FY2025 EPS Estimates for OneMain Cut by Northland Securities

OneMain Holdings, Inc. (NYSE:OMF) – Equities researchers at Northland Securities lowered their FY2025 earnings estimates for shares of OneMain in a report issued on Tuesday, January 27th. Northland Securities analyst M. Grondahl now anticipates that the financial services provider will post earnings per share of $6.60 for the year, down from their previous estimate of $6.78. The consensus estimate for OneMain’s current full-year earnings is $6.46 per share. Northland Securities also issued estimates for OneMain’s Q4 2025 earnings at $1.53 EPS, Q2 2026 earnings at $1.76 EPS, Q4 2026 earnings at $2.13 EPS and FY2026 earnings at $7.74 EPS.

OneMain (NYSE:OMF) last posted its earnings results on Friday, October 31st. The financial services provider reported $1.90 earnings per share for the quarter, topping analysts’ consensus estimates of $1.58 by $0.32. The company had revenue of $747.00 million for the quarter, compared to analyst estimates of $1.24 billion. OneMain had a net margin of 13.15% and a return on equity of 22.70%. During the same quarter in the prior year, the business posted $1.31 EPS.

A number of other research firms also recently issued reports on OMF. Evercore ISI set a $75.00 price objective on shares of OneMain in a report on Tuesday, January 6th. Truist Financial started coverage on shares of OneMain in a report on Monday, December 8th. They set a “buy” rating and a $75.00 price target on the stock. Citizens Jmp decreased their price objective on shares of OneMain from $70.00 to $68.00 and set a “market outperform” rating for the company in a research note on Monday, November 24th. JPMorgan Chase & Co. reissued an “underweight” rating and set a $65.00 target price (up previously from $59.00) on shares of OneMain in a research report on Monday, January 12th. Finally, Weiss Ratings reaffirmed a “buy (b-)” rating on shares of OneMain in a report on Monday, December 29th. Nine investment analysts have rated the stock with a Buy rating, three have issued a Hold rating and one has assigned a Sell rating to the company. According to MarketBeat, OneMain presently has a consensus rating of “Moderate Buy” and an average target price of $71.30.

OneMain Stock Down 0.8%

Shares of NYSE:OMF opened at $65.55 on Thursday. The business’s 50 day moving average is $66.38 and its 200 day moving average is $61.10. OneMain has a 12-month low of $38.00 and a 12-month high of $71.93. The stock has a market cap of $7.72 billion, a price-to-earnings ratio of 11.11, a PEG ratio of 0.37 and a beta of 1.33.

Insider Buying and Selling at OneMain

In other news, COO Micah R. Conrad sold 5,000 shares of the stock in a transaction on Friday, November 7th. The stock was sold at an average price of $59.20, for a total transaction of $296,000.00. Following the completion of the transaction, the chief operating officer owned 88,221 shares in the company, valued at approximately $5,222,683.20. This represents a 5.36% decrease in their position. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through this hyperlink. Also, SVP Michael A. Hedlund sold 652 shares of the stock in a transaction dated Wednesday, November 26th. The stock was sold at an average price of $62.00, for a total transaction of $40,424.00. Following the transaction, the senior vice president owned 15,179 shares of the company’s stock, valued at $941,098. This represents a 4.12% decrease in their position. The SEC filing for this sale provides additional information. Insiders have sold a total of 98,152 shares of company stock worth $6,353,899 over the last ninety days. 0.40% of the stock is currently owned by company insiders.

Hedge Funds Weigh In On OneMain

Several hedge funds have recently bought and sold shares of OMF. Mitsubishi UFJ Trust & Banking Corp boosted its position in OneMain by 84.2% during the 3rd quarter. Mitsubishi UFJ Trust & Banking Corp now owns 234,521 shares of the financial services provider’s stock valued at $13,241,000 after buying an additional 107,204 shares during the period. D.A. Davidson & CO. raised its stake in shares of OneMain by 43.1% during the third quarter. D.A. Davidson & CO. now owns 34,385 shares of the financial services provider’s stock valued at $1,941,000 after acquiring an additional 10,357 shares during the last quarter. Campbell & CO Investment Adviser LLC bought a new position in shares of OneMain during the third quarter valued at about $907,000. Empowered Funds LLC boosted its holdings in shares of OneMain by 30.2% during the second quarter. Empowered Funds LLC now owns 60,125 shares of the financial services provider’s stock worth $3,427,000 after purchasing an additional 13,963 shares during the period. Finally, Allspring Global Investments Holdings LLC grew its stake in shares of OneMain by 24.9% in the third quarter. Allspring Global Investments Holdings LLC now owns 209,282 shares of the financial services provider’s stock worth $11,680,000 after purchasing an additional 41,670 shares during the last quarter. Hedge funds and other institutional investors own 85.82% of the company’s stock.

More OneMain News

Here are the key news stories impacting OneMain this week:

• Positive Sentiment: Wall Street still models year‑over‑year earnings growth for OMF ahead of the quarterly report, which provides a baseline for investors expecting continued profitability. OneMain Reports Next Week
• Neutral Sentiment: OneMain is scheduled to report quarterly results this week, a near‑term catalyst that could move the stock depending on loan performance, charge‑offs and guidance. Event risk is elevated but direction depends on the print. Earnings Announcement Expected
• Neutral Sentiment: Industry comparison coverage (Pagaya/PGY vs OMF) highlights competitive dynamics between AI‑driven, capital‑light lenders and traditional non‑prime lenders; this frames longer‑term growth expectations but is ambiguous in near term. PGY vs. OMF Comparison
• Negative Sentiment: Northland Securities cut EPS estimates across multiple periods (Q4 2025, Q4 2026, Q2 2026 and FY2025/FY2026), lowering near‑term earnings expectations and suggesting slower growth or margin pressures ahead — a direct driver of today’s weakness. Analyst Estimate Cuts (Northland)

OneMain Company Profile

OneMain Financial (NYSE: OMF) is a leading consumer finance company specializing in unsecured personal loans for middle-income customers. The company offers tailored loan products designed to address a variety of needs, including debt consolidation, home improvement financing, large purchases and emergency expenses. Through a combination of branch-based service and digital channels, OneMain aims to deliver a personalized borrowing experience with flexible repayment options and transparent terms.

Tracing its roots back to the Commercial Credit Company founded in 1912, OneMain has evolved through a series of mergers and corporate transformations.