U.S. Bancorp (USB) Projected to Post Quarterly Earnings on Tuesday

U.S. Bancorp (NYSE:USB) is expected to be announcing its Q4 2025 results before the market opens on Tuesday, January 20th. Analysts expect the company to announce earnings of $1.18 per share and revenue of $7.3127 billion for the quarter. Parties may visit the the company’s upcoming Q4 2025 earning results page for the latest details on the call scheduled for Tuesday, January 20, 2026 at 9:00 AM ET.

U.S. Bancorp (NYSE:USB) last posted its quarterly earnings data on Thursday, October 16th. The financial services provider reported $1.22 earnings per share (EPS) for the quarter, topping the consensus estimate of $1.11 by $0.11. The company had revenue of $7.34 billion for the quarter, compared to the consensus estimate of $7.17 billion. U.S. Bancorp had a net margin of 16.89% and a return on equity of 13.34%. The business’s revenue was up 6.8% compared to the same quarter last year. During the same quarter in the previous year, the firm posted $1.03 EPS. On average, analysts expect U.S. Bancorp to post $4 EPS for the current fiscal year and $5 EPS for the next fiscal year.

U.S. Bancorp Stock Down 1.5%

Shares of USB opened at $54.39 on Tuesday. The company has a debt-to-equity ratio of 1.10, a quick ratio of 0.82 and a current ratio of 0.82. The company has a 50-day simple moving average of $51.23 and a 200-day simple moving average of $48.63. U.S. Bancorp has a 52 week low of $35.18 and a 52 week high of $56.19. The firm has a market capitalization of $84.55 billion, a P/E ratio of 12.45, a P/E/G ratio of 0.96 and a beta of 1.07.

U.S. Bancorp Dividend Announcement

The company also recently declared a quarterly dividend, which will be paid on Thursday, January 15th. Shareholders of record on Wednesday, December 31st will be issued a $0.52 dividend. The ex-dividend date of this dividend is Wednesday, December 31st. This represents a $2.08 annualized dividend and a yield of 3.8%. U.S. Bancorp’s dividend payout ratio is 47.60%.

Insider Activity

In related news, EVP James L. Chosy sold 26,909 shares of the stock in a transaction dated Monday, October 20th. The shares were sold at an average price of $46.86, for a total transaction of $1,260,955.74. Following the completion of the sale, the executive vice president owned 226,375 shares in the company, valued at $10,607,932.50. This trade represents a 10.62% decrease in their position. The sale was disclosed in a document filed with the SEC, which is available through the SEC website. Also, Chairman Andrew Cecere sold 140,445 shares of U.S. Bancorp stock in a transaction dated Monday, October 20th. The shares were sold at an average price of $46.34, for a total transaction of $6,508,221.30. Following the transaction, the chairman directly owned 1,360,414 shares of the company’s stock, valued at $63,041,584.76. This represents a 9.36% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. 0.23% of the stock is currently owned by corporate insiders.

Institutional Inflows and Outflows

Several institutional investors and hedge funds have recently modified their holdings of the business. Diversify Advisory Services LLC grew its position in U.S. Bancorp by 4.5% during the 3rd quarter. Diversify Advisory Services LLC now owns 5,339 shares of the financial services provider’s stock worth $249,000 after acquiring an additional 232 shares during the last quarter. Binnacle Investments Inc boosted its stake in U.S. Bancorp by 77.8% in the third quarter. Binnacle Investments Inc now owns 624 shares of the financial services provider’s stock worth $30,000 after purchasing an additional 273 shares in the last quarter. Gallagher Fiduciary Advisors LLC boosted its stake in U.S. Bancorp by 3.3% in the second quarter. Gallagher Fiduciary Advisors LLC now owns 9,479 shares of the financial services provider’s stock worth $429,000 after purchasing an additional 301 shares in the last quarter. Vivaldi Capital Management LP grew its holdings in shares of U.S. Bancorp by 2.5% during the second quarter. Vivaldi Capital Management LP now owns 13,186 shares of the financial services provider’s stock worth $597,000 after purchasing an additional 323 shares during the last quarter. Finally, Financial Engines Advisors L.L.C. increased its stake in shares of U.S. Bancorp by 6.3% in the third quarter. Financial Engines Advisors L.L.C. now owns 7,610 shares of the financial services provider’s stock valued at $368,000 after buying an additional 454 shares in the last quarter. 77.60% of the stock is owned by institutional investors and hedge funds.

Analysts Set New Price Targets

USB has been the subject of a number of research reports. Keefe, Bruyette & Woods raised their price objective on U.S. Bancorp from $53.00 to $58.00 and gave the stock a “market perform” rating in a research report on Wednesday, December 17th. Barclays upped their target price on U.S. Bancorp from $56.00 to $65.00 and gave the company an “overweight” rating in a research note on Monday, January 5th. Evercore ISI set a $60.00 price target on shares of U.S. Bancorp in a research note on Tuesday, January 6th. Oppenheimer lowered their price target on shares of U.S. Bancorp from $66.00 to $64.00 and set an “outperform” rating on the stock in a report on Wednesday, November 19th. Finally, TD Cowen increased their price objective on shares of U.S. Bancorp from $60.00 to $65.00 and gave the company a “buy” rating in a research note on Wednesday, January 7th. One equities research analyst has rated the stock with a Strong Buy rating, fourteen have given a Buy rating, six have given a Hold rating and one has issued a Sell rating to the company. Based on data from MarketBeat, the company presently has an average rating of “Moderate Buy” and an average price target of $56.30.

About U.S. Bancorp

U.S. Bancorp (NYSE: USB) is a bank holding company and the parent of U.S. Bank, a national commercial bank that provides a wide range of banking, investment, mortgage, trust and payment services. The company operates through consumer and business banking, commercial banking, payment services, and wealth management segments. Its product set includes deposit accounts, consumer and commercial lending, mortgage origination and servicing, credit and debit card services, treasury and cash management, merchant processing, and institutional and trust services.

Headquartered in Minneapolis, Minnesota, U.S.