Head to Head Analysis: Jiayin Group (NASDAQ:JFIN) and ODDITY Tech (NASDAQ:ODD)

ODDITY Tech (NASDAQ:ODD) and Jiayin Group (NASDAQ:JFIN) are both small-cap computer and technology companies, but which is the superior investment? We will contrast the two businesses based on the strength of their earnings, institutional ownership, risk, analyst recommendations, profitability, valuation and dividends.

Analyst Recommendations

This is a summary of recent recommendations and price targets for ODDITY Tech and Jiayin Group, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
ODDITY Tech	4	9	0	0	1.69
Jiayin Group	1	0	0	0	1.00

ODDITY Tech currently has a consensus price target of $25.39, suggesting a potential upside of 70.84%. Given ODDITY Tech’s stronger consensus rating and higher possible upside, equities research analysts plainly believe ODDITY Tech is more favorable than Jiayin Group.

Earnings and Valuation

This table compares ODDITY Tech and Jiayin Group”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
ODDITY Tech	$809.84 million	1.06	$110.75 million	$0.79	18.81
Jiayin Group	$889.76 million	0.18	$219.61 million	$2.52	1.19

Jiayin Group has higher revenue and earnings than ODDITY Tech. Jiayin Group is trading at a lower price-to-earnings ratio than ODDITY Tech, indicating that it is currently the more affordable of the two stocks.

Volatility & Risk

ODDITY Tech has a beta of 2.47, meaning that its share price is 147% more volatile than the S&P 500. Comparatively, Jiayin Group has a beta of 0.83, meaning that its share price is 17% less volatile than the S&P 500.

Profitability

This table compares ODDITY Tech and Jiayin Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
ODDITY Tech	6.97%	15.38%	4.99%
Jiayin Group	17.79%	21.67%	11.33%

Insider and Institutional Ownership

35.9% of ODDITY Tech shares are owned by institutional investors. Comparatively, 44.1% of Jiayin Group shares are owned by institutional investors. 51.2% of Jiayin Group shares are owned by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Summary

Jiayin Group beats ODDITY Tech on 8 of the 13 factors compared between the two stocks.

About ODDITY Tech

Oddity Tech Ltd. operates as a consumer tech company that builds digital-first brands for the beauty and wellness industries in the United States and internationally. It serves consumers worldwide through its AI-driven online platform, which uses data science, machine learning, and computer vision capabilities to identify consumer needs, and develop solutions in the form of beauty and wellness products. The company sells beauty, hair, and skin products under the IL MAKIAGE and SpoiledChild brands. In addition, it operates ODDITY LABS, a biotechnology center, which develops various ingredients, including novel molecules, probiotics, and peptides for beauty and wellness products. Oddity Tech Ltd. was incorporated in 2013 and is headquartered in Tel Aviv, Israel.

About Jiayin Group

Jiayin Group Inc., together with its subsidiaries, provides online consumer finance services in the People's Republic of China. The company operates a fintech platform that facilitates connections between individual borrowers and financial institutions. It also offers referral services for investment products offered by the financial service providers; and technology development and services, as well as guarantee services. The company was founded in 2011 and is headquartered in Shanghai, the People's Republic of China. Jiayin Group Inc. operates as a subsidiary of New Dream Capital Holdings Limited.