Brokers Set Expectations for Visa’s Q1 Earnings (NYSE:V)

Visa Inc. (NYSE:V) – Research analysts at KeyCorp upped their Q1 2026 earnings per share (EPS) estimates for Visa in a note issued to investors on Friday, January 23rd. KeyCorp analyst A. Schmidt now expects that the credit-card processor will earn $3.14 per share for the quarter, up from their prior estimate of $3.10. KeyCorp currently has a “Strong-Buy” rating on the stock. The consensus estimate for Visa’s current full-year earnings is $11.30 per share. KeyCorp also issued estimates for Visa’s FY2026 earnings at $12.80 EPS, Q1 2027 earnings at $3.54 EPS, Q2 2027 earnings at $3.47 EPS, Q3 2027 earnings at $3.61 EPS, Q4 2027 earnings at $3.79 EPS, FY2027 earnings at $14.41 EPS and FY2028 earnings at $16.18 EPS.

V has been the topic of several other research reports. Wells Fargo & Company upgraded Visa to a “strong-buy” rating in a report on Wednesday, October 22nd. Robert W. Baird set a $425.00 target price on shares of Visa in a research note on Wednesday, October 29th. HSBC raised Visa from a “hold” rating to a “buy” rating and increased their price target for the stock from $335.00 to $389.00 in a research report on Sunday, December 7th. Bank of America upgraded Visa from a “neutral” rating to a “buy” rating and set a $382.00 price target on the stock in a research note on Thursday, December 11th. Finally, Citigroup upgraded shares of Visa to a “strong-buy” rating in a research report on Thursday, October 23rd. Four investment analysts have rated the stock with a Strong Buy rating, nineteen have assigned a Buy rating and four have assigned a Hold rating to the company. Based on data from MarketBeat, the stock presently has an average rating of “Buy” and a consensus target price of $401.52.

Visa Stock Performance

Shares of NYSE:V opened at $326.01 on Monday. The stock has a market capitalization of $593.90 billion, a P/E ratio of 31.93, a P/E/G ratio of 1.92 and a beta of 0.81. Visa has a 1-year low of $299.00 and a 1-year high of $375.51. The business has a 50-day moving average price of $338.50 and a two-hundred day moving average price of $342.31. The company has a current ratio of 1.08, a quick ratio of 1.08 and a debt-to-equity ratio of 0.53.

Visa (NYSE:V) last released its quarterly earnings data on Tuesday, October 28th. The credit-card processor reported $2.98 earnings per share (EPS) for the quarter, topping the consensus estimate of $2.97 by $0.01. The firm had revenue of $10.72 billion during the quarter, compared to analyst estimates of $10.60 billion. Visa had a return on equity of 60.31% and a net margin of 50.15%.The business’s revenue for the quarter was up 11.5% compared to the same quarter last year. During the same period in the prior year, the company posted $2.71 earnings per share.

Visa Increases Dividend

The firm also recently disclosed a quarterly dividend, which was paid on Monday, December 1st. Investors of record on Wednesday, November 12th were paid a $0.67 dividend. The ex-dividend date was Wednesday, November 12th. This represents a $2.68 dividend on an annualized basis and a yield of 0.8%. This is a positive change from Visa’s previous quarterly dividend of $0.59. Visa’s dividend payout ratio (DPR) is presently 26.25%.

Insiders Place Their Bets

In related news, CEO Ryan Mcinerney sold 10,485 shares of the firm’s stock in a transaction dated Friday, January 2nd. The stock was sold at an average price of $349.18, for a total transaction of $3,661,152.30. Following the transaction, the chief executive officer directly owned 9,401 shares of the company’s stock, valued at approximately $3,282,641.18. This trade represents a 52.73% decrease in their position. The sale was disclosed in a filing with the SEC, which is accessible through this link. Also, Director Lloyd Carney sold 900 shares of the business’s stock in a transaction dated Tuesday, November 4th. The shares were sold at an average price of $336.48, for a total value of $302,832.00. Following the completion of the sale, the director directly owned 2,468 shares of the company’s stock, valued at approximately $830,432.64. This trade represents a 26.72% decrease in their position. The disclosure for this sale is available in the SEC filing. Insiders have sold a total of 24,042 shares of company stock worth $8,247,289 over the last 90 days. Corporate insiders own 0.12% of the company’s stock.

