First Northwest Bancorp (NASDAQ:FNWB) vs. BEO Bancorp (OTCMKTS:BEOB) Head-To-Head Contrast

BEO Bancorp (OTCMKTS:BEOB) and First Northwest Bancorp (NASDAQ:FNWB) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their institutional ownership, dividends, analyst recommendations, profitability, earnings, valuation and risk.

Volatility & Risk

BEO Bancorp has a beta of 0.32, suggesting that its share price is 68% less volatile than the S&P 500. Comparatively, First Northwest Bancorp has a beta of 0.64, suggesting that its share price is 36% less volatile than the S&P 500.

Earnings & Valuation

This table compares BEO Bancorp and First Northwest Bancorp”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BEO Bancorp	$59.32 million	1.19	$16.19 million	$13.26	4.45
First Northwest Bancorp	$118.64 million	0.89	-$4.19 million	$0.55	20.27

BEO Bancorp has higher earnings, but lower revenue than First Northwest Bancorp. BEO Bancorp is trading at a lower price-to-earnings ratio than First Northwest Bancorp, indicating that it is currently the more affordable of the two stocks.

Analyst Recommendations

This is a summary of current ratings for BEO Bancorp and First Northwest Bancorp, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BEO Bancorp	0	0	0	0	0.00
First Northwest Bancorp	0	3	1	0	2.25

First Northwest Bancorp has a consensus target price of $13.50, suggesting a potential upside of 21.08%. Given First Northwest Bancorp’s stronger consensus rating and higher possible upside, analysts clearly believe First Northwest Bancorp is more favorable than BEO Bancorp.

Institutional & Insider Ownership

66.1% of First Northwest Bancorp shares are held by institutional investors. 4.1% of First Northwest Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Profitability

This table compares BEO Bancorp and First Northwest Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
BEO Bancorp	N/A	16.83%	1.69%
First Northwest Bancorp	4.20%	3.14%	0.23%

Summary

First Northwest Bancorp beats BEO Bancorp on 9 of the 14 factors compared between the two stocks.

About BEO Bancorp

BEO Bancorp operates as the bank holding company for Bank of Eastern Oregon that provides commercial and consumer financing, banking and mortgage lending, and other services in Northeastern Oregon and Southeastern Washington. The company offers checking, money market, time deposits, and savings accounts; and certificates of deposit. It also provides commercial, agricultural, real estate, installment, credit card, mortgage, term, home, construction, farm, and refinancing loans; lines of credit; home enhancement loan programs; Internet banking and bill payment services; business sweep and banking services; and automated teller machines and safe deposit facilities, as well as originates and sells mortgage loans into the secondary market. The company was founded in 1945 and is based in Heppner, Oregon.

About First Northwest Bancorp

First Northwest Bancorp operates as a bank holding company for First Fed Bank that provides commercial and consumer banking services to individuals, businesses, and nonprofit organizations in western Washington, the United States. The company accepts various deposit instruments, including checking, money market deposit, savings, and transaction accounts, as well as certificates of deposit. It also originates one- to four-family mortgage loans, commercial and multi-family real estate loans, construction and land loans, and commercial business loans, as well as consumer loans primarily consisting of automobile loans, and home-equity loans and lines of credit. First Northwest Bancorp operates branch offices in Clallam, Jefferson, King, Kitsap, and Whatcom Counties, Washington. First Northwest Bancorp was founded in 1923 and is based in Port Angeles, Washington.