United Bankshares (UBSI) Projected to Post Earnings on Friday

United Bankshares (NASDAQ:UBSI) will likely be announcing its Q4 2025 results before the market opens on Friday, January 23rd. Analysts expect the company to announce earnings of $0.86 per share and revenue of $315.50 million for the quarter. Parties may visit the the company’s upcoming Q4 2025 earning results page for the latest details on the call scheduled for Friday, January 23, 2026 at 12:00 AM ET.

United Bankshares (NASDAQ:UBSI) last issued its quarterly earnings data on Thursday, October 23rd. The financial services provider reported $0.92 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $0.82 by $0.10. United Bankshares had a return on equity of 8.15% and a net margin of 24.37%.The company had revenue of $280.90 million during the quarter, compared to the consensus estimate of $307.78 million. During the same period last year, the company earned $0.70 earnings per share. On average, analysts expect United Bankshares to post $3 EPS for the current fiscal year and $3 EPS for the next fiscal year.

United Bankshares Stock Performance

Shares of UBSI stock opened at $41.23 on Friday. The stock has a market capitalization of $5.79 billion, a PE ratio of 13.52 and a beta of 0.78. The business’s 50 day simple moving average is $38.41 and its 200 day simple moving average is $37.48. The company has a debt-to-equity ratio of 0.10, a current ratio of 0.98 and a quick ratio of 0.98. United Bankshares has a one year low of $30.50 and a one year high of $41.53.

United Bankshares Increases Dividend

The company also recently disclosed a quarterly dividend, which was paid on Friday, January 2nd. Stockholders of record on Friday, December 12th were paid a $0.38 dividend. The ex-dividend date of this dividend was Friday, December 12th. This represents a $1.52 dividend on an annualized basis and a dividend yield of 3.7%. This is an increase from United Bankshares’s previous quarterly dividend of $0.37. United Bankshares’s payout ratio is currently 49.84%.

Institutional Inflows and Outflows

Institutional investors have recently added to or reduced their stakes in the company. Caitong International Asset Management Co. Ltd purchased a new stake in shares of United Bankshares in the third quarter valued at about $25,000. EverSource Wealth Advisors LLC boosted its holdings in United Bankshares by 528.3% during the second quarter. EverSource Wealth Advisors LLC now owns 1,175 shares of the financial services provider’s stock worth $43,000 after purchasing an additional 988 shares during the last quarter. Tidal Investments LLC purchased a new stake in United Bankshares in the 2nd quarter valued at about $242,000. Polymer Capital Management HK LTD purchased a new stake in United Bankshares in the 3rd quarter valued at about $245,000. Finally, Magnetar Financial LLC bought a new position in shares of United Bankshares during the 3rd quarter worth approximately $280,000. 70.80% of the stock is owned by institutional investors and hedge funds.

Analyst Ratings Changes

UBSI has been the topic of several recent analyst reports. Piper Sandler set a $42.50 target price on shares of United Bankshares and gave the company an “overweight” rating in a report on Thursday, October 23rd. Weiss Ratings reissued a “hold (c+)” rating on shares of United Bankshares in a research note on Monday, December 29th. Finally, Zacks Research lowered United Bankshares from a “strong-buy” rating to a “hold” rating in a research report on Monday, December 22nd. One equities research analyst has rated the stock with a Buy rating and four have issued a Hold rating to the stock. According to MarketBeat.com, United Bankshares has an average rating of “Hold” and an average price target of $41.83.

United Bankshares Company Profile

United Bankshares, Inc, headquartered in Charleston, West Virginia, is a bank holding company that provides a full range of financial services through its primary subsidiary, United Bank. The company’s core offerings include retail and commercial banking products such as checking and savings accounts, certificates of deposit, personal and business loans, mortgages, and treasury management services. In addition, United Bankshares delivers private banking, wealth management, trust and fiduciary solutions, and investment advisory services to meet the needs of individual, corporate, and institutional clients.

United Bankshares operates an extensive branch network across West Virginia, Virginia, Maryland, the District of Columbia, Ohio, Pennsylvania, and South Carolina.