Hedge Funds Weigh In On Visa

A number of institutional investors have recently added to or reduced their stakes in V. TFC Financial Management Inc. grew its position in shares of Visa by 19.9% during the 4th quarter. TFC Financial Management Inc. now owns 1,811 shares of the credit-card processor’s stock worth $635,000 after buying an additional 300 shares in the last quarter. Bingham Private Wealth LLC acquired a new stake in Visa in the fourth quarter worth about $1,527,000. Sunpointe LLC grew its position in Visa by 3.3% during the 4th quarter. Sunpointe LLC now owns 3,009 shares of the credit-card processor’s stock worth $1,055,000 after purchasing an additional 97 shares during the last quarter. Farther Finance Advisors LLC increased its position in shares of Visa by 33.6% in the 4th quarter. Farther Finance Advisors LLC now owns 82,481 shares of the credit-card processor’s stock valued at $28,927,000 after acquiring an additional 20,739 shares during the period. Finally, Warburton Capital Management LLC increased its holdings in shares of Visa by 9.0% in the fourth quarter. Warburton Capital Management LLC now owns 876 shares of the credit-card processor’s stock valued at $307,000 after purchasing an additional 72 shares during the period. Institutional investors own 82.15% of the company’s stock.

Trending Headlines about Visa

Here are the key news stories impacting Visa this week:

• Positive Sentiment: Analysts remain upbeat ahead of earnings — JPMorgan and others expect resilient consumer spending and solid growth at Visa and Mastercard into the Jan. 29 earnings window, which supports upside if volume and revenue trends hold. Visa, Mastercard Head Into Earnings With Spending Holding Firm
• Positive Sentiment: Partnership expansion into crypto-to-fiat rails via Mercuryo could open new volume and fees through Visa Direct and faster fiat conversions, a potential long-term revenue tailwind if adoption scales. Visa Brings Crypto-To-Fiat Convenience To Millions Via Mercuryo
• Neutral Sentiment: Wall Street broadly expects earnings growth for the quarter, which tempers downside risk — but forecasts leave little margin for a surprise beat, so guidance will drive near-term moves. Visa (V) Reports Next Week: Wall Street Expects Earnings Growth
• Neutral Sentiment: Industry commentary at Davos frames stablecoins (USDC) as complementary infrastructure rather than direct competition to card networks — this reduces regulatory/competitive threat but leaves blockchain adoption as a parallel opportunity. Circle CEO says USDC is a neutral layer, not a rival to Visa or Mastercard
• Negative Sentiment: Caution from some analysts: rising incentives and operating costs plus Visa’s rich valuation are cited as reasons to wait before buying ahead of the report — any weak guidance on margins or incentives could pressure the stock. Thinking of Buying Visa Before Q1 Earnings? You Might Want to Wait

About Visa

Visa Inc is a global payments technology company that facilitates electronic funds transfers and digital commerce by connecting consumers, merchants, financial institutions and governments. The firm operates one of the world’s largest payment networks, providing processing, authorization, clearing and settlement services for credit, debit and prepaid card transactions. Visa’s network-based model enables partner banks and other issuers to offer branded payment products while Visa focuses on the infrastructure, standards and technologies that move money securely and efficiently around the world.

Visa’s product and service portfolio includes card-based payment products for consumers and businesses, real-time push-payment capabilities, tokenization and authentication services, fraud and risk-management tools, data analytics and APIs for fintech and merchant integration.