$24.18 billion	3.82	$6.66 billion	N/A	N/A
Mizuho Financial Group	$59.30 billion	2.05	$3.92 billion	$0.57	17.18

CaixaBank has higher earnings, but lower revenue than Mizuho Financial Group.

Dividends

CaixaBank pays an annual dividend of $0.08 per share and has a dividend yield of 1.8%. Mizuho Financial Group pays an annual dividend of $0.15 per share and has a dividend yield of 1.5%. Mizuho Financial Group pays out 26.3% of its earnings in the form of a dividend.

Profitability

This table compares CaixaBank and Mizuho Financial Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
CaixaBank	N/A	N/A	N/A
Mizuho Financial Group	12.31%	9.23%	0.35%

Volatility and Risk

CaixaBank has a beta of 0.27, suggesting that its share price is 73% less volatile than the S&P 500. Comparatively, Mizuho Financial Group has a beta of 0.37, suggesting that its share price is 63% less volatile than the S&P 500.

Summary

Mizuho Financial Group beats CaixaBank on 8 of the 12 factors compared between the two stocks.

About CaixaBank

CaixaBank, S.A., together with its subsidiaries, provides various banking products and financial services in Spain and internationally. The company operates through Banking and Insurance, Equity Investments, and BPI segments. It also provides solutions related to security, protection, internationalization, and financing; traditional financial advice, independent advice, and broker services; asset management; liquidity management; capital markets, cash management, project finance, asset finance, and M&A services; and various financial services and solutions to public and private sector institutions, as well as distributes non-life and life risk insurance policies; and private banking services. In addition, the company is involved in the real estate business. It has branches and ATMs in Spain; and branches and ATMs in Portugal. CaixaBank, S.A. was founded in 1904 and is based in Valencia, Spain.

About Mizuho Financial Group

Mizuho Financial Group, Inc., together with its subsidiaries, engages in banking, trust, securities, and other businesses related to financial services in Japan, the Americas, Europe, Asia/Oceania, and internationally. It operates through Retail & Business Banking Company, Corporate & Institutional Company, Global Corporate Company, Global Markets Company, Asset Management Company, and Others segments. The company provides deposit products; syndicated, housing, and card loans; business matching services; and advisory services related to overseas expansions, and mergers and acquisitions-related services. It also offers consulting services, including asset management and asset succession; payroll services; and sells lottery tickets issued by prefectures and ordinance-designated cities. In addition, it offers fund management, underwriting of equity and bonds, risk hedging products, etc. for corporate customers; solutions based on capital management, business strategy, and financial strategy; real estate services; advisory services and solutions, such as advice on proposals on various investment products to financial institutions; and financial services that include funding support and public bonds underwriting. Further, the company offers corporate finance and transaction banking srvices; sales and trading services; investment products; pension funds; and ALM and investment services, including stable capital raising and balance sheet management, as well as management of fixed income, equity, and other securities portfolios. Additionally, the company provides online banking, cash management solutions, currency transaction, trade finance, custody, yen correspondence settlement, and research and consulting services; trust, securitization and structured finance, and stock transfers; and private banking and information technology-related services. Mizuho Financial Group, Inc. was founded in 2000 and is headquartered in Tokyo, Japan.