LendingClub (LC) Projected to Post Earnings on Wednesday

LendingClub (NYSE:LC) will likely be issuing its Q4 2025 results after the market closes on Wednesday, January 28th. Analysts expect the company to announce earnings of $0.34 per share and revenue of $262.8750 million for the quarter. Interested persons can check the company’s upcoming Q4 2025 earning summary page for the latest details on the call scheduled for Wednesday, January 28, 2026 at 5:00 PM ET.

LendingClub (NYSE:LC) last issued its quarterly earnings results on Wednesday, October 22nd. The credit services provider reported $0.37 earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of $0.30 by $0.07. LendingClub had a net margin of 10.94% and a return on equity of 7.68%. The firm had revenue of $107.79 million for the quarter, compared to the consensus estimate of $256.27 million. During the same quarter in the previous year, the company earned $0.13 EPS. The company’s revenue for the quarter was up 31.8% on a year-over-year basis. On average, analysts expect LendingClub to post $1 EPS for the current fiscal year and $1 EPS for the next fiscal year.

LendingClub Stock Performance

NYSE:LC opened at $19.90 on Wednesday. LendingClub has a 52 week low of $7.90 and a 52 week high of $21.19. The firm’s fifty day moving average is $18.92 and its 200-day moving average is $16.90. The firm has a market cap of $2.29 billion, a P/E ratio of 22.61 and a beta of 2.08.

LendingClub declared that its board has initiated a stock repurchase plan on Wednesday, November 5th that permits the company to repurchase $100.00 million in outstanding shares. This repurchase authorization permits the credit services provider to buy up to 4.9% of its stock through open market purchases. Stock repurchase plans are usually an indication that the company’s leadership believes its shares are undervalued.

Insider Buying and Selling at LendingClub

In other news, Director Erin Selleck sold 2,390 shares of the stock in a transaction dated Friday, December 5th. The shares were sold at an average price of $19.47, for a total value of $46,533.30. Following the completion of the sale, the director owned 76,377 shares in the company, valued at $1,487,060.19. This represents a 3.03% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which is available at this hyperlink. Also, CEO Scott Sanborn sold 30,000 shares of the business’s stock in a transaction dated Thursday, October 23rd. The stock was sold at an average price of $19.29, for a total transaction of $578,700.00. Following the transaction, the chief executive officer owned 1,210,070 shares in the company, valued at approximately $23,342,250.30. This trade represents a 2.42% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. Corporate insiders own 3.31% of the company’s stock.

Hedge Funds Weigh In On LendingClub

Institutional investors have recently modified their holdings of the business. AQR Capital Management LLC lifted its holdings in LendingClub by 165.1% during the first quarter. AQR Capital Management LLC now owns 33,788 shares of the credit services provider’s stock worth $349,000 after acquiring an additional 21,045 shares during the period. Goldman Sachs Group Inc. increased its position in shares of LendingClub by 1.4% during the 1st quarter. Goldman Sachs Group Inc. now owns 852,005 shares of the credit services provider’s stock valued at $8,793,000 after purchasing an additional 12,019 shares during the last quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC raised its stake in shares of LendingClub by 3.9% during the 1st quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 300,658 shares of the credit services provider’s stock worth $3,103,000 after purchasing an additional 11,407 shares during the period. Cetera Investment Advisers raised its stake in shares of LendingClub by 105.9% during the 2nd quarter. Cetera Investment Advisers now owns 28,870 shares of the credit services provider’s stock worth $347,000 after purchasing an additional 14,851 shares during the period. Finally, JPMorgan Chase & Co. boosted its holdings in shares of LendingClub by 10.9% in the 2nd quarter. JPMorgan Chase & Co. now owns 585,163 shares of the credit services provider’s stock worth $7,040,000 after buying an additional 57,309 shares during the last quarter. 74.08% of the stock is owned by institutional investors.

Analysts Set New Price Targets

Several equities research analysts recently commented on LC shares. JPMorgan Chase & Co. raised their target price on LendingClub from $22.00 to $25.00 and gave the stock an “overweight” rating in a research note on Thursday, December 4th. Weiss Ratings reaffirmed a “hold (c)” rating on shares of LendingClub in a research report on Monday, December 29th. Zacks Research lowered shares of LendingClub from a “strong-buy” rating to a “hold” rating in a research note on Monday, January 5th. Piper Sandler reiterated an “overweight” rating and set a $20.00 target price (up previously from $18.00) on shares of LendingClub in a research report on Thursday, October 23rd. Finally, Keefe, Bruyette & Woods raised their price target on shares of LendingClub from $20.00 to $22.00 and gave the stock an “outperform” rating in a report on Friday, November 7th. Six equities research analysts have rated the stock with a Buy rating and four have issued a Hold rating to the company. According to data from MarketBeat.com, LendingClub presently has a consensus rating of “Moderate Buy” and an average price target of $21.57.

LendingClub Company Profile

LendingClub Corporation operates an online lending marketplace that connects borrowers seeking personal and small business credit with individual and institutional investors. The platform leverages technology to streamline the loan application and underwriting process, offering unsecured personal loans, auto refinancing, and small business loans. In addition to lending products, LendingClub provides high-yield savings accounts and certificates of deposit through its banking charter, following its acquisition of Radius Bank in 2021.

Founded in 2006 by Renaud Laplanche, LendingClub pioneered peer-to-peer lending in the United States, helping to democratize access to credit and investment opportunities.