California Business Bank (OTCMKTS:CABB) vs. BOK Financial (NASDAQ:BOKF) Head-To-Head Analysis

BOK Financial (NASDAQ:BOKF) and California Business Bank (OTCMKTS:CABB) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their analyst recommendations, institutional ownership, profitability, valuation, risk, dividends and earnings.

Analyst Recommendations

This is a breakdown of recent recommendations for BOK Financial and California Business Bank, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BOK Financial	0	6	4	0	2.40
California Business Bank	0	0	0	0	0.00

BOK Financial presently has a consensus target price of $115.55, indicating a potential downside of 0.85%. Given BOK Financial’s stronger consensus rating and higher probable upside, equities research analysts clearly believe BOK Financial is more favorable than California Business Bank.

Earnings and Valuation

This table compares BOK Financial and California Business Bank”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BOK Financial	$3.48 billion	2.12	$523.57 million	$8.39	13.89
California Business Bank	N/A	N/A	N/A	N/A	N/A

BOK Financial has higher revenue and earnings than California Business Bank.

Profitability

This table compares BOK Financial and California Business Bank’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
BOK Financial	15.98%	9.24%	1.07%
California Business Bank	N/A	N/A	N/A

Institutional and Insider Ownership

34.4% of BOK Financial shares are owned by institutional investors. 60.1% of BOK Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Risk and Volatility

BOK Financial has a beta of 0.88, indicating that its stock price is 12% less volatile than the S&P 500. Comparatively, California Business Bank has a beta of 0.23, indicating that its stock price is 77% less volatile than the S&P 500.

Summary

BOK Financial beats California Business Bank on 10 of the 10 factors compared between the two stocks.

About BOK Financial

BOK Financial Corporation operates as the financial holding company for BOKF, NA that provides various financial products and services in Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, and Kansas/Missouri. It operates through three segments: Commercial Banking, Consumer Banking, and Wealth Management. The Commercial Banking segment offers lending, treasury, cash management, and customer commodity risk management products for small businesses, middle market, and larger commercial customers, as well as operates TransFund electronic funds transfer network. The Consumer Banking segment engages in the provision of retail lending and deposit services to small business customers through retail branch network; and mortgage loan origination and servicing activities. The Wealth Management segment offers fiduciary, private bank, insurance, and investment advisory services; and brokerage and trading services primarily related to providing liquidity to the mortgage markets through trading of U.S. government agency mortgage-backed securities and related derivative contracts, as well as underwrites state and municipal securities. The company also provides commercial loans, such as loans for working capital, facilities acquisition or expansion, purchases of equipment, and other needs of commercial customers; and service, healthcare, manufacturing, wholesale/retail, energy, and other sector loans. In addition, it offers commercial real estate loans for the construction of buildings or other improvements to real estate and property held by borrowers for investment purposes; residential mortgage and personal loans; and automated teller machine, call center, and Internet and mobile banking services. The company was founded in 1910 and is headquartered in Tulsa, Oklahoma.

About California Business Bank

California Business Bank provides various financial products and services for small businesses and entrepreneurs. The company offers various personal and business deposit products; and business and commercial loans comprising SBA, commercial and industrial, and commercial real estate loans. It also provides online and mobile banking, mobile deposit, bill pay, and other services. The company was founded in 2005 and is headquartered in Irvine, California.