FS Bancorp (FSBW) to Release Earnings on Tuesday

FS Bancorp (NASDAQ:FSBW) is projected to release its Q4 2025 results before the market opens on Tuesday, January 20th. Analysts expect FS Bancorp to post earnings of $1.13 per share and revenue of $38.20 million for the quarter. Interested persons can check the company’s upcoming Q4 2025 earning summary page for the latest details on the call scheduled for Friday, January 23, 2026 at 12:00 AM ET.

FS Bancorp (NASDAQ:FSBW) last posted its quarterly earnings data on Tuesday, October 21st. The bank reported $1.18 earnings per share for the quarter, topping analysts’ consensus estimates of $1.08 by $0.10. FS Bancorp had a return on equity of 10.84% and a net margin of 15.10%.The firm had revenue of $39.28 million during the quarter, compared to analysts’ expectations of $38.15 million. On average, analysts expect FS Bancorp to post $4 EPS for the current fiscal year and $5 EPS for the next fiscal year.

FS Bancorp Stock Down 0.2%

Shares of FSBW stock opened at $41.47 on Tuesday. The stock’s fifty day moving average price is $40.98 and its 200 day moving average price is $40.67. FS Bancorp has a 1-year low of $34.61 and a 1-year high of $44.22. The company has a market cap of $311.85 million, a price-to-earnings ratio of 10.11 and a beta of 0.72. The company has a debt-to-equity ratio of 0.60, a current ratio of 1.01 and a quick ratio of 1.00.

FS Bancorp Dividend Announcement

The firm also recently declared a quarterly dividend, which was paid on Thursday, November 20th. Shareholders of record on Thursday, November 6th were issued a $0.28 dividend. This represents a $1.12 annualized dividend and a yield of 2.7%. The ex-dividend date of this dividend was Thursday, November 6th. FS Bancorp’s dividend payout ratio (DPR) is currently 27.32%.

Insider Buying and Selling at FS Bancorp

In related news, Director Marina Cofer-Wildsmith sold 2,371 shares of the firm’s stock in a transaction on Friday, November 21st. The shares were sold at an average price of $40.00, for a total transaction of $94,840.00. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through the SEC website. Insiders have sold a total of 6,356 shares of company stock valued at $254,241 in the last quarter. 12.70% of the stock is owned by corporate insiders.

Institutional Inflows and Outflows

A number of large investors have recently bought and sold shares of FSBW. Empowered Funds LLC increased its holdings in shares of FS Bancorp by 7.2% during the 1st quarter. Empowered Funds LLC now owns 38,822 shares of the bank’s stock valued at $1,476,000 after purchasing an additional 2,611 shares in the last quarter. Geode Capital Management LLC boosted its stake in shares of FS Bancorp by 0.5% in the second quarter. Geode Capital Management LLC now owns 163,340 shares of the bank’s stock worth $6,434,000 after acquiring an additional 826 shares during the last quarter. Rhumbline Advisers grew its holdings in shares of FS Bancorp by 4.7% during the second quarter. Rhumbline Advisers now owns 9,891 shares of the bank’s stock worth $390,000 after buying an additional 446 shares in the last quarter. Marshall Wace LLP purchased a new position in FS Bancorp in the 2nd quarter worth approximately $262,000. Finally, Jane Street Group LLC acquired a new position in FS Bancorp during the second quarter worth $413,000. 63.88% of the stock is owned by institutional investors and hedge funds.

Wall Street Analyst Weigh In

Several research firms have recently issued reports on FSBW. Weiss Ratings restated a “buy (b-)” rating on shares of FS Bancorp in a report on Tuesday, October 14th. DA Davidson set a $41.00 target price on shares of FS Bancorp in a research report on Wednesday, October 22nd. One research analyst has rated the stock with a Buy rating and one has given a Hold rating to the company. Based on data from MarketBeat, the stock has a consensus rating of “Moderate Buy” and a consensus target price of $41.00.

About FS Bancorp

FS Bancorp, Inc (NASDAQ: FSBW) is a bank holding company headquartered in Illinois that provides community banking services in the Midwestern United States. Through its wholly owned banking subsidiary, the company offers a full suite of deposit products, including checking and savings accounts, money market instruments, certificates of deposit and online banking platforms.

On the lending side, FS Bancorp extends commercial and industrial loans, residential mortgage financing, consumer credit and agricultural lending.