Fair Isaac (NYSE:FICO – Get Free Report) had its price target lowered by equities research analysts at JPMorgan Chase & Co. from $1,825.00 to $1,325.00 in a research report issued on Tuesday,Benzinga reports. The firm presently has a “neutral” rating on the technology company’s stock. JPMorgan Chase & Co.‘s price target indicates a potential upside of 27.03% from the stock’s current price.
FICO has been the subject of a number of other research reports. Wells Fargo & Company reduced their price objective on Fair Isaac from $2,500.00 to $2,300.00 and set an “overweight” rating for the company in a research note on Wednesday, March 18th. The Goldman Sachs Group lowered their target price on Fair Isaac from $2,070.00 to $1,777.00 and set a “buy” rating on the stock in a research note on Monday, February 2nd. Zacks Research lowered Fair Isaac from a “strong-buy” rating to a “hold” rating in a report on Monday, December 1st. Bank of America started coverage on Fair Isaac in a research report on Tuesday, February 17th. They set a “buy” rating and a $1,900.00 price target for the company. Finally, Weiss Ratings reissued a “hold (c+)” rating on shares of Fair Isaac in a report on Monday, December 29th. Nine investment analysts have rated the stock with a Buy rating and five have issued a Hold rating to the company. According to data from MarketBeat.com, Fair Isaac presently has an average rating of “Moderate Buy” and an average target price of $1,886.69.
Check Out Our Latest Stock Analysis on FICO
Fair Isaac Price Performance
Fair Isaac (NYSE:FICO – Get Free Report) last issued its earnings results on Wednesday, January 28th. The technology company reported $7.33 earnings per share (EPS) for the quarter, topping the consensus estimate of $7.08 by $0.25. The firm had revenue of $766.00 million during the quarter, compared to analysts’ expectations of $501.05 million. Fair Isaac had a net margin of 31.89% and a negative return on equity of 40.98%. The firm’s revenue was up 16.4% compared to the same quarter last year. During the same quarter last year, the company posted $5.79 earnings per share. Fair Isaac has set its FY 2026 guidance at 38.170-38.170 EPS. As a group, sell-side analysts forecast that Fair Isaac will post 24.15 earnings per share for the current year.
Fair Isaac declared that its board has authorized a stock repurchase plan on Wednesday, February 25th that permits the company to repurchase $1.50 billion in outstanding shares. This repurchase authorization permits the technology company to buy up to 5.2% of its stock through open market purchases. Stock repurchase plans are typically an indication that the company’s board of directors believes its stock is undervalued.
Insider Buying and Selling
In related news, Director Joanna Rees sold 358 shares of the business’s stock in a transaction that occurred on Friday, February 13th. The stock was sold at an average price of $1,360.00, for a total transaction of $486,880.00. Following the completion of the sale, the director directly owned 11,204 shares in the company, valued at approximately $15,237,440. The trade was a 3.10% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through the SEC website. Also, Director Eva Manolis sold 520 shares of the stock in a transaction on Wednesday, February 25th. The shares were sold at an average price of $1,227.63, for a total value of $638,367.60. Following the completion of the transaction, the director directly owned 344 shares of the company’s stock, valued at approximately $422,304.72. This represents a 60.19% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Insiders own 3.02% of the company’s stock.
Institutional Investors Weigh In On Fair Isaac
A number of hedge funds have recently modified their holdings of the business. Heartland Bank & Trust Co lifted its stake in shares of Fair Isaac by 1.3% in the third quarter. Heartland Bank & Trust Co now owns 464 shares of the technology company’s stock worth $694,000 after buying an additional 6 shares in the last quarter. GW&K Investment Management LLC grew its stake in Fair Isaac by 4.6% during the 3rd quarter. GW&K Investment Management LLC now owns 136 shares of the technology company’s stock valued at $204,000 after acquiring an additional 6 shares in the last quarter. Great Lakes Advisors LLC raised its holdings in Fair Isaac by 5.7% in the 1st quarter. Great Lakes Advisors LLC now owns 112 shares of the technology company’s stock valued at $207,000 after acquiring an additional 6 shares during the last quarter. Capital Investment Advisory Services LLC raised its holdings in Fair Isaac by 1.9% in the 4th quarter. Capital Investment Advisory Services LLC now owns 367 shares of the technology company’s stock valued at $620,000 after acquiring an additional 7 shares during the last quarter. Finally, San Luis Wealth Advisors LLC lifted its stake in Fair Isaac by 2.8% in the 3rd quarter. San Luis Wealth Advisors LLC now owns 253 shares of the technology company’s stock worth $379,000 after purchasing an additional 7 shares in the last quarter. 85.75% of the stock is currently owned by institutional investors and hedge funds.
Fair Isaac News Roundup
Here are the key news stories impacting Fair Isaac this week:
- Positive Sentiment: FICO announced its “FICO Score Credit Lab” initiative aimed at broader inclusion and deeper lender‑analytics integrations — a potential revenue and wallet‑share positive if it accelerates adoption by lenders. FICO Score Credit Lab Targets Inclusion While Deepening Lender Analytics Ties
- Positive Sentiment: Street coverage remains constructive overall: brokerages’ consensus recommendation is reported as “Moderate Buy,” which supports demand from institutional investors and provides a base of analyst support. Fair Isaac Corporation (NYSE:FICO) Receives Consensus Recommendation of “Moderate Buy” from Brokerages
- Neutral Sentiment: Industry commentary and pipeline reporting discuss broader mortgage tech trends (eNotes, AI in servicing, data tools) that could change lender workflows — these are background developments that may affect score‑product adoption timing but are not immediate catalysts. eNote, AI, Servicing, Data Tools; Trigger Lead Adjustments; FICO Investigation; Home Price Appreciation is Complicated
- Negative Sentiment: Regulatory and political scrutiny intensified: a senator has called for an FTC probe into FICO’s mortgage‑score pricing, creating regulatory risk and potential margin/contract pressure for FICO’s core scoring business. Senator calls for FTC investigation into FICO score pricing
- Negative Sentiment: J.P. Morgan trimmed its price target and flagged pricing‑pressure risk in mortgage scoring; that analyst action (and related commentary from other banks) has weighed on sentiment and helped trigger recent selling. FICO stock declines amid pricing pressures; J.P. Morgan trims price target
- Negative Sentiment: Legal/investor‑protection noise: a plaintiff firm is investigating potential claims against FICO executives—this raises headline risk and could amplify volatility even if it does not become a material legal exposure. Fair Isaac Shareholders Are Encouraged to Reach Out to Johnson Fistel for More Information About Potentially Recovering Their Losses
About Fair Isaac
Fair Isaac Corporation, commonly known as FICO, is a data analytics and software company best known for its FICO Score, a widely used credit-scoring system that helps lenders assess consumer credit risk. Founded in 1956 by Bill Fair and Earl Isaac, the company has evolved from its origins in statistical credit scoring to a broader focus on predictive analytics, decision management and artificial intelligence-driven solutions for financial services and other industries. FICO is headquartered in San Jose, California, and operates globally, serving clients across North America, Latin America, Europe, the Middle East, Africa and the Asia-Pacific region.
FICO’s product portfolio centers on analytics and decisioning technologies.
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