Reviewing Pagaya Technologies (NASDAQ:PGY) and BB Seguridade Participacoes (OTCMKTS:BBSEY)

BB Seguridade Participacoes (OTCMKTS:BBSEYGet Free Report) and Pagaya Technologies (NASDAQ:PGYGet Free Report) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their valuation, dividends, earnings, risk, profitability, analyst recommendations and institutional ownership.

Earnings and Valuation

This table compares BB Seguridade Participacoes and Pagaya Technologies”s gross revenue, earnings per share and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
BB Seguridade Participacoes $1.85 billion 7.75 $1.61 billion $0.87 8.49
Pagaya Technologies $1.30 billion 1.20 $81.39 million $1.07 17.54

BB Seguridade Participacoes has higher revenue and earnings than Pagaya Technologies. BB Seguridade Participacoes is trading at a lower price-to-earnings ratio than Pagaya Technologies, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares BB Seguridade Participacoes and Pagaya Technologies’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
BB Seguridade Participacoes 87.73% 79.64% 43.86%
Pagaya Technologies 7.39% 44.75% 15.97%

Institutional & Insider Ownership

0.0% of BB Seguridade Participacoes shares are held by institutional investors. Comparatively, 57.1% of Pagaya Technologies shares are held by institutional investors. 47.6% of Pagaya Technologies shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Risk & Volatility

BB Seguridade Participacoes has a beta of 0.35, meaning that its share price is 65% less volatile than the S&P 500. Comparatively, Pagaya Technologies has a beta of 5.31, meaning that its share price is 431% more volatile than the S&P 500.

Analyst Recommendations

This is a breakdown of recent ratings and recommmendations for BB Seguridade Participacoes and Pagaya Technologies, as provided by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
BB Seguridade Participacoes 0 3 0 0 2.00
Pagaya Technologies 0 1 7 3 3.18

Pagaya Technologies has a consensus price target of $35.86, indicating a potential upside of 91.03%. Given Pagaya Technologies’ stronger consensus rating and higher possible upside, analysts clearly believe Pagaya Technologies is more favorable than BB Seguridade Participacoes.

Summary

Pagaya Technologies beats BB Seguridade Participacoes on 9 of the 15 factors compared between the two stocks.

About BB Seguridade Participacoes

(Get Free Report)

BB Seguridade Participações S.A., through its subsidiaries operates in the insurance, pension plans, and bonds, businesses in Brazil. The company operates through Security and Brokerage segments. The Security segment offers life, property, rural, special risks and financial, transport, hulls, and housing people insurance products. It also offers pension plans, dental, and capitalization plans. The Brokerage segment engages in the brokerage, management, and promotion of pension plans, capitalization, capitalization, and dental plans. BB Seguridade Participações S.A. was incorporated in 2012 and is headquartered in Brasilia, Brazil. BB Seguridade Participações S.A. operates as a subsidiary of Banco do Brasil S.A.

About Pagaya Technologies

(Get Free Report)

Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial institutions and investors in the United States, Israel, the Cayman Islands, and internationally. The company develops and implements proprietary artificial intelligence technology and related software solutions to assist partners to originate loans and other assets. Its partners include high-growth financial technology companies, incumbent banks and financial institutions, auto finance providers, and residential real estate service providers. Pagaya Technologies Ltd. was incorporated in 2016 and is headquartered in New York, New York.

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