Research Analysts Offer Predictions for Bancorp Q4 Earnings

The Bancorp, Inc. (NASDAQ:TBBK) – Research analysts at Keefe, Bruyette & Woods issued their Q4 2025 earnings per share estimates for shares of Bancorp in a note issued to investors on Tuesday, January 20th. Keefe, Bruyette & Woods analyst T. Switzer forecasts that the bank will post earnings per share of $1.45 for the quarter. The consensus estimate for Bancorp’s current full-year earnings is $5.31 per share.

TBBK has been the topic of several other research reports. Weiss Ratings restated a “hold (c+)” rating on shares of Bancorp in a research report on Monday, December 29th. Raymond James Financial reissued a “strong-buy” rating on shares of Bancorp in a research note on Tuesday, January 13th. Royal Bank Of Canada reaffirmed an “outperform” rating and set a $57.00 price target on shares of Bancorp in a research note on Wednesday. Finally, William Blair set a $60.00 price objective on Bancorp in a research report on Wednesday. One investment analyst has rated the stock with a Strong Buy rating, five have given a Buy rating and two have assigned a Hold rating to the stock. Based on data from MarketBeat, the company currently has an average rating of “Moderate Buy” and a consensus price target of $60.20.

Bancorp Trading Down 5.8%

Shares of Bancorp stock opened at $67.19 on Thursday. The company has a debt-to-equity ratio of 0.29, a current ratio of 0.91 and a quick ratio of 0.89. Bancorp has a 1 year low of $40.51 and a 1 year high of $81.65. The firm has a market cap of $2.95 billion, a PE ratio of 14.03 and a beta of 1.27. The company has a 50 day simple moving average of $67.26 and a two-hundred day simple moving average of $69.66.

Bancorp (NASDAQ:TBBK) last issued its quarterly earnings data on Thursday, October 30th. The bank reported $1.18 EPS for the quarter, missing the consensus estimate of $1.34 by ($0.16). The business had revenue of $134.82 million for the quarter, compared to analysts’ expectations of $99.60 million. Bancorp had a return on equity of 27.97% and a net margin of 26.15%.Bancorp has set its FY 2025 guidance at 5.100-5.100 EPS.

Institutional Inflows and Outflows

Large investors have recently modified their holdings of the stock. Rothschild Investment LLC lifted its stake in shares of Bancorp by 213.6% in the 3rd quarter. Rothschild Investment LLC now owns 345 shares of the bank’s stock valued at $26,000 after acquiring an additional 235 shares during the last quarter. Bessemer Group Inc. grew its position in Bancorp by 78.6% during the 3rd quarter. Bessemer Group Inc. now owns 400 shares of the bank’s stock worth $30,000 after acquiring an additional 176 shares during the last quarter. Northwestern Mutual Wealth Management Co. grew its position in Bancorp by 732.2% during the 3rd quarter. Northwestern Mutual Wealth Management Co. now owns 749 shares of the bank’s stock worth $56,000 after acquiring an additional 659 shares during the last quarter. IFP Advisors Inc purchased a new position in Bancorp in the 3rd quarter worth approximately $66,000. Finally, Lazard Asset Management LLC bought a new stake in Bancorp in the second quarter valued at approximately $53,000. Hedge funds and other institutional investors own 96.22% of the company’s stock.

Insiders Place Their Bets

In other Bancorp news, CFO Dominic C. Canuso purchased 1,800 shares of the stock in a transaction on Friday, November 14th. The stock was acquired at an average cost of $61.24 per share, with a total value of $110,232.00. Following the completion of the purchase, the chief financial officer directly owned 3,500 shares of the company’s stock, valued at approximately $214,340. This trade represents a 105.88% increase in their position. The acquisition was disclosed in a document filed with the SEC, which is available at this hyperlink. 5.60% of the stock is owned by corporate insiders.

More Bancorp News

Here are the key news stories impacting Bancorp this week:

• Positive Sentiment: The Bancorp rang the Nasdaq opening bell to unveil a rebrand emphasizing a fintech-forward strategy — a public push that can help investor perception, support growth narrative around fee and product expansion, and broaden strategic appeal to fintech partners. The Bancorp rings Nasdaq bell to unveil rebrand centered on fintech future
• Neutral Sentiment: Market preview pieces note The Bancorp will report results next week; these previews highlight expected earnings growth but flag headwinds that make a beat uncertain — the item increases focus on the upcoming print but doesn’t give a clear directional signal. The Bancorp (TBBK) Reports Next Week: Wall Street Expects Earnings Growth
• Neutral Sentiment: Analysts and news services note the company is scheduled to post earnings this week — a routine but market-moving event that will likely drive short-term volatility depending on beat/miss and guidance commentary. Bancorp (TBBK) Projected to Post Earnings on Thursday
• Neutral Sentiment: Keefe, Bruyette & Woods issued a Q4 2025 EPS forecast of $1.45 — a useful data point for investors modeling the quarter, but not by itself an explicit downgrade relative to consensus (it simply sets expectations ahead of the report).
• Negative Sentiment: Keefe, Bruyette & Woods lowered its FY2025 EPS projection to $5.05 (consensus roughly $5.31). A below-consensus analyst projection can pressure the stock ahead of the print as investors reprice expected full-year profitability.

About Bancorp

The Bancorp, Inc (NASDAQ: TBBK) is a Delaware-chartered bank holding company that provides a range of banking and financial services to individuals, businesses, and financial institutions across the United States. Through its subsidiary, The Bancorp Bank, the company offers FDIC-insured deposit accounts, cash management solutions and specialized lending products. Its business model focuses on partnering with fintech firms, asset managers and payment processors to deliver integrated banking-as-a-service (BaaS) capabilities.

The company’s product suite includes interest-bearing and non-interest-bearing checking accounts, money market accounts, certificates of deposit and debit and credit card services.