Colony Bankcorp (NYSE:CBAN) and FB Bancorp (NASDAQ:FBLA) Head-To-Head Comparison

FB Bancorp (NASDAQ:FBLA) and Colony Bankcorp (NYSE:CBAN) are both small-cap finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their risk, earnings, analyst recommendations, institutional ownership, profitability, dividends and valuation.

Analyst Recommendations

This is a summary of recent recommendations for FB Bancorp and Colony Bankcorp, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
FB Bancorp	1	0	0	0	1.00
Colony Bankcorp	0	0	1	0	3.00

Profitability

This table compares FB Bancorp and Colony Bankcorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
FB Bancorp	-3.08%	-0.81%	-0.22%
Colony Bankcorp	15.07%	10.53%	0.97%

Insider & Institutional Ownership

50.4% of Colony Bankcorp shares are owned by institutional investors. 2.2% of FB Bancorp shares are owned by insiders. Comparatively, 6.6% of Colony Bankcorp shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Risk and Volatility

FB Bancorp has a beta of 0.12, indicating that its stock price is 88% less volatile than the S&P 500. Comparatively, Colony Bankcorp has a beta of 0.66, indicating that its stock price is 34% less volatile than the S&P 500.

Earnings and Valuation

This table compares FB Bancorp and Colony Bankcorp”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
FB Bancorp	$85.90 million	3.04	-$6.21 million	$0.15	87.87
Colony Bankcorp	$176.62 million	1.82	$23.87 million	$1.59	11.60

Colony Bankcorp has higher revenue and earnings than FB Bancorp. Colony Bankcorp is trading at a lower price-to-earnings ratio than FB Bancorp, indicating that it is currently the more affordable of the two stocks.

Summary

Colony Bankcorp beats FB Bancorp on 11 of the 13 factors compared between the two stocks.

About FB Bancorp

FB Bancorp Inc. operates as a bank holding company for Fidelity Bank. The Company, through its subsidiaries, provides deposit accounts, mortgages, home equity and consumer loans, credit and debit cards, online and mobile banking, investments and other financial services. FB Bancorp Inc. is based in New Orleans.

About Colony Bankcorp

Colony Bankcorp, Inc. operates as the bank holding company for Colony Bank that provides various banking products and services to commercial and consumer customers. The company offers various deposit products, including demand, savings, and time deposits. It also provides loans to small and medium-sized businesses; residential and commercial construction, and land development loans; commercial real estate loans; commercial loans; agri-business and production loans; residential mortgage loans; home equity loans; and consumer loans. In addition, the company offers internet banking services, electronic bill payment services, safe deposit box rentals, telephone banking, credit and debit card services, and remote depository products, as well as access to a network of ATMs. As of January 20, 2022, it operated 39 locations throughout Georgia. The company was founded in 1975 and is headquartered in Fitzgerald, Georgia.