PennyMac Financial Services, Inc. (NYSE:PFSI) Given Consensus Rating of “Moderate Buy” by Brokerages

PennyMac Financial Services, Inc. (NYSE:PFSI) has been assigned an average recommendation of “Moderate Buy” from the nine analysts that are currently covering the stock, Marketbeat reports. Four equities research analysts have rated the stock with a hold rating and five have assigned a buy rating to the company. The average 1-year price objective among analysts that have issued ratings on the stock in the last year is $153.4286.

Several analysts recently commented on PFSI shares. Zacks Research raised PennyMac Financial Services to a “hold” rating in a research note on Friday, December 19th. BTIG Research restated a “buy” rating on shares of PennyMac Financial Services in a report on Friday. Barclays lifted their price objective on PennyMac Financial Services from $139.00 to $158.00 and gave the company an “overweight” rating in a report on Tuesday, January 6th. Keefe, Bruyette & Woods boosted their price objective on PennyMac Financial Services from $138.00 to $143.00 and gave the company a “market perform” rating in a research report on Thursday, December 18th. Finally, Wells Fargo & Company raised their target price on shares of PennyMac Financial Services from $135.00 to $150.00 and gave the stock an “overweight” rating in a report on Monday, January 5th.

PennyMac Financial Services News Roundup

Here are the key news stories impacting PennyMac Financial Services this week:

• Positive Sentiment: Board declared a $0.30 quarterly cash dividend and book value per share rose to $82.77, providing income support and a tangible capital-growth signal. PennyMac Financial Services, Inc. Reports Fourth Quarter and Full-Year 2025 Results
• Positive Sentiment: Revenue increased 14.4% year-over-year, showing underlying top‑line growth despite missing consensus — a sign the business expanded activity compared with last year. PennyMac: Q4 Earnings Snapshot
• Neutral Sentiment: Full earnings call transcript is available for investors to review management’s explanations about causes of the miss and forward guidance (useful for assessing whether the miss is one‑off or structural). PennyMac Financial Services, Inc. (PFSI) Q4 2025 Earnings Call Transcript
• Neutral Sentiment: Pre‑earnings previews and analyst commentary were circulated ahead of the print — helpful context but not decisive versus the actual results. A Preview Of PennyMac Financial Servs’s Earnings
• Negative Sentiment: PFSI missed consensus by a wide margin: EPS $1.97 vs. $3.23 expected and revenue $538M vs. $639.8M consensus — the earnings and revenue shortfall are the primary catalyst for selling pressure. PennyMac Financial (PFSI) Q4 Earnings and Revenues Miss Estimates
• Negative Sentiment: Market reaction: shares plunged sharply on the miss (reports cited an ~22.5% drop intraday), reflecting investor disappointment and potential re‑rating risk if guidance or margins are weaker than expected. PennyMac Financial Services (NYSE:PFSI) Misses Q4 CY2025 Revenue Estimates, Stock Drops 22.5%

Insider Activity at PennyMac Financial Services

In related news, Director Doug Jones sold 20,000 shares of the firm’s stock in a transaction on Tuesday, November 25th. The shares were sold at an average price of $132.63, for a total transaction of $2,652,600.00. Following the sale, the director directly owned 430,000 shares in the company, valued at $57,030,900. This trade represents a 4.44% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which is available at this hyperlink. Also, CAO Gregory L. Hendry sold 3,530 shares of the company’s stock in a transaction on Thursday, December 18th. The stock was sold at an average price of $131.64, for a total transaction of $464,689.20. Following the completion of the transaction, the chief accounting officer directly owned 48,633 shares of the company’s stock, valued at approximately $6,402,048.12. The trade was a 6.77% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. Insiders sold 80,076 shares of company stock worth $10,512,190 over the last three months. 15.80% of the stock is currently owned by insiders.

Institutional Inflows and Outflows

A number of hedge funds have recently modified their holdings of the company. AQR Capital Management LLC lifted its stake in PennyMac Financial Services by 3.8% in the 1st quarter. AQR Capital Management LLC now owns 24,012 shares of the real estate investment trust’s stock valued at $2,404,000 after acquiring an additional 875 shares in the last quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. raised its holdings in shares of PennyMac Financial Services by 4.6% in the first quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 15,923 shares of the real estate investment trust’s stock valued at $1,594,000 after purchasing an additional 706 shares during the last quarter. Intech Investment Management LLC lifted its position in shares of PennyMac Financial Services by 5.8% in the first quarter. Intech Investment Management LLC now owns 15,382 shares of the real estate investment trust’s stock worth $1,540,000 after purchasing an additional 840 shares in the last quarter. Strs Ohio acquired a new position in PennyMac Financial Services during the first quarter worth $30,000. Finally, KLP Kapitalforvaltning AS boosted its holdings in PennyMac Financial Services by 13.8% during the second quarter. KLP Kapitalforvaltning AS now owns 6,600 shares of the real estate investment trust’s stock worth $658,000 after purchasing an additional 800 shares during the last quarter. 57.87% of the stock is currently owned by institutional investors.

PennyMac Financial Services Stock Up 1.9%

Shares of NYSE PFSI opened at $149.71 on Friday. PennyMac Financial Services has a 52-week low of $85.74 and a 52-week high of $160.36. The company has a debt-to-equity ratio of 3.01, a quick ratio of 0.36 and a current ratio of 0.36. The stock has a market cap of $7.78 billion, a P/E ratio of 16.13, a P/E/G ratio of 0.67 and a beta of 1.57. The firm has a 50 day moving average price of $137.97 and a 200 day moving average price of $123.00.

PennyMac Financial Services (NYSE:PFSI) last posted its earnings results on Thursday, January 29th. The real estate investment trust reported $1.97 earnings per share for the quarter, missing the consensus estimate of $3.23 by ($1.26). PennyMac Financial Services had a return on equity of 11.69% and a net margin of 25.21%.The firm had revenue of $538.01 million during the quarter, compared to analyst estimates of $639.81 million. During the same quarter last year, the business posted $1.95 earnings per share. The company’s revenue for the quarter was up 14.4% on a year-over-year basis. Analysts expect that PennyMac Financial Services will post 13.77 EPS for the current year.

PennyMac Financial Services Company Profile

PennyMac Financial Services, Inc (NYSE: PFSI) is a leading mortgage banking company based in Westlake Village, California. The firm operates through two primary business segments: Production and Mortgage Servicing Rights (MSR). In its Production segment, PennyMac originates residential mortgage loans through retail, wholesale and correspondent channels, focusing on both purchase and refinance transactions. The MSR segment involves the acquisition and servicing of mortgage loans, whereby the company earns fees for managing loan portfolios on behalf of investors.

Since its founding in 2008, PennyMac has grown through a combination of organic origination and strategic acquisition of servicing rights, positioning itself as one of the largest residential mortgage loan servicers in the United States.