Deane Retirement Strategies Inc. Has $5.85 Million Position in Mastercard Incorporated $MA

Deane Retirement Strategies Inc. boosted its holdings in Mastercard Incorporated (NYSE:MA) by 44.8% during the third quarter, according to the company in its most recent filing with the Securities and Exchange Commission. The firm owned 10,277 shares of the credit services provider’s stock after acquiring an additional 3,181 shares during the period. Mastercard accounts for 2.5% of Deane Retirement Strategies Inc.’s holdings, making the stock its 13th biggest position. Deane Retirement Strategies Inc.’s holdings in Mastercard were worth $5,845,000 as of its most recent SEC filing.

A number of other hedge funds and other institutional investors have also recently added to or reduced their stakes in the stock. LGT Financial Advisors LLC acquired a new position in Mastercard in the 2nd quarter valued at about $25,000. Family Legacy Financial Solutions LLC acquired a new position in shares of Mastercard in the second quarter valued at approximately $26,000. Flaharty Asset Management LLC bought a new position in shares of Mastercard during the first quarter worth approximately $27,000. Evolution Wealth Management Inc. acquired a new stake in Mastercard during the 2nd quarter worth approximately $29,000. Finally, IMG Wealth Management Inc. bought a new stake in Mastercard in the 2nd quarter valued at $31,000. 97.28% of the stock is owned by institutional investors.

Mastercard Price Performance

MA stock opened at $575.88 on Tuesday. The company’s 50-day moving average price is $554.16 and its two-hundred day moving average price is $565.77. The firm has a market cap of $517.14 billion, a P/E ratio of 36.82, a P/E/G ratio of 2.25 and a beta of 0.87. The company has a quick ratio of 1.12, a current ratio of 1.12 and a debt-to-equity ratio of 2.40. Mastercard Incorporated has a 12 month low of $465.59 and a 12 month high of $601.77.

Mastercard (NYSE:MA) last posted its quarterly earnings results on Thursday, October 30th. The credit services provider reported $4.38 earnings per share (EPS) for the quarter, topping the consensus estimate of $4.31 by $0.07. The business had revenue of $8.60 billion for the quarter, compared to analyst estimates of $8.53 billion. Mastercard had a net margin of 45.28% and a return on equity of 202.03%. The firm’s revenue for the quarter was up 16.7% on a year-over-year basis. During the same quarter last year, the business posted $3.89 EPS. On average, analysts anticipate that Mastercard Incorporated will post 15.91 earnings per share for the current fiscal year.

Mastercard Increases Dividend

The firm also recently declared a quarterly dividend, which will be paid on Monday, February 9th. Stockholders of record on Friday, January 9th will be paid a $0.87 dividend. This represents a $3.48 annualized dividend and a dividend yield of 0.6%. The ex-dividend date is Friday, January 9th. This is a positive change from Mastercard’s previous quarterly dividend of $0.76. Mastercard’s dividend payout ratio is 19.44%.

Key Headlines Impacting Mastercard

Here are the key news stories impacting Mastercard this week:

• Positive Sentiment: Major processor Fiserv will adopt Mastercard’s Agent Pay Acceptance Framework, positioning Fiserv as one of the first to scale “agentic commerce” (AI-driven payment agents). This could broaden acceptance channels and drive additional volume/processing revenue for Mastercard. Fiserv and Mastercard Partner to Advance Trusted Agentic Commerce For Merchants
• Positive Sentiment: Mastercard expanded its lending ecosystem via a strategic partnership with LoanPro to launch “Loan on Card,” enabling lenders to issue loans delivered through card rails and virtual cards — a potential new use case that can increase transaction volumes and interchange revenue. Mastercard Partners with LoanPro to Offer Loan on Card
• Positive Sentiment: FAB (First Abu Dhabi Bank) and Mastercard launched mobile-first virtual corporate cards in the UAE, supporting regional expansion of Mastercard’s commercial payments products and cross-border adoption. FAB and Mastercard transform UAE business payments
• Neutral Sentiment: Brokerage consensus remains a “Buy” on MA, reinforcing analyst-backed expectations for growth and providing support for the stock’s multiple. Mastercard Given Consensus Recommendation of Buy
• Neutral Sentiment: Industry coverage and comparisons continue (e.g., a recent survey/comparison piece vs. peers), useful for investors benchmarking valuation and growth prospects. Financial Survey: Mastercard vs. RB Global
• Negative Sentiment: Visa and Mastercard agreed to a $167.5M settlement in a long-running ATM fee lawsuit. While modest relative to Mastercard’s market cap, the settlement is a reminder of regulatory and litigation risk in the payments industry. Visa and Mastercard Settle ATM Fee Lawsuit for $167 Million
• Negative Sentiment: Ongoing consumer class-action headlines (articles noting potential ATM refunds to consumers) keep legal/liability headlines in the news, which can pressure sentiment when combined with other regulatory developments. Used an ATM since 2007? Visa and Mastercard may owe you cash

Analyst Upgrades and Downgrades

Several research analysts have weighed in on the company. Wells Fargo & Company lowered their price objective on Mastercard from $669.00 to $660.00 and set an “overweight” rating on the stock in a research report on Friday, October 31st. Tigress Financial lifted their price objective on shares of Mastercard from $685.00 to $730.00 and gave the stock a “strong-buy” rating in a research note on Thursday, November 6th. The Goldman Sachs Group reissued a “buy” rating and issued a $713.00 price objective on shares of Mastercard in a report on Thursday, October 30th. Macquarie raised their target price on shares of Mastercard from $655.00 to $660.00 and gave the stock an “outperform” rating in a report on Friday, October 31st. Finally, Morgan Stanley set a $665.00 price target on shares of Mastercard and gave the company an “overweight” rating in a research report on Friday, October 31st. Five equities research analysts have rated the stock with a Strong Buy rating, twenty-one have assigned a Buy rating and three have issued a Hold rating to the company’s stock. According to MarketBeat.com, the stock currently has an average rating of “Buy” and a consensus target price of $657.48.

About Mastercard

Mastercard Incorporated is a global payments technology company that operates a network connecting consumers, financial institutions, merchants, governments and businesses in more than 200 countries and territories. The company facilitates electronic payments and transaction processing for credit, debit and prepaid card products carrying the Mastercard brand, while also providing a range of payment-related services to issuers, acquirers and merchants. Its technology and network enable authorization, clearing and settlement of payments and support a broad set of use cases including point-of-sale, e-commerce and mobile payments.

Beyond core transaction processing, Mastercard offers a suite of value-added services such as fraud and risk management, identity and authentication tools, tokenization and digital wallet support, cross-border and commercial payment solutions, and data analytics and consulting services for merchants and financial partners.