Reviewing Greenidge Generation (NASDAQ:GREE) and NewtekOne (NASDAQ:NEWT)

Greenidge Generation (NASDAQ:GREE) and NewtekOne (NASDAQ:NEWT) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their analyst recommendations, risk, earnings, profitability, institutional ownership, valuation and dividends.

Risk and Volatility

Greenidge Generation has a beta of 3.07, meaning that its stock price is 207% more volatile than the S&P 500. Comparatively, NewtekOne has a beta of 1.29, meaning that its stock price is 29% more volatile than the S&P 500.

Earnings and Valuation

This table compares Greenidge Generation and NewtekOne”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Greenidge Generation	$58.78 million	0.39	$5.29 million	$0.38	3.58
NewtekOne	$383.33 million	1.02	$60.51 million	$2.27	5.96

NewtekOne has higher revenue and earnings than Greenidge Generation. Greenidge Generation is trading at a lower price-to-earnings ratio than NewtekOne, indicating that it is currently the more affordable of the two stocks.

Analyst Ratings

This is a breakdown of recent ratings for Greenidge Generation and NewtekOne, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Greenidge Generation	1	0	0	0	1.00
NewtekOne	0	3	0	1	2.50

NewtekOne has a consensus price target of $15.00, suggesting a potential upside of 10.95%. Given NewtekOne’s stronger consensus rating and higher possible upside, analysts clearly believe NewtekOne is more favorable than Greenidge Generation.

Insider & Institutional Ownership

8.5% of Greenidge Generation shares are held by institutional investors. Comparatively, 38.4% of NewtekOne shares are held by institutional investors. 27.8% of Greenidge Generation shares are held by company insiders. Comparatively, 5.9% of NewtekOne shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Profitability

This table compares Greenidge Generation and NewtekOne’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Greenidge Generation	10.38%	-12.10%	12.35%
NewtekOne	16.15%	19.00%	2.50%

Summary

NewtekOne beats Greenidge Generation on 11 of the 14 factors compared between the two stocks.

About Greenidge Generation

Greenidge Generation Holdings Inc. operates as an integrated cryptocurrency datacenter and power generation company. The company owns and operates cryptocurrency datacenter in New York, as well as hosts, powers, and provides technical support and other related services to bitcoin mining equipment owned by customers. It also owns and operates a 106 MW nameplate capacity power generation facility. The company was founded in 1937 and is based in Fairfield, Connecticut.

About NewtekOne

NewtekOne, Inc. operates as the bank holding company for Newtek Bank, National Association that engages in the provision of various business and financial solutions under the Newtek brand name to the small- and medium-sized business market. The company accepts demand, savings, NOW, money market, and time deposits; and provides loans including SBA loans, commercial and industrial loans, and commercial real estate loans. It is also involved in the provision of electronic payment processing services comprising credit and debit card processing services, check approval services, processing equipment, and software, as well as cloud-based Point of Sale systems for a various restaurant, retail, assisted living, taxi cabs, parks, and golf course businesses. In addition, it offers wholesale brokerage insurance agency services; and payroll management, and related payment and tax reporting services to independent business owners. Further, the company provides website hosting, dedicated server hosting, cloud hosting, web design and development, internet marketing, ecommerce, data storage, backup and disaster recovery, and other related services, including consulting and implementing technology solutions for enterprise and commercial clients as well as SMBs. The company was formerly known as Newtek Business Services Corp. and changed its name to NewtekOne, Inc. in January 2023. NewtekOne, Inc. was founded in 1998 and is headquartered in Boca Raton, Florida.