Head to Head Comparison: Scor (OTCMKTS:SCRYY) & Tian Ruixiang (NASDAQ:TIRX)

Scor (OTCMKTS:SCRYY) and Tian Ruixiang (NASDAQ:TIRX) are both finance companies, but which is the better business? We will compare the two businesses based on the strength of their dividends, profitability, valuation, analyst recommendations, institutional ownership, earnings and risk.

Profitability

This table compares Scor and Tian Ruixiang’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Scor	5.63%	20.01%	2.37%
Tian Ruixiang	N/A	N/A	N/A

Valuation and Earnings

This table compares Scor and Tian Ruixiang”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Scor	$17.45 billion	0.33	$4.33 million	$0.54	5.93
Tian Ruixiang	$3.22 million	4.70	-$3.99 million	N/A	N/A

Scor has higher revenue and earnings than Tian Ruixiang.

Risk and Volatility

Scor has a beta of 0.58, indicating that its share price is 42% less volatile than the S&P 500. Comparatively, Tian Ruixiang has a beta of 0.76, indicating that its share price is 24% less volatile than the S&P 500.

Institutional & Insider Ownership

10.7% of Tian Ruixiang shares are owned by institutional investors. 39.6% of Tian Ruixiang shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.

Analyst Recommendations

This is a breakdown of current recommendations for Scor and Tian Ruixiang, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Scor	0	2	2	2	3.00
Tian Ruixiang	0	0	0	0	0.00

Summary

Scor beats Tian Ruixiang on 8 of the 12 factors compared between the two stocks.

About Scor

SCOR SE, together with its subsidiaries, provides life and non-life reinsurance products in Europe, the Middle East, Africa, the Americas, Latin America, and Asia Pacific. It operates in two segments, SCOR P&C and SCOR L&H. The SCOR P&C segment offers reinsurance products in the areas of property, motors, casualty treaties, credit and surety, decennial insurance, aviation, marine and energy, engineering, agricultural risks, and property catastrophes; specialties insurance products, including business solutions, political and credit risks, cyber, and environmental liability; and business ventures and partnerships. The SCOR L&H segment provides life reinsurance products, such as protection for mortality, morbidity, behavioral risks, disability, long-term care, critical illness, medical, and personal accident. This segment also provides financial solutions that combine traditional life reinsurance with financial components and provide liquidity, balance sheet, solvency, and income improvements to clients; longevity solutions that include products covering the risk of negative deviation from expected results due to the insured or annuitant living longer than assumed in the pricing of insurance covers provided by insurers or pension funds; and distribution solutions. In addition, it is involved in the asset management business. SCOR SE was founded in 1970 and is headquartered in Paris, France.

About Tian Ruixiang

Tian Ruixiang Holdings Ltd, together its subsidiaries, operates as an insurance broker in China and the United States. It distributes a range of insurance products, including property and casualty insurance, such as automobile, commercial property, liability, and accidental insurance; and life insurance comprising individual and group life insurances, as well as health and miscellaneous insurance. It serves individual or institutional customers. The company was founded in 2010 and is headquartered in Beijing, China.