Fidelis Insurance (NYSE:FIHL – Get Free Report) and EverQuote (NASDAQ:EVER – Get Free Report) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their profitability, analyst recommendations, institutional ownership, earnings, risk, dividends and valuation.
Valuation and Earnings
This table compares Fidelis Insurance and EverQuote”s top-line revenue, earnings per share (EPS) and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Fidelis Insurance | $2.42 billion | 0.88 | $113.30 million | ($0.05) | -383.40 |
| EverQuote | $500.19 million | 1.93 | $32.17 million | $1.43 | 18.76 |
Institutional and Insider Ownership
82.0% of Fidelis Insurance shares are held by institutional investors. Comparatively, 91.5% of EverQuote shares are held by institutional investors. 25.5% of EverQuote shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.
Analyst Recommendations
This is a breakdown of recent ratings and target prices for Fidelis Insurance and EverQuote, as provided by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Fidelis Insurance | 1 | 5 | 4 | 0 | 2.30 |
| EverQuote | 0 | 1 | 3 | 2 | 3.17 |
Fidelis Insurance currently has a consensus target price of $21.14, indicating a potential upside of 10.29%. EverQuote has a consensus target price of $34.25, indicating a potential upside of 27.66%. Given EverQuote’s stronger consensus rating and higher probable upside, analysts clearly believe EverQuote is more favorable than Fidelis Insurance.
Volatility and Risk
Fidelis Insurance has a beta of 0.25, suggesting that its share price is 75% less volatile than the S&P 500. Comparatively, EverQuote has a beta of 0.46, suggesting that its share price is 54% less volatile than the S&P 500.
Profitability
This table compares Fidelis Insurance and EverQuote’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Fidelis Insurance | -0.56% | -0.94% | -0.18% |
| EverQuote | 8.36% | 38.19% | 25.60% |
Summary
EverQuote beats Fidelis Insurance on 12 of the 15 factors compared between the two stocks.
About Fidelis Insurance
Fidelis Insurance Holdings Limited, a specialty insurer, provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in three segments: Specialty, Reinsurance, and Bespoke segments. The Specialty segment offers aviation and aerospace, energy, marine, property direct and facultative, and other specialty risk solutions. The Reinsurance segment provides property, retrocession, and whole account reinsurance solutions. The Bespoke segment offers customized risk solutions for clients that include credit and political risk, as well as other risk transfer opportunities, including political violence and terrorism, limited cyber reinsurance, tax liabilities, title, transactional liabilities, and other bespoke solutions. Fidelis Insurance Holdings Limited was incorporated in 2014 and is headquartered in Pembroke, Bermuda.
About EverQuote
EverQuote, Inc. operates an online marketplace for insurance shopping in the United States. The company offers auto, home and renters, and life insurance. The company serves carriers and agents, as well as indirect distributors. The company was formerly known as AdHarmonics, Inc., and changed its name to EverQuote, Inc. in November 2014. EverQuote, Inc. was incorporated in 2008 and is based in Cambridge, Massachusetts.
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