VersaBank (VBNK) Expected to Announce Quarterly Earnings on Monday

VersaBank (NASDAQ:VBNK) is projected to announce its Q4 2025 results before the market opens on Monday, December 8th. Analysts expect the company to announce earnings of $0.24 per share and revenue of $24.4840 million for the quarter. Parties may review the information on the company’s upcoming Q4 2025 earningreport for the latest details on the call scheduled for Monday, December 8, 2025 at 9:00 AM ET.

VersaBank (NASDAQ:VBNK) last issued its quarterly earnings data on Thursday, September 4th. The company reported $0.22 EPS for the quarter, topping analysts’ consensus estimates of $0.20 by $0.02. VersaBank had a net margin of 9.56% and a return on equity of 7.47%. The firm had revenue of $22.81 million for the quarter, compared to analyst estimates of $24.01 million. On average, analysts expect VersaBank to post $1 EPS for the current fiscal year and $2 EPS for the next fiscal year.

VersaBank Stock Performance

NASDAQ:VBNK opened at $11.96 on Monday. VersaBank has a 52-week low of $8.51 and a 52-week high of $18.38. The company has a market cap of $382.12 million, a price-to-earnings ratio of 17.59 and a beta of 0.97. The stock’s fifty day moving average price is $12.01 and its two-hundred day moving average price is $11.60.

VersaBank Dividend Announcement

The business also recently declared a quarterly dividend, which was paid on Friday, October 31st. Stockholders of record on Friday, October 10th were paid a $0.025 dividend. The ex-dividend date of this dividend was Friday, October 10th. This represents a $0.10 dividend on an annualized basis and a dividend yield of 0.8%. VersaBank’s dividend payout ratio is 10.29%.

Wall Street Analysts Forecast Growth

Several equities analysts have weighed in on the company. Weiss Ratings reissued a “hold (c)” rating on shares of VersaBank in a research note on Wednesday, October 8th. Wall Street Zen raised shares of VersaBank from a “sell” rating to a “hold” rating in a research note on Saturday, September 6th. Finally, Zacks Research upgraded shares of VersaBank from a “strong sell” rating to a “hold” rating in a report on Friday, November 7th. One equities research analyst has rated the stock with a Buy rating and four have assigned a Hold rating to the stock. Based on data from MarketBeat.com, the company presently has an average rating of “Hold” and an average target price of $11.27.

Institutional Trading of VersaBank

A number of hedge funds have recently modified their holdings of VBNK. Alliancebernstein L.P. boosted its holdings in shares of VersaBank by 2.7% during the third quarter. Alliancebernstein L.P. now owns 2,915,984 shares of the company’s stock worth $35,604,000 after acquiring an additional 75,358 shares during the period. Mendon Capital Advisors Corp increased its stake in shares of VersaBank by 4.0% in the 2nd quarter. Mendon Capital Advisors Corp now owns 1,052,650 shares of the company’s stock valued at $12,000,000 after purchasing an additional 40,127 shares during the last quarter. Curi Capital LLC raised its stake in VersaBank by 5.0% during the second quarter. Curi Capital LLC now owns 800,000 shares of the company’s stock worth $9,120,000 after acquiring an additional 38,337 shares in the last quarter. Kennedy Capital Management LLC increased its position in VersaBank by 18.9% during the 3rd quarter. Kennedy Capital Management LLC now owns 354,642 shares of the company’s stock worth $4,330,000 after purchasing an additional 56,422 shares in the last quarter. Finally, Bank of America Corp DE increased its holdings in shares of VersaBank by 34.0% during the third quarter. Bank of America Corp DE now owns 130,584 shares of the company’s stock worth $1,594,000 after buying an additional 33,149 shares in the last quarter. Institutional investors and hedge funds own 56.86% of the company’s stock.

About VersaBank

VersaBank provides various banking products and services in Canada and the United States. It offers deposit products, such as web-based chequing accounts, guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial banking services comprising commercial real estate, public sector/infrastructure financing, and condominium financing; and residential mortgages.