Head-To-Head Comparison: NASB Financial (OTCMKTS:NASB) & LifeStore Financial Group (OTCMKTS:LSFG)

Dividends

NASB Financial pays an annual dividend of $1.40 per share and has a dividend yield of 3.5%. LifeStore Financial Group pays an annual dividend of $0.65 per share and has a dividend yield of 1.2%. NASB Financial pays out 30.9% of its earnings in the form of a dividend.

Profitability

This table compares NASB Financial and LifeStore Financial Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
NASB Financial	16.14%	7.65%	1.11%
LifeStore Financial Group	N/A	N/A	N/A

Volatility and Risk

NASB Financial has a beta of 0.03, indicating that its share price is 97% less volatile than the S&P 500. Comparatively, LifeStore Financial Group has a beta of 0.44, indicating that its share price is 56% less volatile than the S&P 500.

Valuation & Earnings

This table compares NASB Financial and LifeStore Financial Group”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
NASB Financial	$178.01 million	1.61	$28.72 million	$4.53	8.89
LifeStore Financial Group	$33.78 million	1.65	$5.56 million	N/A	N/A

NASB Financial has higher revenue and earnings than LifeStore Financial Group.

Summary

NASB Financial beats LifeStore Financial Group on 6 of the 9 factors compared between the two stocks.

About NASB Financial

NASB Financial, Inc. operates as a unitary thrift holding company for North American Savings Bank, F.S.B. that provides various banking products and services in the United States. The company offers checking, savings, money market, and certificate of deposit accounts. It also mortgages and refinancing products, including conventional, veterans administration, federal housing administration, jumbo, and IRA residential real-estate loans. In addition, the company provides commercial real estate development and commercial loans, such as multifamily, retail, single-tenant, multi-tenant, office, industrial, and other loans; investment property loans; and construction and development loans. The company was founded in 1927 and is based in Grandview, Missouri.

About LifeStore Financial Group

LifeStore Financial Group, Inc. operates as a federally chartered thrift holding company for LifeStore Bank that provides personal and business banking products and services in North Carolina. The company offers checking, savings, and money market accounts, as well as certificates of deposit; mortgage loans, automobile loans, home equity lines of credit, commercial real estate loans, commercial construction loans, investment property loans, equipment loans, working capital loans/lines of credit, and small business administration loans; and credit cards. It also provides insurance agency products and services; investment and cash management services; and online and mobile banking services. The company was formerly known as AF Financial Group and changed its name to LifeStore Financial Group, Inc. in September 2009. LifeStore Financial Group, Inc. was founded in 1939 and is headquartered in West Jefferson, North Carolina. Lifestore Financial Group, Inc. operates as a subsidiary of AsheCo MHC, Inc.