M&T Bank (MTB) to Release Quarterly Earnings on Friday

M&T Bank (NYSE:MTB) is expected to release its Q4 2025 results before the market opens on Friday, January 16th. Analysts expect M&T Bank to post earnings of $4.47 per share and revenue of $2.4731 billion for the quarter. Parties may visit the the company’s upcoming Q4 2025 earning results page for the latest details on the call scheduled for Friday, January 16, 2026 at 8:00 AM ET.

M&T Bank (NYSE:MTB) last announced its quarterly earnings data on Wednesday, March 9th. The financial services provider reported $3.54 earnings per share for the quarter. M&T Bank had a return on equity of 10.62% and a net margin of 20.91%.The company had revenue of $1.54 billion for the quarter. On average, analysts expect M&T Bank to post $17 EPS for the current fiscal year and $19 EPS for the next fiscal year.

M&T Bank Trading Up 1.9%

Shares of M&T Bank stock opened at $213.59 on Friday. M&T Bank has a 52-week low of $150.75 and a 52-week high of $215.49. The firm has a market capitalization of $32.83 billion, a PE ratio of 13.15, a price-to-earnings-growth ratio of 0.89 and a beta of 0.59. The company has a debt-to-equity ratio of 0.49, a current ratio of 0.97 and a quick ratio of 0.97. The company’s fifty day moving average price is $195.92 and its two-hundred day moving average price is $194.36.

M&T Bank Dividend Announcement

The business also recently disclosed a quarterly dividend, which was paid on Wednesday, December 31st. Shareholders of record on Monday, December 1st were issued a dividend of $1.50 per share. This represents a $6.00 dividend on an annualized basis and a yield of 2.8%. The ex-dividend date of this dividend was Monday, December 1st. M&T Bank’s payout ratio is presently 36.95%.

M&T Bank News Roundup

Here are the key news stories impacting M&T Bank this week:

• Positive Sentiment: TD Cowen raised its price target to $250 and kept a “buy” rating, signaling strong upside expectations that likely supported buyer demand. TD Cowen raises PT to $250
• Positive Sentiment: Shares hit a new 52‑week high after at least one analyst upgrade, reinforcing momentum and momentum-driven inflows. New 52‑week high after analyst upgrade
• Neutral Sentiment: Bank of America reaffirmed a “neutral” rating with a $225 price target, offering limited near-term directional guidance but a modest upside to the stock. BofA reaffirms neutral, $225 PT
• Neutral Sentiment: Wells Fargo boosted its price target to $205, a raise that may be viewed positively by some investors even though the target remains below the recent trading level. Wells Fargo raises PT to $205
• Neutral Sentiment: Analysts and commentators are reassessing MTB’s valuation after recent share-price momentum and signals of undervaluation, adding analytical debate rather than a clear catalyst. Valuation assessment after momentum
• Neutral Sentiment: Community/marketing outreach — M&T is distributing 25,000 “Billieve Together” flags; a PR initiative with no direct financial impact but positive brand visibility. PR: flag giveaway
• Negative Sentiment: Wolfe Research downgraded M&T, which likely pressured some holders and created selling pressure among more conservative institutional investors. Wolfe downgrades MTB
• Negative Sentiment: Evercore ISI also downgraded the stock, adding to conflicting analyst signals and increasing short-term volatility. Evercore downgrades MTB

Insiders Place Their Bets

In related news, EVP Christopher E. Kay sold 5,250 shares of M&T Bank stock in a transaction dated Wednesday, November 26th. The stock was sold at an average price of $191.70, for a total value of $1,006,425.00. Following the completion of the transaction, the executive vice president directly owned 5,501 shares of the company’s stock, valued at $1,054,541.70. The trade was a 48.83% decrease in their ownership of the stock. The transaction was disclosed in a filing with the SEC, which is available through the SEC website. Also, Director Robert E. Sadler, Jr. sold 6,000 shares of the company’s stock in a transaction dated Tuesday, November 25th. The stock was sold at an average price of $190.06, for a total transaction of $1,140,360.00. Following the transaction, the director owned 17,070 shares in the company, valued at approximately $3,244,324.20. This trade represents a 26.01% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. Company insiders own 0.53% of the company’s stock.

Institutional Inflows and Outflows

Institutional investors have recently bought and sold shares of the stock. Geneos Wealth Management Inc. lifted its holdings in M&T Bank by 4.3% during the 2nd quarter. Geneos Wealth Management Inc. now owns 1,727 shares of the financial services provider’s stock worth $335,000 after buying an additional 71 shares in the last quarter. Triumph Capital Management bought a new stake in shares of M&T Bank during the third quarter worth $32,000. Sunbelt Securities Inc. lifted its stake in shares of M&T Bank by 13.1% during the third quarter. Sunbelt Securities Inc. now owns 1,619 shares of the financial services provider’s stock valued at $320,000 after acquiring an additional 188 shares during the period. Brown Brothers Harriman & Co. boosted its holdings in M&T Bank by 7.4% in the third quarter. Brown Brothers Harriman & Co. now owns 3,956 shares of the financial services provider’s stock valued at $782,000 after acquiring an additional 271 shares during the last quarter. Finally, Empowered Funds LLC increased its position in M&T Bank by 11.9% in the first quarter. Empowered Funds LLC now owns 3,396 shares of the financial services provider’s stock worth $607,000 after purchasing an additional 362 shares during the period. Institutional investors own 84.68% of the company’s stock.

Analysts Set New Price Targets

MTB has been the subject of a number of recent research reports. TD Cowen increased their target price on M&T Bank from $245.00 to $250.00 and gave the stock a “buy” rating in a report on Wednesday. Piper Sandler assumed coverage on M&T Bank in a research report on Monday, October 6th. They issued an “overweight” rating and a $225.00 price target on the stock. Evercore ISI cut M&T Bank from an “outperform” rating to a “hold” rating and lifted their price objective for the company from $210.00 to $225.00 in a report on Tuesday. Bank of America restated a “neutral” rating and issued a $225.00 target price on shares of M&T Bank in a research note on Wednesday. Finally, Wall Street Zen upgraded shares of M&T Bank from a “sell” rating to a “hold” rating in a research report on Saturday, November 1st. One research analyst has rated the stock with a Strong Buy rating, nine have issued a Buy rating, eleven have issued a Hold rating and one has given a Sell rating to the company’s stock. According to data from MarketBeat.com, M&T Bank presently has an average rating of “Hold” and a consensus target price of $221.18.

M&T Bank Company Profile

M&T Bank Corporation is a bank holding company headquartered in Buffalo, New York, that provides a broad range of banking and financial services to individuals, businesses and institutions. The company operates a commercial and retail banking franchise that includes deposit-taking, lending, and payment services delivered through branch networks, digital channels and commercial banking teams. M&T serves customers across the northeastern and mid‑Atlantic United States and has expanded its geographic footprint through strategic acquisitions.

Its core businesses include commercial banking for middle‑market and community businesses, consumer and retail banking, mortgage origination and servicing, treasury and cash management, and wealth management and trust services.