Synchrony Financial (NYSE:SYF) Given Consensus Recommendation of “Moderate Buy” by Analysts

Synchrony Financial (NYSE:SYF) has been assigned a consensus rating of “Moderate Buy” from the twenty-one brokerages that are currently covering the company, MarketBeat reports. Eight equities research analysts have rated the stock with a hold rating, twelve have given a buy rating and one has issued a strong buy rating on the company. The average 1-year price target among brokerages that have issued a report on the stock in the last year is $86.05.

Several equities research analysts have recently commented on the stock. BTIG Research cut shares of Synchrony Financial from a “buy” rating to a “neutral” rating in a research report on Wednesday, April 22nd. JPMorgan Chase & Co. dropped their target price on shares of Synchrony Financial from $84.00 to $73.00 and set a “neutral” rating for the company in a research report on Thursday, April 9th. Loop Capital assumed coverage on shares of Synchrony Financial in a research report on Friday. They issued a “hold” rating and a $81.00 target price for the company. Weiss Ratings reaffirmed a “buy (b-)” rating on shares of Synchrony Financial in a research report on Monday, April 20th. Finally, Wells Fargo & Company dropped their target price on shares of Synchrony Financial from $100.00 to $95.00 and set an “overweight” rating for the company in a research report on Thursday, April 9th.

Insider Activity at Synchrony Financial

In related news, insider Brian D. Doubles sold 217,554 shares of Synchrony Financial stock in a transaction dated Monday, March 2nd. The shares were sold at an average price of $68.68, for a total transaction of $14,941,608.72. Following the completion of the transaction, the insider directly owned 829,222 shares of the company’s stock, valued at $56,950,966.96. This trade represents a 20.78% decrease in their position. The sale was disclosed in a legal filing with the SEC, which is available at this hyperlink. Also, insider Brian J. Sr. Wenzel sold 47,112 shares of Synchrony Financial stock in a transaction dated Tuesday, March 3rd. The shares were sold at an average price of $67.16, for a total transaction of $3,164,041.92. Following the transaction, the insider directly owned 64,221 shares of the company’s stock, valued at approximately $4,313,082.36. This trade represents a 42.32% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Insiders sold a total of 374,630 shares of company stock worth $25,731,741 over the last 90 days. 0.36% of the stock is currently owned by insiders.

Institutional Inflows and Outflows

Large investors have recently bought and sold shares of the business. Advisors Asset Management Inc. purchased a new position in Synchrony Financial during the 4th quarter valued at about $29,000. Fideuram Asset Management Ireland dac purchased a new position in Synchrony Financial during the 4th quarter valued at about $29,000. Westside Investment Management Inc. lifted its position in Synchrony Financial by 100.0% during the 3rd quarter. Westside Investment Management Inc. now owns 358 shares of the financial services provider’s stock valued at $25,000 after acquiring an additional 179 shares during the period. FWL Investment Management LLC purchased a new position in Synchrony Financial during the 3rd quarter valued at about $26,000. Finally, Reflection Asset Management purchased a new position in Synchrony Financial during the 4th quarter valued at about $31,000. 96.48% of the stock is owned by hedge funds and other institutional investors.

Synchrony Financial Trading Down 0.1%

NYSE:SYF opened at $71.91 on Friday. The company has a 50-day moving average price of $71.17 and a 200-day moving average price of $74.82. Synchrony Financial has a 12 month low of $55.67 and a 12 month high of $88.77. The company has a current ratio of 1.24, a quick ratio of 1.24 and a debt-to-equity ratio of 1.08. The stock has a market cap of $24.19 billion, a price-to-earnings ratio of 7.44, a P/E/G ratio of 0.63 and a beta of 1.37.

Synchrony Financial (NYSE:SYF) last posted its earnings results on Tuesday, April 21st. The financial services provider reported $2.27 EPS for the quarter, topping the consensus estimate of $2.14 by $0.13. Synchrony Financial had a net margin of 15.80% and a return on equity of 23.41%. The firm had revenue of $3.70 billion during the quarter, compared to analysts’ expectations of $3.81 billion. During the same period last year, the company posted $1.89 EPS. The company’s quarterly revenue was down 7.4% compared to the same quarter last year. Synchrony Financial has set its FY 2026 guidance at 9.100-9.500 EPS. Equities analysts predict that Synchrony Financial will post 9.29 EPS for the current year.

Synchrony Financial announced that its board has approved a stock buyback program on Tuesday, April 21st that authorizes the company to repurchase $0.00 in shares. This repurchase authorization authorizes the financial services provider to purchase shares of its stock through open market purchases. Shares repurchase programs are generally an indication that the company’s management believes its stock is undervalued.

Synchrony Financial Announces Dividend

The business also recently announced a quarterly dividend, which was paid on Friday, May 15th. Stockholders of record on Tuesday, May 5th were given a $0.30 dividend. This represents a $1.20 annualized dividend and a dividend yield of 1.7%. The ex-dividend date of this dividend was Tuesday, May 5th. Synchrony Financial’s dividend payout ratio (DPR) is currently 12.41%.

About Synchrony Financial

Synchrony Financial (NYSE: SYF) is a consumer financial services company that specializes in providing point-of-sale financing and private-label, co-branded and branded credit card programs. The company serves as a payments and lending partner to retailers, digital merchants and service providers, offering consumer financing solutions designed to drive customer engagement and sales. Synchrony also operates a direct bank that offers deposit products, including savings accounts and certificates of deposit, which support its funding and customer-facing product suite.

Its core product set includes private-label and co-branded credit cards, general-purpose credit cards, installment loan programs and promotional financing options that are integrated into merchants’ checkout experiences.