Bay Commercial Bank (BCML) Projected to Post Quarterly Earnings on Thursday

Bay Commercial Bank (NASDAQ:BCML) is expected to be releasing its Q2 2026 results before the market opens on Thursday, July 16th. Analysts expect the company to post earnings of $0.64 per share and revenue of $26.30 million for the quarter. Investors can check the company’s upcoming Q2 2026 earning summary page for the latest details on the call scheduled for Thursday, July 23, 2026 at 4:00 PM ET.

Bay Commercial Bank (NASDAQ:BCML) last announced its quarterly earnings data on Thursday, April 23rd. The company reported $0.75 EPS for the quarter, topping analysts’ consensus estimates of $0.62 by $0.13. Bay Commercial Bank had a return on equity of 7.84% and a net margin of 18.41%.The firm had revenue of $1.54 million for the quarter, compared to the consensus estimate of $25.95 million. On average, analysts expect Bay Commercial Bank to post $3 EPS for the current fiscal year and $3 EPS for the next fiscal year.

Bay Commercial Bank Stock Down 1.3%

NASDAQ BCML opened at $33.03 on Thursday. The business’s fifty day simple moving average is $31.43 and its 200-day simple moving average is $30.19. The company has a quick ratio of 1.02, a current ratio of 1.02 and a debt-to-equity ratio of 0.02. The firm has a market cap of $360.36 million, a PE ratio of 13.65 and a beta of 0.27. Bay Commercial Bank has a 52 week low of $26.31 and a 52 week high of $34.42.

Bay Commercial Bank Dividend Announcement

The company also recently announced a quarterly dividend, which will be paid on Thursday, July 9th. Shareholders of record on Thursday, June 11th will be issued a $0.30 dividend. This represents a $1.20 annualized dividend and a yield of 3.6%. The ex-dividend date is Thursday, June 11th. Bay Commercial Bank’s payout ratio is presently 49.59%.

Insider Buying and Selling

In other news, Director Michael J. Perdue purchased 3,000 shares of the firm’s stock in a transaction on Tuesday, May 26th. The shares were bought at an average cost of $30.94 per share, for a total transaction of $92,820.00. Following the completion of the purchase, the director directly owned 3,000 shares of the company’s stock, valued at approximately $92,820. This trade represents a ∞ increase in their ownership of the stock. The purchase was disclosed in a legal filing with the Securities & Exchange Commission, which is available at this link. 2.90% of the stock is owned by company insiders.

Hedge Funds Weigh In On Bay Commercial Bank

A number of hedge funds and other institutional investors have recently bought and sold shares of the company. UBS Group AG grew its holdings in shares of Bay Commercial Bank by 866.1% in the third quarter. UBS Group AG now owns 160,978 shares of the company’s stock valued at $4,628,000 after purchasing an additional 144,316 shares in the last quarter. Wellington Management Group LLP lifted its holdings in Bay Commercial Bank by 10.7% during the 4th quarter. Wellington Management Group LLP now owns 1,058,935 shares of the company’s stock worth $31,133,000 after buying an additional 102,666 shares in the last quarter. Alliancebernstein L.P. boosted its position in Bay Commercial Bank by 7.3% in the 3rd quarter. Alliancebernstein L.P. now owns 483,852 shares of the company’s stock valued at $13,911,000 after buying an additional 32,978 shares during the period. Jane Street Group LLC purchased a new position in Bay Commercial Bank in the 1st quarter valued at approximately $454,000. Finally, Millennium Management LLC acquired a new position in shares of Bay Commercial Bank in the third quarter worth $429,000. 66.16% of the stock is currently owned by hedge funds and other institutional investors.

Analyst Upgrades and Downgrades

Several research firms have issued reports on BCML. Weiss Ratings raised Bay Commercial Bank from a “buy (b+)” rating to a “buy (a-)” rating in a research note on Tuesday, June 30th. DA Davidson lowered Bay Commercial Bank from a “buy” rating to a “neutral” rating and set a $34.00 price target on the stock. in a research note on Tuesday, May 26th. Zacks Research cut Bay Commercial Bank from a “strong-buy” rating to a “hold” rating in a report on Monday, March 30th. Finally, Brean Capital downgraded Bay Commercial Bank from a “buy” rating to a “neutral” rating in a research report on Friday, April 10th. One analyst has rated the stock with a Strong Buy rating and three have issued a Hold rating to the company’s stock. Based on data from MarketBeat, the company has a consensus rating of “Moderate Buy” and an average price target of $34.00.

Bay Commercial Bank Company Profile

Bay Commercial Bank is a bank holding company that offers a full suite of commercial and consumer banking services through its subsidiary, Bay Commercial Bank. The institution emphasizes relationship-driven banking, focusing on the needs of small and medium-sized businesses, professionals, and individual customers.

The bank’s lending portfolio encompasses commercial real estate, construction and development financing, equipment loans, acquisition financing, and consumer credit products such as residential mortgages and personal lines of credit.