Zacks Research Estimates Bank OZK’s Q2 Earnings (NASDAQ:OZK)

Bank OZK (NASDAQ:OZK) – Stock analysts at Zacks Research increased their Q2 2027 EPS estimates for Bank OZK in a research report issued on Monday, July 20th. Zacks Research analyst Team now expects that the company will earn $1.71 per share for the quarter, up from their previous estimate of $1.66. The consensus estimate for Bank OZK’s current full-year earnings is $6.03 per share. Zacks Research also issued estimates for Bank OZK’s Q3 2027 earnings at $1.77 EPS, Q4 2027 earnings at $1.70 EPS, FY2027 earnings at $6.75 EPS, Q2 2028 earnings at $1.95 EPS and FY2028 earnings at $7.84 EPS.

Bank OZK (NASDAQ:OZK) last released its quarterly earnings results on Tuesday, July 21st. The company reported $1.49 earnings per share for the quarter, beating analysts’ consensus estimates of $1.48 by $0.01. Bank OZK had a net margin of 24.95% and a return on equity of 11.94%. The business had revenue of $430.02 million for the quarter, compared to analysts’ expectations of $436.42 million. During the same period last year, the business earned $1.47 EPS. The company’s revenue was up .5% compared to the same quarter last year.

Several other brokerages also recently weighed in on OZK. Wall Street Zen upgraded shares of Bank OZK from a “sell” rating to a “hold” rating in a research note on Sunday, May 17th. TD Cowen downgraded Bank OZK from a “buy” rating to a “hold” rating and set a $53.00 price target on the stock. in a research report on Monday, July 6th. Weiss Ratings upgraded Bank OZK from a “buy (b-)” rating to a “buy (b)” rating in a report on Tuesday, June 23rd. UBS Group assumed coverage on Bank OZK in a research report on Tuesday, April 7th. They issued a “neutral” rating and a $48.00 price objective for the company. Finally, Wells Fargo & Company boosted their target price on Bank OZK from $50.00 to $52.00 and gave the stock an “equal weight” rating in a research note on Monday, July 6th. Three research analysts have rated the stock with a Buy rating, six have given a Hold rating and one has given a Sell rating to the stock. According to data from MarketBeat, the company currently has an average rating of “Hold” and an average price target of $56.12.

Bank OZK Trading Up 0.4%

NASDAQ OZK opened at $50.97 on Tuesday. Bank OZK has a 52 week low of $42.37 and a 52 week high of $53.66. The company has a 50 day moving average price of $49.87 and a 200 day moving average price of $48.25. The company has a quick ratio of 1.00, a current ratio of 1.00 and a debt-to-equity ratio of 0.14. The firm has a market cap of $5.70 billion, a PE ratio of 8.42 and a beta of 0.89.

Bank OZK Increases Dividend

The business also recently announced a quarterly dividend, which was paid on Monday, July 20th. Investors of record on Monday, July 13th were paid a $0.48 dividend. This is a boost from Bank OZK’s previous quarterly dividend of $0.47. The ex-dividend date was Monday, July 13th. This represents a $1.92 dividend on an annualized basis and a yield of 3.8%. Bank OZK’s dividend payout ratio (DPR) is 31.27%.

Bank OZK declared that its board has authorized a share buyback program on Monday, June 29th that authorizes the company to buyback $200.00 million in outstanding shares. This buyback authorization authorizes the company to reacquire up to 3.4% of its shares through open market purchases. Shares buyback programs are usually a sign that the company’s board believes its stock is undervalued.

Institutional Inflows and Outflows

Hedge funds have recently bought and sold shares of the stock. Quadrant Capital Group LLC grew its stake in Bank OZK by 4.2% during the 4th quarter. Quadrant Capital Group LLC now owns 5,446 shares of the company’s stock valued at $251,000 after acquiring an additional 218 shares in the last quarter. Kera Capital Partners Inc. lifted its stake in Bank OZK by 2.1% in the 4th quarter. Kera Capital Partners Inc. now owns 11,336 shares of the company’s stock worth $539,000 after purchasing an additional 236 shares in the last quarter. Cardinal Capital Management lifted its stake in Bank OZK by 0.6% in the 4th quarter. Cardinal Capital Management now owns 48,979 shares of the company’s stock worth $2,254,000 after purchasing an additional 277 shares in the last quarter. Cornerstone Wealth Management LLC boosted its holdings in shares of Bank OZK by 4.5% during the 4th quarter. Cornerstone Wealth Management LLC now owns 6,403 shares of the company’s stock worth $295,000 after purchasing an additional 278 shares during the last quarter. Finally, Illinois Municipal Retirement Fund boosted its holdings in shares of Bank OZK by 0.8% during the 4th quarter. Illinois Municipal Retirement Fund now owns 38,261 shares of the company’s stock worth $1,761,000 after purchasing an additional 317 shares during the last quarter. Institutional investors and hedge funds own 86.18% of the company’s stock.

Key Stories Impacting Bank OZK

Here are the key news stories impacting Bank OZK this week:

• Positive Sentiment: Bank OZK beat Q2 earnings estimates, helped by higher fee income and record deposits, which supports the view that the core franchise remains healthy. Bank OZK (OZK) Tops Q2 Earnings Estimates
• Positive Sentiment: Several research updates from Zacks Research raised future earnings estimates for Bank OZK, suggesting analysts see room for longer-term profit growth. Analyst estimate updates
• Neutral Sentiment: Bank OZK announced its second-quarter 2026 earnings and held a conference call, giving investors more detail on the quarter and outlook. Bank OZK Announces Second Quarter 2026 Earnings
• Neutral Sentiment: The company is expanding its footprint with a new Denton location offering financial services, a modest growth move that is unlikely to drive the stock by itself. Bank OZK to offer financial services at new Denton location
• Negative Sentiment: Despite the earnings beat, shares are facing pressure because Q2 net interest income was weaker and credit quality concerns clouded the otherwise solid results. Bank OZK Q2 Earnings Beat Estimates on Higher Fee Income, Shares Fall

About Bank OZK

Bank OZK, formerly known as Bank of the Ozarks, is a regional commercial bank headquartered in Little Rock, Arkansas. Established in 1903, the bank offers a full suite of banking products and services to both individual and corporate clients. Through a combination of organic growth and targeted acquisitions, Bank OZK has built a diversified lending portfolio and a strong deposit franchise.

The bank’s core operations focus on commercial real estate lending, including acquisition, development and construction financing.