Chicago Atlantic Real Estate Finance (NASDAQ:REFI – Get Free Report) and Euronet Worldwide (NASDAQ:EEFT – Get Free Report) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their institutional ownership, analyst recommendations, profitability, valuation, earnings, dividends and risk.
Valuation and Earnings
This table compares Chicago Atlantic Real Estate Finance and Euronet Worldwide”s gross revenue, earnings per share (EPS) and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Chicago Atlantic Real Estate Finance | $54.95 million | 4.86 | $37.04 million | $1.69 | 7.50 |
| Euronet Worldwide | $3.99 billion | 0.77 | $306.00 million | $6.83 | 10.74 |
Profitability
This table compares Chicago Atlantic Real Estate Finance and Euronet Worldwide’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Chicago Atlantic Real Estate Finance | 64.78% | 11.94% | 8.55% |
| Euronet Worldwide | 7.27% | 27.63% | 5.78% |
Volatility and Risk
Chicago Atlantic Real Estate Finance has a beta of 0.22, indicating that its stock price is 78% less volatile than the S&P 500. Comparatively, Euronet Worldwide has a beta of 0.86, indicating that its stock price is 14% less volatile than the S&P 500.
Insider and Institutional Ownership
25.5% of Chicago Atlantic Real Estate Finance shares are owned by institutional investors. Comparatively, 91.6% of Euronet Worldwide shares are owned by institutional investors. 8.3% of Chicago Atlantic Real Estate Finance shares are owned by company insiders. Comparatively, 11.2% of Euronet Worldwide shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.
Analyst Ratings
This is a summary of current ratings and target prices for Chicago Atlantic Real Estate Finance and Euronet Worldwide, as provided by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Chicago Atlantic Real Estate Finance | 1 | 1 | 2 | 0 | 2.25 |
| Euronet Worldwide | 0 | 2 | 5 | 0 | 2.71 |
Chicago Atlantic Real Estate Finance currently has a consensus price target of $18.00, indicating a potential upside of 42.07%. Euronet Worldwide has a consensus price target of $117.60, indicating a potential upside of 60.28%. Given Euronet Worldwide’s stronger consensus rating and higher possible upside, analysts plainly believe Euronet Worldwide is more favorable than Chicago Atlantic Real Estate Finance.
Summary
Euronet Worldwide beats Chicago Atlantic Real Estate Finance on 11 of the 14 factors compared between the two stocks.
About Chicago Atlantic Real Estate Finance
Chicago Atlantic Real Estate Finance, Inc. operates as a commercial real estate finance company in the United States. The company engages in originating, structuring, and investing in first mortgage loans and alternative structured financings secured by commercial real estate properties. Its portfolio primarily includes offers senior loans to state-licensed operators in the cannabis industry. The company has elected to be taxed as a real estate investment trust (REIT) and would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Chicago Atlantic Real Estate Finance, Inc. was incorporated in 2021 and is headquartered in Chicago, Illinois.
About Euronet Worldwide
Euronet Worldwide, Inc. provides payment and transaction processing and distribution solutions to financial institutions, retailers, service providers, and individual consumers worldwide. It operates through three segments: Electronic Fund Transfer Processing, epay, and Money Transfer. The Electronic Fund Transfer Processing segment provides electronic payment solutions, including automated teller machine (ATM) cash withdrawal and deposit services, ATM network participation, outsourced ATM and point-of-sale (POS) management solutions, credit and debit and prepaid card outsourcing, card issuing, and merchant acquiring services. It also offers ATM and POS currency conversion, ATM surcharge, advertising, customer relationship management, mobile top-up, bill payment, fraud management, foreign remittance and cardless payout, banknote recycling, and tax-refund services; and integrated electronic financial transaction software solutions for electronic payment and transaction delivery systems. The epay segment distributes and processes prepaid mobile airtime and other electronic payment products; and provides payment processing services for various prepaid products, cards, and services, as well as vouchers and physical gift fulfillment, and gift card distribution and processing services. This segment operates a network of approximately 821,000 POS terminals. The Money Transfer segment offers consumer-to-consumer and account-to-account money transfer, customers bill payment, check cashing, foreign currency exchange, mobile top-up, and cash management and foreign currency risk management services, as well as payment alternatives, such as money orders and prepaid debit cards. The company was formerly known as Euronet Services, Inc. and changed its name to Euronet Worldwide, Inc. in August 2001. Euronet Worldwide, Inc. was founded in 1994 and is headquartered in Leawood, Kansas.
Receive News & Ratings for Chicago Atlantic Real Estate Finance Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Chicago Atlantic Real Estate Finance and related companies with MarketBeat.com's FREE daily email newsletter.
