SouthState Bank (NYSE:SSB) Sees Unusually-High Trading Volume on Earnings Beat

SouthState Bank Corporation (NYSE:SSB) saw unusually-high trading volume on Friday following a better than expected earnings announcement. Approximately 745,432 shares traded hands during trading, an increase of 16% from the previous session’s volume of 640,611 shares.The stock last traded at $104.0750 and had previously closed at $100.56.

The company reported $2.47 EPS for the quarter, topping the consensus estimate of $2.30 by $0.17. The firm had revenue of $686.87 million during the quarter, compared to the consensus estimate of $667.88 million. SouthState Bank had a return on equity of 10.94% and a net margin of 21.26%.During the same quarter in the previous year, the firm earned $1.93 earnings per share.

SouthState Bank Announces Dividend

The business also recently disclosed a quarterly dividend, which will be paid on Friday, February 13th. Investors of record on Friday, February 6th will be paid a $0.60 dividend. The ex-dividend date of this dividend is Friday, February 6th. This represents a $2.40 annualized dividend and a yield of 2.4%. SouthState Bank’s dividend payout ratio is presently 30.53%.

SouthState Bank News Summary

Here are the key news stories impacting SouthState Bank this week:

• Positive Sentiment: Q4 beat — SouthState reported $2.47 EPS vs. $2.30 expected and revenue of $686.9M vs. ~$667.9M, driven by higher net interest income and fee revenue; EPS rose ~28% year-over-year. MarketBeat Q4 Results
• Positive Sentiment: Shareholder returns boosted — company declared a $0.60 quarterly dividend (ex-div Feb 6) and authorized a new stock repurchase plan, supporting capital return expectations. Press Release
• Positive Sentiment: Balance-sheet momentum — loan and deposit growth accelerated in the quarter, reinforcing revenue runway from higher earning assets. Investing.com Article
• Neutral Sentiment: Full detail available — the company’s Q4 earnings call transcript and slide presentation give management commentary and metrics for investors doing deeper diligence. Earnings Call Transcript Presentation
• Neutral Sentiment: Analyst narrative shifting — coverage and price-target commentary are changing after the print; this could re-rate sentiment but the direction depends on follow-through from guidance and capital metrics. Yahoo Finance: Analyst Update
• Neutral Sentiment: Talent hire announced — new strategic hiring aimed at 2026 growth; likely helpful longer-term but low immediate impact on results. Talent Acquisition Release
• Negative Sentiment: Rising provisions and higher operating expenses — analysts and press coverage note increased loan-loss provisions and expense growth that weighed on margins despite the top-line beat, a key reason investors are cautious. Zacks Earnings Analysis

Analyst Ratings Changes

SSB has been the subject of a number of research reports. Piper Sandler dropped their price target on SouthState Bank from $121.00 to $118.00 and set an “overweight” rating for the company in a research note on Monday, October 27th. Citigroup dropped their target price on SouthState Bank from $117.00 to $116.00 and set a “buy” rating for the company in a research report on Monday, October 27th. TD Cowen cut their price target on SouthState Bank from $120.00 to $115.00 and set a “buy” rating on the stock in a research note on Wednesday, January 7th. Stephens lowered their price objective on SouthState Bank from $115.00 to $110.00 and set an “overweight” rating for the company in a research note on Monday, October 27th. Finally, Raymond James Financial raised their price objective on shares of SouthState Bank from $110.00 to $115.00 and gave the company a “strong-buy” rating in a report on Wednesday, January 7th. Two equities research analysts have rated the stock with a Strong Buy rating, ten have assigned a Buy rating and three have assigned a Hold rating to the stock. According to data from MarketBeat.com, the stock currently has a consensus rating of “Moderate Buy” and an average target price of $115.07.

Institutional Investors Weigh In On SouthState Bank

Institutional investors have recently modified their holdings of the company. Mather Group LLC. bought a new position in SouthState Bank during the third quarter worth $33,000. Steward Partners Investment Advisory LLC acquired a new stake in SouthState Bank during the 2nd quarter worth about $34,000. Global Retirement Partners LLC raised its position in shares of SouthState Bank by 106.8% in the 3rd quarter. Global Retirement Partners LLC now owns 364 shares of the company’s stock worth $36,000 after acquiring an additional 188 shares in the last quarter. True Wealth Design LLC raised its position in shares of SouthState Bank by 37,700.0% in the 3rd quarter. True Wealth Design LLC now owns 378 shares of the company’s stock worth $37,000 after acquiring an additional 377 shares in the last quarter. Finally, TFC Financial Management Inc. lifted its stake in shares of SouthState Bank by 49,800.0% in the 2nd quarter. TFC Financial Management Inc. now owns 499 shares of the company’s stock valued at $46,000 after purchasing an additional 498 shares during the period. 89.76% of the stock is owned by institutional investors.

SouthState Bank Trading Down 0.4%

The company’s 50-day moving average price is $94.28. The company has a debt-to-equity ratio of 0.04, a quick ratio of 0.93 and a current ratio of 0.93. The firm has a market cap of $10.07 billion, a P/E ratio of 12.75 and a beta of 0.74.

SouthState Bank Company Profile

SouthState Bank (NYSE: SSB) is a bank holding company headquartered in Winter Haven, Florida, that provides a range of commercial and retail banking services. Through its subsidiary, SouthState Bank, the company serves businesses, institutions and individuals with deposit, lending and treasury management solutions. Its core business lines include commercial and industrial loans, commercial real estate lending, consumer mortgages and home equity loans.

In addition to traditional lending and deposit products, SouthState Bank offers specialized services such as treasury and cash management, merchant services, payment solutions and online banking.