Head-To-Head Analysis: Seacoast Banking Corporation of Florida (NASDAQ:SBCF) vs. Fifth District Bancorp (NASDAQ:FDSB)

Seacoast Banking Corporation of Florida (NASDAQ:SBCF) and Fifth District Bancorp (NASDAQ:FDSB) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their dividends, risk, analyst recommendations, institutional ownership, profitability, valuation and earnings.

Volatility & Risk

Seacoast Banking Corporation of Florida has a beta of 0.92, suggesting that its share price is 8% less volatile than the S&P 500. Comparatively, Fifth District Bancorp has a beta of 0.44, suggesting that its share price is 56% less volatile than the S&P 500.

Insider & Institutional Ownership

81.8% of Seacoast Banking Corporation of Florida shares are held by institutional investors. 1.6% of Seacoast Banking Corporation of Florida shares are held by company insiders. Comparatively, 4.5% of Fifth District Bancorp shares are held by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Profitability

This table compares Seacoast Banking Corporation of Florida and Fifth District Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Seacoast Banking Corporation of Florida	16.93%	7.16%	1.02%
Fifth District Bancorp	14.27%	2.88%	0.69%

Valuation & Earnings

This table compares Seacoast Banking Corporation of Florida and Fifth District Bancorp”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Seacoast Banking Corporation of Florida	$808.99 million	3.91	$120.99 million	$1.69	19.15
Fifth District Bancorp	$19.29 million	4.29	-$1.08 million	$0.73	20.52

Seacoast Banking Corporation of Florida has higher revenue and earnings than Fifth District Bancorp. Seacoast Banking Corporation of Florida is trading at a lower price-to-earnings ratio than Fifth District Bancorp, indicating that it is currently the more affordable of the two stocks.

Analyst Recommendations

This is a breakdown of current recommendations for Seacoast Banking Corporation of Florida and Fifth District Bancorp, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Seacoast Banking Corporation of Florida	0	5	2	0	2.29
Fifth District Bancorp	1	0	0	0	1.00

Seacoast Banking Corporation of Florida currently has a consensus target price of $31.50, indicating a potential downside of 2.66%. Given Seacoast Banking Corporation of Florida’s stronger consensus rating and higher possible upside, analysts plainly believe Seacoast Banking Corporation of Florida is more favorable than Fifth District Bancorp.

Summary

Seacoast Banking Corporation of Florida beats Fifth District Bancorp on 11 of the 14 factors compared between the two stocks.

About Seacoast Banking Corporation of Florida

Seacoast Banking Corp. of Florida is a financial holding company, which engages in the provision of integrated financial services. It provides banking and investment services to businesses and consumers, including personal and business deposit products, Internet and mobile banking, personal, commercial and mortgage loans, wealth management services, and treasury management solutions. The company was founded in 1983 and is headquartered in Stuart, FL.

About Fifth District Bancorp

Fifth District Bancorp, Inc. is the holding company for Fifth District Savings Bank which provide all banking services. Fifth District Bancorp, Inc. is based in NEW ORLEANS.