Texas Capital Bancshares, Inc. (NASDAQ:TCBI) Receives Average Recommendation of “Hold” from Brokerages

Texas Capital Bancshares, Inc. (NASDAQ:TCBI) has earned an average recommendation of “Hold” from the fourteen research firms that are presently covering the firm, MarketBeat reports. Three analysts have rated the stock with a sell rating, seven have given a hold rating and four have assigned a buy rating to the company. The average 12-month target price among brokers that have issued ratings on the stock in the last year is $98.7273.

TCBI has been the subject of a number of analyst reports. DA Davidson upped their price objective on shares of Texas Capital Bancshares from $94.00 to $104.00 and gave the stock a “neutral” rating in a research report on Friday. Raymond James Financial boosted their price target on shares of Texas Capital Bancshares from $98.00 to $105.00 and gave the stock an “outperform” rating in a research note on Wednesday, January 7th. JPMorgan Chase & Co. raised their price objective on shares of Texas Capital Bancshares from $92.00 to $105.00 and gave the company an “underweight” rating in a research report on Tuesday, December 16th. Zacks Research lowered Texas Capital Bancshares from a “strong-buy” rating to a “hold” rating in a report on Thursday, October 9th. Finally, Stephens boosted their target price on Texas Capital Bancshares from $111.00 to $114.00 and gave the stock an “overweight” rating in a research report on Friday.

Texas Capital Bancshares Stock Down 5.1%

Texas Capital Bancshares stock opened at $97.05 on Friday. The stock has a 50 day moving average of $93.38 and a two-hundred day moving average of $87.95. Texas Capital Bancshares has a twelve month low of $59.37 and a twelve month high of $105.36. The stock has a market capitalization of $4.43 billion, a price-to-earnings ratio of 14.27, a PEG ratio of 0.69 and a beta of 0.67. The company has a current ratio of 1.00, a quick ratio of 1.00 and a debt-to-equity ratio of 0.19.

Texas Capital Bancshares (NASDAQ:TCBI) last released its quarterly earnings results on Thursday, January 22nd. The bank reported $2.08 EPS for the quarter, topping the consensus estimate of $1.78 by $0.30. Texas Capital Bancshares had a return on equity of 10.05% and a net margin of 16.52%.The business had revenue of $327.48 million during the quarter, compared to analysts’ expectations of $324.09 million. During the same quarter in the prior year, the business earned $1.43 earnings per share. As a group, research analysts expect that Texas Capital Bancshares will post 5.84 earnings per share for the current year.

Texas Capital Bancshares News Summary

Here are the key news stories impacting Texas Capital Bancshares this week:

• Positive Sentiment: Q4 results beat expectations — EPS and revenue topped estimates, net income rose 44% year‑over‑year and book/tangible book value per share increased 13% Y/Y; management highlighted strong capital ratios. GlobeNewswire: Q4 and Full Year 2025 Results
• Positive Sentiment: Net interest income and revenue strength helped margins and capital — NII growth and improved capital ratios (CET1 12.1%) underpin the results and investor confidence. Zacks: Q4 Earnings Beat on Strong NII
• Positive Sentiment: Share buyback capacity — board authorized up to $200M repurchases through 2026 and the company repurchased a large block in Q4, which supports shareholder value. GlobeNewswire: Q4 Release (repurchase program)
• Neutral Sentiment: Analysts raised price targets after the quarter (DA Davidson to $104, RBC to $110, Piper Sandler to $96) but the ratings are neutral/sector‑perform — bullish on valuation upside but not unanimous upgrade to buy. The Fly: DA Davidson PT Raise The Fly: RBC PT Raise TickerReport: Piper Sandler PT Raise
• Neutral Sentiment: Investor resources published call transcript and presentation — useful for digging into lender commentary and guidance but not new headline news. Seeking Alpha: Q4 Earnings Call Transcript
• Negative Sentiment: Credit‑quality and asset trends showed deterioration sequentially — criticized loans and non‑accrual loans increased q/q and net charge‑offs were elevated, which raises investor concern about loan portfolio trends. GlobeNewswire: Credit Quality / Loan Metrics
• Negative Sentiment: Some operating metrics slipped q/q — net interest margin declined modestly from the prior quarter and non‑interest income (investment banking, trading) was down, reducing sequential earnings momentum. Zacks: NII and Expenses Analysis

Insiders Place Their Bets

In other Texas Capital Bancshares news, Director Robert W. Stallings acquired 5,000 shares of the business’s stock in a transaction on Monday, October 27th. The stock was purchased at an average price of $20.68 per share, for a total transaction of $103,400.00. Following the completion of the transaction, the director owned 275,913 shares of the company’s stock, valued at $5,705,880.84. The trade was a 1.85% increase in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available through this hyperlink. 1.72% of the stock is owned by corporate insiders.

Institutional Investors Weigh In On Texas Capital Bancshares

Several institutional investors have recently made changes to their positions in the stock. Danske Bank A S acquired a new position in shares of Texas Capital Bancshares during the 3rd quarter worth $25,000. Farther Finance Advisors LLC boosted its holdings in Texas Capital Bancshares by 1,381.8% during the fourth quarter. Farther Finance Advisors LLC now owns 326 shares of the bank’s stock worth $30,000 after buying an additional 304 shares in the last quarter. Advisory Services Network LLC acquired a new position in Texas Capital Bancshares during the third quarter worth about $32,000. Thurston Springer Miller Herd & Titak Inc. grew its position in Texas Capital Bancshares by 169.7% during the fourth quarter. Thurston Springer Miller Herd & Titak Inc. now owns 391 shares of the bank’s stock worth $35,000 after buying an additional 246 shares during the period. Finally, Cullen Frost Bankers Inc. purchased a new position in Texas Capital Bancshares in the third quarter valued at about $39,000. 96.88% of the stock is currently owned by hedge funds and other institutional investors.

Texas Capital Bancshares Company Profile

Texas Capital Bancshares, Inc is a bank holding company headquartered in Dallas, Texas, operating through its wholly owned subsidiary, Texas Capital Bank. The company specializes in providing commercial banking services to middle-market companies, entrepreneurs, professional service firms, real estate developers, and not-for-profit organizations. Its broad range of offerings includes commercial lending, treasury and cash management, real estate finance, equipment finance, and energy lending, all designed to address the unique financial needs of businesses navigating growth and market challenges.

In addition to its core commercial banking capabilities, Texas Capital Bancshares delivers private banking and wealth management services for business owners and high-net-worth individuals.