Contrasting Community West Bancshares (NASDAQ:CWBC) & AGM Group (NASDAQ:AGMH)

AGM Group (NASDAQ:AGMH) and Community West Bancshares (NASDAQ:CWBC) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their valuation, risk, analyst recommendations, earnings, dividends, institutional ownership and profitability.

Profitability

This table compares AGM Group and Community West Bancshares’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
AGM Group	N/A	N/A	N/A
Community West Bancshares	17.49%	9.10%	0.97%

Valuation & Earnings

This table compares AGM Group and Community West Bancshares”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
AGM Group	$32.04 million	0.28	$3.12 million	N/A	N/A
Community West Bancshares	$166.83 million	2.71	$7.67 million	$1.78	13.24

Community West Bancshares has higher revenue and earnings than AGM Group.

Institutional & Insider Ownership

33.8% of Community West Bancshares shares are owned by institutional investors. 34.9% of AGM Group shares are owned by insiders. Comparatively, 10.6% of Community West Bancshares shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Volatility and Risk

AGM Group has a beta of 2.19, meaning that its stock price is 119% more volatile than the S&P 500. Comparatively, Community West Bancshares has a beta of 0.92, meaning that its stock price is 8% less volatile than the S&P 500.

Analyst Ratings

This is a summary of recent ratings for AGM Group and Community West Bancshares, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
AGM Group	1	0	0	0	1.00
Community West Bancshares	0	2	3	0	2.60

AGM Group presently has a consensus target price of $5.77, indicating a potential upside of 103.89%. Community West Bancshares has a consensus target price of $21.67, indicating a potential downside of 8.04%. Given AGM Group’s higher probable upside, analysts clearly believe AGM Group is more favorable than Community West Bancshares.

Summary

Community West Bancshares beats AGM Group on 9 of the 12 factors compared between the two stocks.

About AGM Group

AGM Group Holdings Inc. operates as a technology company, engages in the research and development of blockchain-oriented ASIC chip in Singapore, Hong Kong, and China. The company offers MetaTrader 5, a futures trading solution; and foreign exchange trading system that provides services to financial institutions. It also engages in the research and development, manufacture, and sales of technology hardware. In addition, the company sells cryptocurrency mining machine and standardized computing equipment, and technical support plans, as well as delivers fintech software services. AGM Group Holdings Inc. was incorporated in 2015 and is based in Wan Chai, Hong Kong.

About Community West Bancshares

Community West Bancshares operates as the bank holding company for Community West Bank, N.A. that provides various financial products and services in California. The company offers deposit products, such as checking accounts, savings accounts, money market accounts, and fixed rate and fixed maturity certificates of deposits; and cash management products. It also provides commercial, commercial real estate, consumer, manufactured housing, and small business administration loans, as well as agricultural loans for real estate and operating lines; home equity lines of credit collateralized by residential real estate; single family real estate loans; and installment loans consisting of automobile and general-purpose loans. The company serves small to medium-sized businesses and their owners, professionals, high-net worth individuals, and non-profit organizations. Community West Bancshares was founded in 1989 and is headquartered in Goleta, California.