Orange County Bancorp (OBT) to Release Quarterly Earnings on Wednesday

Orange County Bancorp (NASDAQ:OBT) is anticipated to release its Q4 2025 results before the market opens on Wednesday, February 4th. Analysts expect Orange County Bancorp to post earnings of $0.75 per share for the quarter. Investors can find conference call details on the company’s upcoming Q4 2025 earning report page for the latest details on the call scheduled for Thursday, February 5, 2026 at 7:00 AM ET.

Orange County Bancorp (NASDAQ:OBT) last released its quarterly earnings results on Wednesday, October 29th. The company reported $0.75 earnings per share for the quarter, beating the consensus estimate of $0.68 by $0.07. The company had revenue of $33.73 million for the quarter, compared to analyst estimates of $28.60 million. Orange County Bancorp had a return on equity of 15.98% and a net margin of 23.51%. On average, analysts expect Orange County Bancorp to post $3 EPS for the current fiscal year and $3 EPS for the next fiscal year.

Orange County Bancorp Stock Up 0.1%

NASDAQ OBT opened at $29.84 on Wednesday. The company has a quick ratio of 0.91, a current ratio of 0.91 and a debt-to-equity ratio of 0.21. The company has a fifty day moving average of $28.50 and a two-hundred day moving average of $26.58. The firm has a market capitalization of $398.96 million, a price-to-earnings ratio of 9.88 and a beta of 0.43. Orange County Bancorp has a 52 week low of $20.97 and a 52 week high of $31.49.

Orange County Bancorp Increases Dividend

The company also recently declared a quarterly dividend, which was paid on Tuesday, December 16th. Investors of record on Thursday, December 4th were paid a dividend of $0.18 per share. The ex-dividend date of this dividend was Thursday, December 4th. This represents a $0.72 dividend on an annualized basis and a dividend yield of 2.4%. This is a boost from Orange County Bancorp’s previous quarterly dividend of $0.13. Orange County Bancorp’s dividend payout ratio is presently 23.84%.

Analyst Upgrades and Downgrades

Several analysts have issued reports on the stock. Weiss Ratings reissued a “hold (c+)” rating on shares of Orange County Bancorp in a research note on Thursday, January 22nd. Piper Sandler reissued an “overweight” rating and set a $31.00 price target (up from $29.00) on shares of Orange County Bancorp in a research note on Wednesday, December 10th. Two equities research analysts have rated the stock with a Buy rating and two have assigned a Hold rating to the company’s stock. According to data from MarketBeat.com, the company has an average rating of “Moderate Buy” and a consensus target price of $30.25.

Insider Activity at Orange County Bancorp

In other Orange County Bancorp news, SVP David P. Dineen sold 1,000 shares of the company’s stock in a transaction on Thursday, December 11th. The stock was sold at an average price of $28.81, for a total transaction of $28,810.00. Following the completion of the sale, the senior vice president owned 8,214 shares in the company, valued at $236,645.34. This represents a 10.85% decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available at the SEC website. Also, CEO Michael J. Gilfeather acquired 1,300 shares of the firm’s stock in a transaction that occurred on Friday, October 31st. The shares were bought at an average price of $24.02 per share, with a total value of $31,226.00. Following the completion of the purchase, the chief executive officer directly owned 106,788 shares in the company, valued at $2,565,047.76. The trade was a 1.23% increase in their ownership of the stock. The disclosure for this purchase is available in the SEC filing. 9.30% of the stock is currently owned by corporate insiders.

Hedge Funds Weigh In On Orange County Bancorp

Hedge funds and other institutional investors have recently modified their holdings of the stock. Russell Investments Group Ltd. increased its stake in Orange County Bancorp by 5,416.7% during the 3rd quarter. Russell Investments Group Ltd. now owns 993 shares of the company’s stock valued at $25,000 after purchasing an additional 975 shares in the last quarter. Northwestern Mutual Wealth Management Co. purchased a new stake in shares of Orange County Bancorp during the second quarter valued at $28,000. Tower Research Capital LLC TRC increased its position in shares of Orange County Bancorp by 706.8% in the 2nd quarter. Tower Research Capital LLC TRC now owns 3,453 shares of the company’s stock valued at $89,000 after acquiring an additional 3,025 shares during the period. Raymond James Financial Inc. purchased a new position in Orange County Bancorp in the 2nd quarter worth $104,000. Finally, MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. lifted its position in Orange County Bancorp by 107.9% during the 1st quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 6,036 shares of the company’s stock worth $141,000 after acquiring an additional 3,132 shares during the period. 42.55% of the stock is owned by hedge funds and other institutional investors.

Orange County Bancorp Company Profile

Orange County Bancorp, Inc (NASDAQ: OBT) is the bank holding company for Orange County Trust Bank, a community banking franchise headquartered in Goshen, New York. The company provides a full suite of financial services to individuals, small businesses and local organizations across Orange County and the surrounding Hudson Valley region.

Orange County Bancorp offers depository products that include checking and savings accounts, money market funds and certificates of deposit. On the lending side, the company extends commercial real estate and business loans, residential mortgage loans, consumer installment loans and home equity financing.