FY2026 EPS Estimates for Bank OZK Boosted by Zacks Research

Bank OZK (NASDAQ:OZK) – Investment analysts at Zacks Research upped their FY2026 earnings per share estimates for Bank OZK in a note issued to investors on Monday, July 20th. Zacks Research analyst Team now anticipates that the company will post earnings per share of $5.98 for the year, up from their prior forecast of $5.96. The consensus estimate for Bank OZK’s current full-year earnings is $5.98 per share. Zacks Research also issued estimates for Bank OZK’s Q4 2026 earnings at $1.56 EPS and Q1 2027 earnings at $1.57 EPS.

OZK has been the subject of several other research reports. Morgan Stanley upped their price target on shares of Bank OZK from $54.00 to $56.00 and gave the company an “equal weight” rating in a report on Monday, June 29th. Wells Fargo & Company raised their price objective on shares of Bank OZK from $50.00 to $52.00 and gave the stock an “equal weight” rating in a report on Monday, July 6th. Wall Street Zen raised shares of Bank OZK from a “sell” rating to a “hold” rating in a research report on Sunday, May 17th. TD Cowen cut shares of Bank OZK from a “buy” rating to a “hold” rating and set a $53.00 price objective on the stock. in a research report on Monday, July 6th. Finally, Piper Sandler reaffirmed an “overweight” rating and issued a $61.00 target price on shares of Bank OZK in a research note on Wednesday. Three research analysts have rated the stock with a Buy rating, six have assigned a Hold rating and one has assigned a Sell rating to the company’s stock. According to MarketBeat, Bank OZK currently has an average rating of “Hold” and an average target price of $56.12.

Bank OZK Stock Performance

Shares of OZK stock opened at $50.12 on Wednesday. The company has a debt-to-equity ratio of 0.08, a quick ratio of 1.00 and a current ratio of 0.97. The company has a market capitalization of $5.61 billion, a P/E ratio of 8.28 and a beta of 0.89. The company’s 50 day moving average price is $49.93 and its two-hundred day moving average price is $48.27. Bank OZK has a 52 week low of $42.37 and a 52 week high of $53.66.

Bank OZK (NASDAQ:OZK) last issued its quarterly earnings data on Tuesday, July 21st. The company reported $1.49 earnings per share (EPS) for the quarter, beating the consensus estimate of $1.48 by $0.01. Bank OZK had a return on equity of 11.87% and a net margin of 24.95%.The business had revenue of $430.02 million during the quarter, compared to analyst estimates of $436.42 million. During the same period in the previous year, the firm earned $1.47 EPS. Bank OZK’s quarterly revenue was up .5% compared to the same quarter last year.

Hedge Funds Weigh In On Bank OZK

Several hedge funds have recently made changes to their positions in OZK. Wasatch Advisors LP lifted its position in shares of Bank OZK by 34.9% in the third quarter. Wasatch Advisors LP now owns 7,437,646 shares of the company’s stock worth $379,171,000 after purchasing an additional 1,924,387 shares in the last quarter. Dimensional Fund Advisors LP grew its position in Bank OZK by 0.6% in the first quarter. Dimensional Fund Advisors LP now owns 6,625,660 shares of the company’s stock valued at $304,045,000 after purchasing an additional 38,592 shares in the last quarter. State Street Corp grew its position in Bank OZK by 9.1% in the fourth quarter. State Street Corp now owns 6,556,105 shares of the company’s stock valued at $301,712,000 after purchasing an additional 546,785 shares in the last quarter. Charles Schwab Investment Management Inc. grew its position in Bank OZK by 1.6% in the fourth quarter. Charles Schwab Investment Management Inc. now owns 4,554,014 shares of the company’s stock valued at $209,576,000 after purchasing an additional 73,920 shares in the last quarter. Finally, First Trust Advisors LP increased its stake in Bank OZK by 4.6% in the 1st quarter. First Trust Advisors LP now owns 3,036,101 shares of the company’s stock valued at $139,327,000 after buying an additional 134,490 shares during the last quarter. 86.18% of the stock is owned by institutional investors.

Bank OZK announced that its Board of Directors has approved a stock repurchase program on Monday, June 29th that allows the company to buyback $200.00 million in outstanding shares. This buyback authorization allows the company to repurchase up to 3.4% of its shares through open market purchases. Shares buyback programs are generally a sign that the company’s board of directors believes its stock is undervalued.

Bank OZK Increases Dividend

The company also recently declared a quarterly dividend, which was paid on Monday, July 20th. Shareholders of record on Monday, July 13th were given a dividend of $0.48 per share. This is an increase from Bank OZK’s previous quarterly dividend of $0.47. The ex-dividend date of this dividend was Monday, July 13th. This represents a $1.92 dividend on an annualized basis and a yield of 3.8%. Bank OZK’s payout ratio is currently 31.27%.

Key Stories Impacting Bank OZK

Here are the key news stories impacting Bank OZK this week:

• Positive Sentiment: Management said Bank OZK is continuing to diversify its loan book, with real estate exposure dropping below 50% and the company outlining mid-single-digit loan growth for 2026, which could reduce concentration risk over time. Bank OZK drops real estate exposure below 50%
• Positive Sentiment: Bank OZK’s earnings call highlighted diversification gains and continued momentum in its commercial and industrial banking business, suggesting some parts of the franchise are offsetting weakness elsewhere. Bank OZK Earnings Call: Diversification Gains Amid Headwinds
• Positive Sentiment: Zacks Research raised earnings estimates for FY2026 and upcoming quarters, indicating some analysts see modestly better profitability ahead. Bank OZK Q2 Earnings Beat Estimates on Higher Fee Income, Shares Fall
• Neutral Sentiment: Morgan Stanley kept a Hold rating and a $56 price target, signaling a cautious but not bearish stance after the earnings update. Hold Rating Reiterated on Bank OZK as Earnings Headwinds Offset by CIB Momentum; $56 Price Target Unchanged
• Neutral Sentiment: The company also opened a new Denton location, a small expansion move that supports long-term footprint growth but is unlikely to drive the stock in the near term. Bank OZK to offer financial services at new Denton location
• Negative Sentiment: Q2 results showed earnings beat estimates, but revenue, net interest income, and credit quality trends were weaker than expected, which is weighing on sentiment and helping explain the stock’s recent weakness. Bank OZK Q2 Earnings Beat Estimates on Higher Fee Income, Shares Fall
• Negative Sentiment: Recent reports said quarterly net income and revenue declined, reinforcing concerns that near-term earnings pressure may persist despite the diversification strategy. Bank OZK posts quarterly declines in net income, revenue

Bank OZK Company Profile

Bank OZK, formerly known as Bank of the Ozarks, is a regional commercial bank headquartered in Little Rock, Arkansas. Established in 1903, the bank offers a full suite of banking products and services to both individual and corporate clients. Through a combination of organic growth and targeted acquisitions, Bank OZK has built a diversified lending portfolio and a strong deposit franchise.

The bank’s core operations focus on commercial real estate lending, including acquisition, development and construction financing.