Zacks Research Forecasts BankUnited’s Q1 Earnings (NYSE:BKU)

BankUnited, Inc. (NYSE:BKU) – Investment analysts at Zacks Research decreased their Q1 2027 earnings per share (EPS) estimates for shares of BankUnited in a report issued on Monday, July 20th. Zacks Research analyst Team now expects that the financial services provider will earn $1.12 per share for the quarter, down from their prior forecast of $1.25. Zacks Research currently has a “Strong-Buy” rating on the stock. The consensus estimate for BankUnited’s current full-year earnings is $4.16 per share. Zacks Research also issued estimates for BankUnited’s Q2 2027 earnings at $1.12 EPS, Q3 2027 earnings at $1.17 EPS, Q4 2027 earnings at $1.28 EPS, FY2027 earnings at $4.68 EPS, Q1 2028 earnings at $1.33 EPS and Q2 2028 earnings at $1.36 EPS.

BankUnited (NYSE:BKU) last posted its quarterly earnings results on Wednesday, July 22nd. The financial services provider reported $0.97 EPS for the quarter, missing the consensus estimate of $1.00 by ($0.03). BankUnited had a return on equity of 9.11% and a net margin of 14.46%.The company had revenue of $284.57 million for the quarter, compared to analyst estimates of $290.33 million. During the same quarter in the prior year, the business posted $0.91 earnings per share. The business’s revenue for the quarter was up 3.9% compared to the same quarter last year.

BKU has been the subject of a number of other reports. Raymond James Financial reaffirmed an “outperform” rating on shares of BankUnited in a research note on Wednesday, April 22nd. Wells Fargo & Company increased their price objective on BankUnited from $50.00 to $55.00 and gave the stock an “overweight” rating in a report on Monday, March 30th. Keefe, Bruyette & Woods cut their price objective on shares of BankUnited from $55.00 to $50.00 and set a “market perform” rating on the stock in a research report on Thursday, April 23rd. Jefferies Financial Group reiterated a “buy” rating on shares of BankUnited in a research note on Wednesday. Finally, Barclays decreased their target price on shares of BankUnited from $53.00 to $52.00 and set an “equal weight” rating for the company in a research report on Tuesday, July 7th. One equities research analyst has rated the stock with a Strong Buy rating, seven have issued a Buy rating, four have issued a Hold rating and two have issued a Sell rating to the company’s stock. Based on data from MarketBeat.com, the company has a consensus rating of “Moderate Buy” and a consensus target price of $52.73.

BankUnited Stock Down 4.3%

BankUnited stock opened at $45.99 on Tuesday. BankUnited has a twelve month low of $34.79 and a twelve month high of $52.11. The company has a debt-to-equity ratio of 0.58, a quick ratio of 0.82 and a current ratio of 0.82. The firm has a market cap of $3.34 billion, a PE ratio of 12.81 and a beta of 1.17. The firm’s 50 day moving average price is $47.63 and its two-hundred day moving average price is $47.03.

BankUnited Dividend Announcement

The company also recently announced a quarterly dividend, which will be paid on Friday, July 31st. Stockholders of record on Friday, July 10th will be paid a $0.33 dividend. This represents a $1.32 annualized dividend and a dividend yield of 2.9%. The ex-dividend date is Friday, July 10th. BankUnited’s payout ratio is currently 36.77%.

Insider Activity

In other news, Director John N. Digiacomo sold 1,000 shares of the company’s stock in a transaction dated Monday, June 1st. The shares were sold at an average price of $45.97, for a total value of $45,970.00. Following the sale, the director owned 15,027 shares of the company’s stock, valued at approximately $690,791.19. This represents a 6.24% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available through the SEC website. Also, insider Jay D. Richards sold 4,000 shares of BankUnited stock in a transaction dated Monday, June 15th. The shares were sold at an average price of $48.67, for a total transaction of $194,680.00. Following the transaction, the insider directly owned 40,502 shares of the company’s stock, valued at $1,971,232.34. This represents a 8.99% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. 1.00% of the stock is currently owned by corporate insiders.

Institutional Inflows and Outflows

A number of institutional investors have recently modified their holdings of BKU. Royal Bank of Canada boosted its holdings in shares of BankUnited by 15.3% in the 1st quarter. Royal Bank of Canada now owns 18,092 shares of the financial services provider’s stock worth $623,000 after acquiring an additional 2,394 shares in the last quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. increased its holdings in BankUnited by 4.6% during the 1st quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 44,380 shares of the financial services provider’s stock valued at $1,528,000 after purchasing an additional 1,934 shares in the last quarter. Jane Street Group LLC acquired a new stake in BankUnited during the 1st quarter valued at $9,100,000. Strs Ohio bought a new position in BankUnited in the 1st quarter valued at $28,000. Finally, Invesco Ltd. raised its position in BankUnited by 1.2% in the 2nd quarter. Invesco Ltd. now owns 570,879 shares of the financial services provider’s stock valued at $20,318,000 after purchasing an additional 6,815 shares during the last quarter. Institutional investors own 99.70% of the company’s stock.

Key BankUnited News

Here are the key news stories impacting BankUnited this week:

• Negative Sentiment: BankUnited reported Q2 diluted EPS of $0.97, missing Wall Street estimates, while revenue also came in below expectations. The miss appears to be the main reason shares are falling. BankUnited, Inc. Reports 2Q 2026 Net Income of $71 million, $0.97 Diluted EPS
• Negative Sentiment: Loan growth was muted, with average total loans essentially flat year over year and sequentially, raising concerns about top-line momentum even as the bank improved deposit mix and net interest margin. BankUnited, Inc. (BKU) Q2 2026 Earnings Call Transcript
• Neutral Sentiment: Positives in the quarter included net income of about $71 million, net interest margin improving to 3.06%, and average core deposits rising, which suggest underlying operating trends are stabilizing.
• Neutral Sentiment: Analyst commentary remained mixed: Zacks Research still called BKU a Strong-Buy, but trimmed several future EPS estimates and lowered its FY2027 forecast, reflecting a more cautious earnings outlook.

About BankUnited

BankUnited, Inc is a bank holding company based in Miami Lakes, Florida, operating through its subsidiary BankUnited, National Association. The company provides a broad range of commercial banking products and services, including deposit accounts, commercial lending and treasury management. It serves middle-market and small-business clients, offering tailored financing solutions across a variety of industry sectors.

The bank’s lending portfolio includes commercial and industrial loans, commercial real estate loans and construction financing, as well as residential mortgage lending.