Pathward Financial (NASDAQ:CASH) Upgraded at Keefe, Bruyette & Woods

Posted by ABMN Staff on Jan 26th, 2026

Keefe, Bruyette & Woods upgraded shares of Pathward Financial (NASDAQ:CASH – Free Report) from a market perform rating to an outperform rating in a report published on Friday, MarketBeat reports. The firm currently has $100.00 price target on the savings and loans company’s stock.

Separately, Weiss Ratings downgraded shares of Pathward Financial from a “buy (b-)” rating to a “hold (c+)” rating in a research note on Monday, January 12th. Two investment analysts have rated the stock with a Buy rating and one has issued a Hold rating to the company’s stock. According to MarketBeat, the stock has an average rating of “Moderate Buy” and an average price target of $97.00.

Check Out Our Latest Research Report on CASH

Pathward Financial Trading Up 7.3%

Shares of NASDAQ CASH opened at $85.72 on Friday. The company has a current ratio of 0.81, a quick ratio of 0.79 and a debt-to-equity ratio of 0.04. The stock has a market capitalization of $1.90 billion, a PE ratio of 10.48 and a beta of 0.74. Pathward Financial has a twelve month low of $64.45 and a twelve month high of $86.92. The stock has a fifty day simple moving average of $73.39 and a 200-day simple moving average of $74.52.

Pathward Financial (NASDAQ:CASH – Get Free Report) last announced its earnings results on Thursday, January 22nd. The savings and loans company reported $1.57 EPS for the quarter, beating analysts’ consensus estimates of $1.38 by $0.19. The company had revenue of $173.10 million during the quarter, compared to analysts’ expectations of $185.80 million. Pathward Financial had a return on equity of 22.76% and a net margin of 22.95%.Pathward Financial’s revenue for the quarter was down .2% on a year-over-year basis. During the same period last year, the business posted $1.29 EPS. Pathward Financial has set its FY 2026 guidance at 8.550-9.050 EPS. On average, equities analysts forecast that Pathward Financial will post 7.26 earnings per share for the current year.

Pathward Financial Announces Dividend

The company also recently announced a quarterly dividend, which was paid on Friday, January 2nd. Investors of record on Wednesday, December 10th were paid a dividend of $0.05 per share. This represents a $0.20 dividend on an annualized basis and a dividend yield of 0.2%. The ex-dividend date was Wednesday, December 10th. Pathward Financial’s dividend payout ratio is presently 2.44%.

Insiders Place Their Bets

In other Pathward Financial news, Director Douglas J. Hajek sold 3,000 shares of the stock in a transaction that occurred on Friday, October 31st. The shares were sold at an average price of $68.11, for a total value of $204,330.00. Following the sale, the director directly owned 16,631 shares of the company’s stock, valued at approximately $1,132,737.41. This represents a 15.28% decrease in their position. The sale was disclosed in a document filed with the SEC, which is available at this link. 1.43% of the stock is currently owned by company insiders.

Institutional Trading of Pathward Financial

A number of hedge funds and other institutional investors have recently bought and sold shares of the business. Bessemer Group Inc. lifted its holdings in Pathward Financial by 647.8% during the 2nd quarter. Bessemer Group Inc. now owns 344 shares of the savings and loans company’s stock worth $27,000 after buying an additional 298 shares during the last quarter. Hughes Financial Services LLC purchased a new stake in Pathward Financial during the second quarter worth approximately $30,000. EverSource Wealth Advisors LLC lifted its stake in Pathward Financial by 43,200.0% during the second quarter. EverSource Wealth Advisors LLC now owns 433 shares of the savings and loans company’s stock worth $34,000 after purchasing an additional 432 shares during the last quarter. State of Wyoming acquired a new position in Pathward Financial in the second quarter valued at approximately $46,000. Finally, PNC Financial Services Group Inc. increased its stake in Pathward Financial by 10.6% in the third quarter. PNC Financial Services Group Inc. now owns 2,281 shares of the savings and loans company’s stock valued at $169,000 after purchasing an additional 218 shares during the last quarter. 92.66% of the stock is currently owned by institutional investors and hedge funds.

Key Headlines Impacting Pathward Financial

Here are the key news stories impacting Pathward Financial this week:

Positive Sentiment: Q1 EPS beat and net income growth — Pathward reported $1.57 GAAP EPS (vs. $1.38 consensus) and net income of $35.2M, improving year-over-year EPS and showing strong margins/ROE, which supports valuation re-rating. Pathward Financial (CASH) Surpasses Q1 Earnings Estimates
Positive Sentiment: FY2026 guidance raised — management updated FY2026 EPS guidance to $8.55–$9.05 (above prior consensus ~$8.45), which signals confidence in margins and earnings power for the year. Pathward Financial raises 2026 EPS guidance to $8.55-$9.05 while expanding partner pipeline
Positive Sentiment: Analyst upgrade and higher price target — Keefe, Bruyette & Woods upgraded CASH to “Outperform” with a $100 target (~16.7% above the prior price), providing third‑party validation that may drive additional buying. Finviz
Neutral Sentiment: Investor materials available — the company posted its press release, slide deck and full earnings call/transcript for review, giving investors more detail on drivers (partner pipeline, margin dynamics). Pathward Financial, Inc. Announces Results for 2026 Fiscal First Quarter Q1 2026 Earnings Call Transcript
Negative Sentiment: Revenue missed estimates and was roughly flat year-over-year — Q1 revenue was $173.1M vs. ~$185.8M expected and was down 0.2% YoY, which introduces execution risk on top-line growth despite the EPS beat. Pathward Financial beats Q1 earnings estimates, revenue falls short

Pathward Financial Company Profile

(Get Free Report)

Pathward Financial (NASDAQ:CASH) is a U.S.-based financial services company that operates through its wholly owned subsidiary, Pathward Bank. The company provides a range of banking and payment solutions designed for consumers, small businesses, community banks and fintech partners. Core offerings include deposit accounts, consumer and commercial lending, debit and prepaid card programs, digital banking platforms and treasury management services.

Through its banking charter, Pathward Financial delivers customizable payment solutions, including prepaid cards, payroll cards and benefit disbursement programs.