Wintrust Financial (NASDAQ:WTFC) Stock Price Expected to Rise, TD Cowen Analyst Says

Wintrust Financial (NASDAQ:WTFC) had its price target hoisted by analysts at TD Cowen from $170.00 to $177.00 in a research report issued to clients and investors on Thursday,Benzinga reports. The brokerage currently has a “buy” rating on the bank’s stock. TD Cowen’s target price would indicate a potential upside of 21.24% from the company’s previous close.

Other analysts also recently issued research reports about the company. Truist Financial lifted their price target on Wintrust Financial from $151.00 to $158.00 and gave the company a “buy” rating in a research note on Thursday, October 23rd. Barclays increased their price objective on Wintrust Financial from $178.00 to $185.00 and gave the stock an “overweight” rating in a report on Thursday. DA Davidson lifted their target price on Wintrust Financial from $165.00 to $172.00 and gave the company a “buy” rating in a research report on Thursday. Stephens upped their price target on Wintrust Financial from $158.00 to $162.00 and gave the stock an “overweight” rating in a research report on Thursday. Finally, Weiss Ratings reaffirmed a “buy (b-)” rating on shares of Wintrust Financial in a research note on Wednesday, October 8th. One equities research analyst has rated the stock with a Strong Buy rating, ten have issued a Buy rating and two have given a Hold rating to the company’s stock. According to MarketBeat, the stock presently has an average rating of “Moderate Buy” and a consensus target price of $163.42.

Wintrust Financial Stock Performance

Shares of WTFC opened at $145.99 on Thursday. The company has a debt-to-equity ratio of 0.66, a quick ratio of 1.00 and a current ratio of 1.00. Wintrust Financial has a twelve month low of $89.10 and a twelve month high of $155.99. The firm’s 50 day moving average price is $140.28 and its two-hundred day moving average price is $134.28. The firm has a market cap of $9.78 billion, a P/E ratio of 12.81 and a beta of 0.88.

Wintrust Financial (NASDAQ:WTFC) last issued its quarterly earnings data on Tuesday, January 20th. The bank reported $3.15 earnings per share (EPS) for the quarter, topping the consensus estimate of $2.93 by $0.22. Wintrust Financial had a net margin of 19.48% and a return on equity of 12.95%. The company had revenue of $586.67 million during the quarter, compared to the consensus estimate of $700.85 million. During the same quarter in the prior year, the firm earned $2.63 earnings per share. On average, analysts forecast that Wintrust Financial will post 10.36 EPS for the current fiscal year.

Institutional Trading of Wintrust Financial

Institutional investors and hedge funds have recently added to or reduced their stakes in the company. Maseco LLP bought a new position in shares of Wintrust Financial in the 2nd quarter valued at about $25,000. Root Financial Partners LLC bought a new stake in shares of Wintrust Financial in the 3rd quarter valued at about $27,000. Advisors Asset Management Inc. acquired a new stake in Wintrust Financial in the 1st quarter valued at about $27,000. REAP Financial Group LLC grew its holdings in Wintrust Financial by 196.0% during the second quarter. REAP Financial Group LLC now owns 296 shares of the bank’s stock worth $37,000 after purchasing an additional 196 shares during the period. Finally, Richardson Financial Services Inc. grew its holdings in Wintrust Financial by 75.3% during the third quarter. Richardson Financial Services Inc. now owns 312 shares of the bank’s stock worth $41,000 after purchasing an additional 134 shares during the period. 93.48% of the stock is owned by institutional investors.

Key Headlines Impacting Wintrust Financial

Here are the key news stories impacting Wintrust Financial this week:

• Positive Sentiment: Q4 earnings beat and record profit: WTFC reported EPS of $3.15, topping estimates, and published commentary highlighting record net income and solid credit metrics—this is the core reason shares rallied earlier in the week. Q4 Earnings Highlights
• Positive Sentiment: Dividend increase: the board approved a 10% raise to a $0.55 quarterly dividend (payable Feb 19; record Feb 5), signaling confidence in cash flow and supporting income-focused investor demand. Dividend Announcement
• Positive Sentiment: Analysts lifted targets: multiple firms raised price targets and maintained buy ratings (TD Cowen to $177, DA Davidson to $172), reflecting the stronger-than-expected results and improving outlook for loan growth. Analyst Target Increases
• Neutral Sentiment: Management outlook: Wintrust is targeting mid‑ to high‑single‑digit loan growth for 2026 while aiming to keep margins stable—positive for medium-term revenue but reliant on execution and rate/macro conditions. Outlook Coverage
• Neutral Sentiment: Technical/market context: WTFC reached a 12‑month high after the earnings beat, which can concentrate short‑term trading and volatility as investors rotate profits. 12‑Month High Note
• Negative Sentiment: Top-line miss/dispersion in metrics: while EPS beat, reported revenue was lower than some street estimates, creating mixed interpretation of the quarter and giving traders a reason to sell into strength. Higher trading volume today suggests profit‑taking after the run‑up. Analyst Commentary

Wintrust Financial Company Profile

Wintrust Financial Corporation is a Chicago‐area bank holding company headquartered in Rosemont, Illinois. Through its primary subsidiary, Wintrust Bank, the company operates a network of community banks serving metropolitan Chicago and select markets in southeastern Wisconsin. These locally branded banks provide personalized commercial and consumer banking solutions tailored to small and mid‐size businesses, professionals, and individual clients.

The firm’s core offerings include deposit products, commercial and residential lending, treasury management, and mortgage banking services.