Commerzbank Aktiengesellschaft FI Sells 9,974 Shares of Synchrony Financial $SYF

Commerzbank Aktiengesellschaft FI lowered its position in shares of Synchrony Financial (NYSE:SYF) by 73.3% in the 1st quarter, according to the company in its most recent Form 13F filing with the Securities & Exchange Commission. The fund owned 3,627 shares of the financial services provider’s stock after selling 9,974 shares during the period. Commerzbank Aktiengesellschaft FI’s holdings in Synchrony Financial were worth $247,000 at the end of the most recent reporting period.

A number of other hedge funds and other institutional investors have also recently modified their holdings of SYF. FWL Investment Management LLC bought a new position in shares of Synchrony Financial during the 3rd quarter valued at about $26,000. Fideuram Asset Management Ireland dac bought a new position in shares of Synchrony Financial during the 4th quarter valued at $29,000. Advisors Asset Management Inc. bought a new position in shares of Synchrony Financial during the 4th quarter valued at $29,000. Palisade Asset Management LLC purchased a new position in Synchrony Financial in the 3rd quarter worth $29,000. Finally, Reflection Asset Management purchased a new position in Synchrony Financial in the 4th quarter worth $31,000. 96.48% of the stock is currently owned by hedge funds and other institutional investors.

Insiders Place Their Bets

In related news, insider Jonathan S. Mothner sold 51,258 shares of the firm’s stock in a transaction on Friday, May 15th. The stock was sold at an average price of $71.23, for a total value of $3,651,107.34. Following the completion of the sale, the insider owned 132,664 shares of the company’s stock, valued at $9,449,656.72. This trade represents a 27.87% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which is available through this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Company insiders own 0.36% of the company’s stock.

Wall Street Analyst Weigh In

Several analysts have issued reports on SYF shares. JPMorgan Chase & Co. cut their price target on shares of Synchrony Financial from $81.00 to $78.00 and set a “neutral” rating for the company in a research report on Monday, July 13th. Loop Capital initiated coverage on Synchrony Financial in a report on Friday, May 22nd. They issued a “hold” rating and a $81.00 price objective on the stock. Robert W. Baird boosted their target price on Synchrony Financial from $86.00 to $90.00 and gave the company an “outperform” rating in a research note on Wednesday. Weiss Ratings restated a “buy (b-)” rating on shares of Synchrony Financial in a report on Friday, July 17th. Finally, BTIG Research lowered Synchrony Financial from a “buy” rating to a “neutral” rating in a research report on Wednesday, April 22nd. Twelve investment analysts have rated the stock with a Buy rating and eight have given a Hold rating to the company. According to MarketBeat.com, the company presently has a consensus rating of “Moderate Buy” and a consensus price target of $86.89.

Synchrony Financial Price Performance

Shares of Synchrony Financial stock opened at $72.84 on Thursday. The company’s fifty day simple moving average is $73.26 and its two-hundred day simple moving average is $73.15. Synchrony Financial has a 12-month low of $63.08 and a 12-month high of $88.77. The firm has a market cap of $24.50 billion, a PE ratio of 7.46, a price-to-earnings-growth ratio of 0.68 and a beta of 1.32. The company has a quick ratio of 1.24, a current ratio of 1.22 and a debt-to-equity ratio of 1.08.

Synchrony Financial (NYSE:SYF) last issued its quarterly earnings data on Tuesday, July 21st. The financial services provider reported $2.59 EPS for the quarter, beating the consensus estimate of $2.14 by $0.45. The firm had revenue of $3.72 billion during the quarter, compared to the consensus estimate of $3.72 billion. Synchrony Financial had a net margin of 15.44% and a return on equity of 23.09%. During the same period in the prior year, the firm posted $2.50 earnings per share. Synchrony Financial has set its FY 2026 guidance at 9.250-9.500 EPS. As a group, equities analysts expect that Synchrony Financial will post 9.34 EPS for the current year.

Synchrony Financial announced that its Board of Directors has approved a share buyback plan on Tuesday, April 21st that allows the company to buyback $0.00 in outstanding shares. This buyback authorization allows the financial services provider to reacquire shares of its stock through open market purchases. Stock buyback plans are often an indication that the company’s management believes its stock is undervalued.

Synchrony Financial Increases Dividend

The firm also recently declared a quarterly dividend, which will be paid on Monday, August 17th. Shareholders of record on Wednesday, August 5th will be given a dividend of $0.34 per share. This represents a $1.36 dividend on an annualized basis and a yield of 1.9%. The ex-dividend date of this dividend is Wednesday, August 5th. This is a positive change from Synchrony Financial’s previous quarterly dividend of $0.30. Synchrony Financial’s dividend payout ratio is currently 12.41%.

Key Headlines Impacting Synchrony Financial

Here are the key news stories impacting Synchrony Financial this week:

• Positive Sentiment: Synchrony beat Q2 earnings estimates, reporting $2.59 EPS versus expectations around $2.14, while also raising its FY 2026 EPS outlook to $9.25-$9.50. The company said stronger loan growth, record purchase volume, and solid credit performance supported results. Article: Synchrony Beats Q2 Earnings Estimates, Raises 2026 EPS Outlook
• Positive Sentiment: Several analysts remained constructive after the report: Wells Fargo kept an overweight rating even while trimming its target to $88, Royal Bank of Canada maintained sector perform with an $80 target, and Robert W. Baird raised its target to $90 with an outperform rating. Article: Analyst price target updates
• Positive Sentiment: Bank of America Securities reiterated a Buy rating and set a $89 target, citing strong Q2 results and a solid 2026 outlook, reinforcing confidence in the company’s earnings momentum. Article: Synchrony Financial analyst note
• Neutral Sentiment: The company also announced a quarterly dividend increase to $0.34 per share, up 13.3%, which supports shareholder returns but is not the main driver of the stock reaction. Article: Synchrony Reports Second Quarter 2026 Results
• Negative Sentiment: Revenue came in slightly below expectations at $3.72 billion versus about $3.73 billion, and some coverage noted that higher expenses remain a watch item for investors. Article: Synchrony Financial misses Q2 revenue estimates

Synchrony Financial Profile

Synchrony Financial (NYSE: SYF) is a consumer financial services company that specializes in providing point-of-sale financing and private-label, co-branded and branded credit card programs. The company serves as a payments and lending partner to retailers, digital merchants and service providers, offering consumer financing solutions designed to drive customer engagement and sales. Synchrony also operates a direct bank that offers deposit products, including savings accounts and certificates of deposit, which support its funding and customer-facing product suite.

Its core product set includes private-label and co-branded credit cards, general-purpose credit cards, installment loan programs and promotional financing options that are integrated into merchants’ checkout experiences.