KBC Group (OTCMKTS:KBCSY – Get Free Report) and China Minsheng (OTCMKTS:CMAKY – Get Free Report) are both large-cap finance companies, but which is the better business? We will contrast the two companies based on the strength of their risk, analyst recommendations, earnings, institutional ownership, valuation, dividends and profitability.
Earnings and Valuation
This table compares KBC Group and China Minsheng”s top-line revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| KBC Group | $26.56 billion | 2.06 | $4.04 billion | $5.04 | 13.02 |
| China Minsheng | $33.55 billion | 0.57 | $4.25 billion | $0.86 | 5.12 |
Dividends
KBC Group pays an annual dividend of $3.19 per share and has a dividend yield of 4.9%. China Minsheng pays an annual dividend of $0.11 per share and has a dividend yield of 2.5%. KBC Group pays out 63.3% of its earnings in the form of a dividend. China Minsheng pays out 12.8% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
Volatility & Risk
KBC Group has a beta of 0.59, suggesting that its share price is 41% less volatile than the S&P 500. Comparatively, China Minsheng has a beta of 0.32, suggesting that its share price is 68% less volatile than the S&P 500.
Analyst Recommendations
This is a breakdown of recent ratings and price targets for KBC Group and China Minsheng, as provided by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| KBC Group | 1 | 4 | 1 | 0 | 2.00 |
| China Minsheng | 0 | 1 | 0 | 0 | 2.00 |
Profitability
This table compares KBC Group and China Minsheng’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| KBC Group | 14.98% | 13.51% | 0.93% |
| China Minsheng | 11.70% | 4.23% | 0.38% |
Summary
KBC Group beats China Minsheng on 9 of the 12 factors compared between the two stocks.
About KBC Group
KBC Group NV, together with its subsidiaries, provides integrated bank-insurance services primarily for retail, private banking, small and medium sized enterprises, and mid-cap clients. The company offers demand deposits and savings accounts; home and mortgage loans; consumer finance and SME funding services; credit, investment fund and asset management, and life and non-life insurance; and cash management, payments, trade finance, lease, money market, capital market products, and stockbroking services. It also provides digital and mobile banking services. The company was formerly known as KBC Bank and Insurance Holding Company NV and changed its name to KBC Group NV in March 2005. KBC Group NV was incorporated in 1935 and is headquartered in Brussels, Belgium.
About China Minsheng
China Minsheng Banking Corp., Ltd. provides banking products and services for individuals, small and micro-enterprises, corporate customers, government agencies, and financial institutions in the People's Republic of China. The company operates through Corporate Banking, Retail Banking, and Others segments. Its deposit products include saving accounts, deposit books and certificates, contracted deposits, agreement deposits, call deposits, corporate term deposits, and corporate current deposits. The company also offers personal housing mortgage, individual automobile purchase, household composite consumption, micro-credit products for individuals, medium and long term, and short-term working capital loans; and debit and credit cards. In addition, it provides appointed and domestic remittance, payment and collection agent, clearing, safe deposit boxes, VIP, and salary and welfare agent card services, as well as internet, mobile, telephone, and self-serve banking services. Further, the company offers gross settlement; wages distribution agency and letter of guarantee; cash management; trade finance; industrial chain finance; individual forex settlement, forex remittance, travelers promissory notes, collection, individual deposit certificate, and guarantee letter products; and comprehensive credit granting, forex settlement and sale, financial product investment, asset management, and trust financing services. Additionally, it provides convenient finance and investment banking services, as well as non-financial services in the education, business travel, traveler, art, luxury life, health, club, and isports areas. The company operates through branch-level institutions, business outlets, community sub-branches, and small business sub-branches. China Minsheng Banking Corp., Ltd. was incorporated in 1996 and is headquartered in Beijing, the People's Republic of China.
Receive News & Ratings for KBC Group Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for KBC Group and related companies with MarketBeat.com's FREE daily email newsletter.
