Analyzing Security National Financial (NASDAQ:SNFCA) & Federal Life Group (OTCMKTS:FLFG)

Federal Life Group (OTCMKTS:FLFG) and Security National Financial (NASDAQ:SNFCA) are both finance companies, but which is the better business? We will compare the two companies based on the strength of their analyst recommendations, institutional ownership, valuation, earnings, risk, dividends and profitability.

Analyst Ratings

This is a breakdown of recent ratings and target prices for Federal Life Group and Security National Financial, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Federal Life Group	0	0	0	0	0.00
Security National Financial	0	1	0	0	2.00

Valuation & Earnings

This table compares Federal Life Group and Security National Financial”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Federal Life Group	N/A	N/A	N/A	N/A	N/A
Security National Financial	$334.52 million	0.71	$26.54 million	$0.73	12.47

Security National Financial has higher revenue and earnings than Federal Life Group.

Institutional and Insider Ownership

45.6% of Security National Financial shares are owned by institutional investors. 13.0% of Security National Financial shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Profitability

This table compares Federal Life Group and Security National Financial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Federal Life Group	N/A	N/A	N/A
Security National Financial	5.46%	5.30%	1.22%

Volatility and Risk

Federal Life Group has a beta of -0.18, suggesting that its share price is 118% less volatile than the S&P 500. Comparatively, Security National Financial has a beta of 0.76, suggesting that its share price is 24% less volatile than the S&P 500.

Summary

Security National Financial beats Federal Life Group on 8 of the 8 factors compared between the two stocks.

About Federal Life Group

Federal Life Group, Inc., through its subsidiary Federal Life Insurance Company, provides life insurance and annuity products in the United States. It offers whole, term, and universal life insurance, as well as retirement insurance products. The company offers its products through independent agents. Federal Life Group, Inc. was founded in 2018 and is headquartered in Riverwoods, Illinois. Federal Life Group, Inc operates as a subsidiary of Insurance Capital Group, LLC.

About Security National Financial

Security National Financial Corporation engages in the life insurance, cemetery and mortuary, and mortgage businesses. The company's Life Insurance segment is involved in selling and servicing lines of life insurance, annuity products, and accident and health insurance. It offers various life insurance products, including funeral plans and interest-sensitive life insurance, as well as other traditional life, accident, and health insurance products; annuity products comprising single and flexible premium deferred annuities, and immediate annuities; and diver's accident insurance policies. This segment also cedes and assumes various risks with various authorized unaffiliated reinsurers pursuant to reinsurance treaties. Its Cemetery and Mortuary segment operates eight mortuaries and five cemeteries in Utah; one cemetery in California; and four mortuaries and one cemetery in New Mexico. This segment also offers plots, interment vaults, mausoleum crypts, markers, caskets, urns, and other death care related products; and provides professional services of funeral directors, opening and closing of graves, use of chapels and viewing rooms, and use of automobiles and clothing. The company's Mortgages segment originates and underwrites residential and commercial loans for new construction, existing homes, and real estate projects primarily in Florida, Nevada, Texas, and Utah. It offers residential mortgage lending services to real estate brokers and builders, as well as directly with consumers. Security National Financial Corporation was founded in 1965 and is headquartered in Salt Lake City, Utah.