BTIG Research Reaffirms Buy Rating for Enova International (NYSE:ENVA)

Enova International (NYSE:ENVA)‘s stock had its “buy” rating reiterated by equities researchers at BTIG Research in a report issued on Wednesday,Benzinga reports. They presently have a $199.00 target price on the credit services provider’s stock. BTIG Research’s price objective would indicate a potential upside of 20.54% from the company’s current price.

A number of other brokerages have also recently commented on ENVA. Weiss Ratings restated a “buy (b-)” rating on shares of Enova International in a research note on Thursday, January 22nd. Citigroup reaffirmed an “outperform” rating on shares of Enova International in a report on Wednesday. TD Cowen reiterated a “buy” rating on shares of Enova International in a research report on Thursday, January 8th. Citizens Jmp boosted their price target on shares of Enova International from $149.00 to $180.00 and gave the company a “market outperform” rating in a research report on Friday, December 12th. Finally, JMP Securities raised their price objective on shares of Enova International from $135.00 to $149.00 and gave the stock a “market outperform” rating in a report on Friday, October 24th. Eight research analysts have rated the stock with a Buy rating and one has issued a Hold rating to the stock. According to data from MarketBeat, Enova International currently has an average rating of “Moderate Buy” and an average target price of $172.83.

Enova International Price Performance

Shares of ENVA stock opened at $165.10 on Wednesday. Enova International has a 12 month low of $79.41 and a 12 month high of $168.68. The company has a market capitalization of $4.64 billion, a P/E ratio of 14.26 and a beta of 1.27. The stock has a 50 day moving average of $152.69 and a two-hundred day moving average of $128.36. The company has a current ratio of 9.48, a quick ratio of 19.29 and a debt-to-equity ratio of 3.37.

Enova International (NYSE:ENVA) last issued its earnings results on Tuesday, January 27th. The credit services provider reported $3.46 EPS for the quarter, beating analysts’ consensus estimates of $3.17 by $0.29. The business had revenue of $1.34 billion during the quarter, compared to analyst estimates of $838.59 million. Enova International had a return on equity of 25.31% and a net margin of 9.78%.Enova International’s revenue was up 15.0% on a year-over-year basis. During the same period in the prior year, the company posted $2.61 earnings per share. As a group, equities analysts expect that Enova International will post 10.31 EPS for the current year.

Enova International announced that its board has authorized a stock repurchase plan on Wednesday, November 12th that authorizes the company to repurchase $400.00 million in shares. This repurchase authorization authorizes the credit services provider to reacquire up to 12.5% of its stock through open market purchases. Stock repurchase plans are generally a sign that the company’s management believes its stock is undervalued.

Insider Activity

In other news, CEO David Fisher sold 15,000 shares of the company’s stock in a transaction that occurred on Tuesday, December 16th. The shares were sold at an average price of $160.24, for a total transaction of $2,403,600.00. Following the transaction, the chief executive officer directly owned 348,223 shares in the company, valued at approximately $55,799,253.52. This represents a 4.13% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this link. Insiders have sold 30,573 shares of company stock worth $4,659,815 in the last quarter. 8.40% of the stock is currently owned by corporate insiders.

Institutional Inflows and Outflows

Several large investors have recently bought and sold shares of the company. Farther Finance Advisors LLC increased its stake in shares of Enova International by 26.9% in the 4th quarter. Farther Finance Advisors LLC now owns 302 shares of the credit services provider’s stock valued at $47,000 after buying an additional 64 shares during the period. California State Teachers Retirement System lifted its stake in shares of Enova International by 0.4% during the second quarter. California State Teachers Retirement System now owns 24,268 shares of the credit services provider’s stock valued at $2,706,000 after acquiring an additional 105 shares during the period. Bessemer Group Inc. boosted its holdings in Enova International by 174.2% in the third quarter. Bessemer Group Inc. now owns 255 shares of the credit services provider’s stock valued at $30,000 after acquiring an additional 162 shares during the last quarter. J.Safra Asset Management Corp increased its position in Enova International by 3.3% in the third quarter. J.Safra Asset Management Corp now owns 5,503 shares of the credit services provider’s stock worth $633,000 after purchasing an additional 176 shares during the period. Finally, FNY Investment Advisers LLC bought a new stake in Enova International during the 4th quarter worth about $31,000. Institutional investors and hedge funds own 89.43% of the company’s stock.

Key Stories Impacting Enova International

Here are the key news stories impacting Enova International this week:

• Positive Sentiment: Q4 results materially beat expectations — adjusted EPS topped estimates and revenue/loan originations rose sharply; management cited healthy credit metrics, $35M of buybacks in the quarter and improved delinquencies. This is the primary catalyst lifting sentiment and supporting upside to earnings forecasts. Enova Reports Fourth Quarter and Full Year 2025 Results
• Positive Sentiment: Management set an aggressive 2026 outlook — targeting ~15% origination growth and at least 20% EPS growth, and reiterated progress on the Grasshopper acquisition, which signals inorganic growth potential. That guidance helps justify analyst upgrades. Enova expects 15 percent origination growth and at least 20 percent EPS growth in 2026 as
• Positive Sentiment: Analysts raised targets and reiterated buy/outperform ratings (Citizens/JMP raised its target; BTIG reaffirmed buy with a $199 target), increasing visible upside and supporting the rally. Citizens Jmp price target raise
• Positive Sentiment: Brokerage and research write-ups (Zacks, sector pieces) highlight Enova’s above‑average growth profile and machine‑learning underwriting edge, reinforcing the bull case among growth investors. Is Enova International (ENVA) a Solid Growth Stock? 3 Reasons to Think “Yes”
• Neutral Sentiment: Earnings call transcript and third‑party summaries provide more detail on credit trends, ML underwriting and the Grasshopper integration — useful for modeling but not immediate catalysts. Enova Q4 2025 earnings call transcript Enova International Earnings Call Highlights Growth Pivot
• Negative Sentiment: Insider selling — Chairman David Fisher sold 9,573 shares (~$1.5M) on Jan. 26. While size is modest relative to his remaining stake, insider sales can temper sentiment and are being noted by some investors. David Fisher insider sale

About Enova International

Enova International, Inc (NYSE: ENVA) is a Chicago-based financial services company specializing in online lending solutions. Since its founding in 2004, Enova has leveraged proprietary data analytics and technology platforms to underwrite and deliver short-term consumer loans, lines of credit and installment loans. Through its flagship consumer brand NetCredit, Enova provides flexible credit options designed to serve a wide range of borrowers, including those with limited or non-traditional credit histories.

In addition to its U.S.