Evercore ISI Has Lowered Expectations for Capital One Financial (NYSE:COF) Stock Price

Capital One Financial (NYSE:COF) had its price objective lowered by equities research analysts at Evercore ISI from $290.00 to $265.00 in a note issued to investors on Tuesday,MarketScreener reports. The brokerage presently has an “outperform” rating on the financial services provider’s stock. Evercore ISI’s price target indicates a potential upside of 21.24% from the company’s current price.

COF has been the subject of several other research reports. Citigroup upped their target price on Capital One Financial from $290.00 to $310.00 and gave the stock a “buy” rating in a research report on Wednesday, December 31st. JPMorgan Chase & Co. upped their price target on Capital One Financial from $237.00 to $256.00 and gave the stock a “neutral” rating in a report on Monday, January 12th. Wolfe Research lowered their price objective on shares of Capital One Financial from $294.00 to $280.00 and set an “outperform” rating for the company in a research report on Friday, January 23rd. Deutsche Bank Aktiengesellschaft reduced their target price on shares of Capital One Financial from $263.00 to $256.00 and set a “hold” rating on the stock in a research report on Friday, January 23rd. Finally, Jefferies Financial Group raised their price target on shares of Capital One Financial from $265.00 to $275.00 and gave the company a “buy” rating in a report on Wednesday, December 10th. One equities research analyst has rated the stock with a Strong Buy rating, sixteen have assigned a Buy rating and six have assigned a Hold rating to the stock. According to data from MarketBeat.com, Capital One Financial presently has an average rating of “Moderate Buy” and an average target price of $274.70.

Capital One Financial Trading Up 0.7%

Shares of COF stock opened at $218.57 on Tuesday. The company has a quick ratio of 1.04, a current ratio of 1.04 and a debt-to-equity ratio of 0.44. Capital One Financial has a fifty-two week low of $143.22 and a fifty-two week high of $259.64. The firm’s 50 day moving average price is $234.27 and its two-hundred day moving average price is $223.34. The stock has a market cap of $138.95 billion, a price-to-earnings ratio of 73.84, a price-to-earnings-growth ratio of 0.64 and a beta of 1.13.

Capital One Financial (NYSE:COF) last issued its earnings results on Thursday, January 22nd. The financial services provider reported $3.86 EPS for the quarter, missing analysts’ consensus estimates of $4.14 by ($0.28). Capital One Financial had a net margin of 3.54% and a return on equity of 10.68%. The business had revenue of $15.62 billion during the quarter, compared to analysts’ expectations of $15.49 billion. During the same period in the prior year, the business posted $2.67 EPS. The business’s revenue was up 53.3% on a year-over-year basis. On average, analysts anticipate that Capital One Financial will post 15.65 EPS for the current year.

Insiders Place Their Bets

In other news, insider Frank G. LapradeIii sold 17,840 shares of the stock in a transaction dated Thursday, November 13th. The shares were sold at an average price of $222.03, for a total transaction of $3,961,015.20. Following the transaction, the insider owned 48,315 shares of the company’s stock, valued at approximately $10,727,379.45. This trade represents a 26.97% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which is accessible through this hyperlink. Also, insider Celia Karam sold 2,064 shares of the business’s stock in a transaction dated Friday, January 2nd. The shares were sold at an average price of $244.35, for a total value of $504,338.40. Following the completion of the sale, the insider directly owned 61,373 shares of the company’s stock, valued at approximately $14,996,492.55. This represents a 3.25% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. In the last quarter, insiders have sold 195,409 shares of company stock worth $43,756,821. Company insiders own 1.26% of the company’s stock.

Hedge Funds Weigh In On Capital One Financial

Several large investors have recently added to or reduced their stakes in COF. Vanguard Group Inc. lifted its position in shares of Capital One Financial by 74.8% in the 2nd quarter. Vanguard Group Inc. now owns 56,380,913 shares of the financial services provider’s stock worth $11,995,603,000 after buying an additional 24,129,990 shares during the last quarter. State Street Corp raised its stake in Capital One Financial by 63.4% during the second quarter. State Street Corp now owns 27,780,128 shares of the financial services provider’s stock worth $5,910,500,000 after acquiring an additional 10,776,843 shares during the period. Norges Bank bought a new position in Capital One Financial in the second quarter worth about $1,701,511,000. Geode Capital Management LLC lifted its holdings in Capital One Financial by 64.1% in the second quarter. Geode Capital Management LLC now owns 14,008,841 shares of the financial services provider’s stock worth $2,970,628,000 after acquiring an additional 5,474,328 shares during the last quarter. Finally, Boston Partners acquired a new position in Capital One Financial in the second quarter valued at approximately $534,777,000. 89.84% of the stock is currently owned by institutional investors.

More Capital One Financial News

Here are the key news stories impacting Capital One Financial this week:

• Positive Sentiment: Zacks: NII surged ~54% YoY in 4Q25, driven by booming credit‑card loans, lower deposit costs and the added Discover portfolio — supports near‑term net interest income resilience. COF’s NII Increases in 4Q25 Despite Rate Cuts: What Drove the Rise?
• Positive Sentiment: Zacks: Card business (and the Discover deal) is the primary long‑term growth engine — revenue lift and higher loan balances support durable earnings power. COF’s Card Business Fuels Long-Term Growth: Should You Buy the Stock?
• Positive Sentiment: Analyst/market commentary and upgrades (Seeking Alpha piece and KBW reiteration) emphasize a strong growth profile and buy case, underpinning investor interest despite high valuation. Capital One: Strong Growth Profile (Rating Upgrade)
• Neutral Sentiment: Evercore cut its price target from $290 to $265 but kept an Outperform rating — still constructive long term but trims upside expectations. Evercore ISI Adjusts PT on Capital One Financial to $265 From $290
• Neutral Sentiment: Several buy‑the‑dip and income‑oriented pieces highlight preferred yield or dip opportunities — signals of investor interest but not near‑term catalysts. Capital One: Buying Opportunity After Recent Dip, Plus 6% Yield On Preferred
• Neutral Sentiment: Misc. notices (e.g., DevX campus using the “Capital One” name) are likely unrelated to Capital One Financial’s fundamentals. Dev Accelerator’s DevX Unveils Capital One, a Landmark Managed Office Campus in Tier II India
• Negative Sentiment: MarketBeat coverage: 4Q25 revenue beat but EPS missed (3.86 vs. est. 4.14); the announced Brex acquisition (~$5.15B) raises execution and valuation concerns and was cited as a near‑term sell trigger. (Coverage notes stock weakness post‑earnings.)
• Negative Sentiment: Pomerantz investor‑suit alert: a new investigation into Capital One could create litigation risk and add uncertainty to investor outlook. INVESTOR ALERT: Pomerantz Law Firm Investigates Claims on Behalf of Investors of Capital One Financial Corporation – COF

Capital One Financial Company Profile

Capital One Financial Corporation (NYSE: COF) is a diversified bank holding company headquartered in McLean, Virginia. The company’s core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.

Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.