Bread Financial (BFH) to Post Quarterly Earnings on Thursday

Bread Financial (NYSE:BFH) will likely be posting its Q2 2026 results before the market opens on Thursday, July 23rd. Analysts expect the company to post earnings of $2.71 per share and revenue of $960.0070 million for the quarter. Individuals can find conference call details on the company’s upcoming Q2 2026 earning report for the latest details on the call scheduled for Thursday, July 23, 2026 at 8:30 AM ET.

Bread Financial (NYSE:BFH) last issued its earnings results on Thursday, April 23rd. The company reported $4.18 EPS for the quarter, beating the consensus estimate of $3.00 by $1.18. The business had revenue of $1.02 billion for the quarter, compared to the consensus estimate of $992.05 million. Bread Financial had a return on equity of 18.79% and a net margin of 11.90%.The company’s revenue was up 4.9% compared to the same quarter last year. During the same period last year, the business posted $2.86 EPS. On average, analysts expect Bread Financial to post $11 EPS for the current fiscal year and $12 EPS for the next fiscal year.

Bread Financial Stock Up 0.9%

Bread Financial stock opened at $99.35 on Thursday. Bread Financial has a 12 month low of $53.83 and a 12 month high of $109.91. The stock has a fifty day simple moving average of $95.18 and a two-hundred day simple moving average of $82.92. The company has a current ratio of 1.15, a quick ratio of 1.15 and a debt-to-equity ratio of 0.25. The firm has a market cap of $4.01 billion, a price-to-earnings ratio of 8.14, a PEG ratio of 0.87 and a beta of 1.10.

Bread Financial Dividend Announcement

The firm also recently disclosed a quarterly dividend, which was paid on Monday, June 15th. Investors of record on Friday, May 29th were given a dividend of $0.23 per share. The ex-dividend date of this dividend was Friday, May 29th. This represents a $0.92 annualized dividend and a dividend yield of 0.9%. Bread Financial’s dividend payout ratio (DPR) is 7.53%.

Insider Buying and Selling

In other Bread Financial news, CEO Ralph J. Andretta sold 15,000 shares of the stock in a transaction dated Friday, May 29th. The stock was sold at an average price of $89.10, for a total value of $1,336,500.00. Following the transaction, the chief executive officer owned 582,241 shares of the company’s stock, valued at approximately $51,877,673.10. This represents a 2.51% decrease in their ownership of the stock. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, Director John J. Fawcett bought 698 shares of the stock in a transaction on Thursday, May 21st. The stock was purchased at an average cost of $86.43 per share, for a total transaction of $60,328.14. Following the acquisition, the director owned 11,000 shares of the company’s stock, valued at $950,730. This trade represents a 6.78% increase in their position. The SEC filing for this purchase provides additional information. 1.30% of the stock is currently owned by corporate insiders.

Institutional Investors Weigh In On Bread Financial

Several hedge funds and other institutional investors have recently made changes to their positions in the business. Kemnay Advisory Services Inc. purchased a new stake in shares of Bread Financial during the 4th quarter valued at about $28,000. Northwestern Mutual Wealth Management Co. boosted its holdings in shares of Bread Financial by 141.2% in the third quarter. Northwestern Mutual Wealth Management Co. now owns 562 shares of the company’s stock worth $31,000 after buying an additional 329 shares during the last quarter. EverSource Wealth Advisors LLC boosted its holdings in shares of Bread Financial by 127.2% in the second quarter. EverSource Wealth Advisors LLC now owns 711 shares of the company’s stock worth $41,000 after buying an additional 398 shares during the last quarter. Caitong International Asset Management Co. Ltd grew its position in Bread Financial by 8,300.0% during the third quarter. Caitong International Asset Management Co. Ltd now owns 840 shares of the company’s stock valued at $47,000 after buying an additional 830 shares during the period. Finally, Quarry LP grew its position in Bread Financial by 1,509.1% during the third quarter. Quarry LP now owns 885 shares of the company’s stock valued at $49,000 after buying an additional 830 shares during the period. Hedge funds and other institutional investors own 99.52% of the company’s stock.

Analyst Ratings Changes

Several equities research analysts recently commented on the company. Evercore reiterated an “outperform” rating and issued a $116.00 price objective on shares of Bread Financial in a report on Monday, July 6th. Bank of America restated a “buy” rating and set a $108.00 target price on shares of Bread Financial in a research note on Wednesday, June 10th. Zacks Research downgraded shares of Bread Financial from a “strong-buy” rating to a “hold” rating in a report on Monday, July 6th. Royal Bank Of Canada lifted their price target on shares of Bread Financial from $105.00 to $115.00 and gave the stock a “sector perform” rating in a research note on Friday, June 12th. Finally, Wolfe Research reissued a “positive” rating on shares of Bread Financial in a report on Wednesday, June 10th. Eight investment analysts have rated the stock with a Buy rating, six have given a Hold rating and one has issued a Sell rating to the company. According to MarketBeat.com, the stock currently has an average rating of “Hold” and an average price target of $107.92.

About Bread Financial

Bread Financial, formerly known as Alliance Data Systems, is a Columbus, Ohio–based financial services company that specializes in providing private label credit programs, co-brand credit cards and digital payment solutions for retail partners. The company designs, issues and services proprietary credit products, enabling merchants to offer branded financing options that drive customer loyalty and increase basket sizes at the point of sale. Through its Bread technology platform, Bread Financial delivers installment-based payment options that integrate directly into e-commerce and in-store checkout experiences.

In addition to its core credit offerings, Bread Financial provides analytics, marketing and loyalty services to help merchants better understand consumer behavior and optimize promotional strategies.