Regional Management (RM) Projected to Post Quarterly Earnings on Wednesday

Regional Management (NYSE:RM) is expected to issue its Q4 2025 results after the market closes on Wednesday, February 4th. Analysts expect the company to announce earnings of $1.23 per share and revenue of $167.9040 million for the quarter. Interested persons can find conference call details on the company’s upcoming Q4 2025 earning report page for the latest details on the call scheduled for Wednesday, February 4, 2026 at 5:00 PM ET.

Regional Management (NYSE:RM) last posted its quarterly earnings results on Wednesday, November 5th. The credit services provider reported $1.42 earnings per share for the quarter, topping analysts’ consensus estimates of $1.39 by $0.03. Regional Management had a net margin of 6.57% and a return on equity of 11.43%. The business had revenue of $165.49 million during the quarter, compared to the consensus estimate of $162.84 million. On average, analysts expect Regional Management to post $5 EPS for the current fiscal year and $7 EPS for the next fiscal year.

Regional Management Price Performance

Regional Management stock opened at $36.90 on Wednesday. The firm has a market capitalization of $358.28 million, a price-to-earnings ratio of 8.93 and a beta of 1.07. The company’s 50 day simple moving average is $38.33 and its 200 day simple moving average is $38.52. Regional Management has a fifty-two week low of $25.41 and a fifty-two week high of $46.00.

Regional Management Dividend Announcement

The business also recently disclosed a quarterly dividend, which was paid on Tuesday, December 16th. Stockholders of record on Tuesday, November 25th were issued a $0.30 dividend. The ex-dividend date was Tuesday, November 25th. This represents a $1.20 annualized dividend and a dividend yield of 3.3%. Regional Management’s dividend payout ratio (DPR) is presently 29.06%.

Analysts Set New Price Targets

A number of equities analysts have recently weighed in on the company. Zacks Research upgraded Regional Management from a “strong sell” rating to a “hold” rating in a research note on Monday, January 5th. Weiss Ratings reaffirmed a “hold (c+)” rating on shares of Regional Management in a research report on Monday, December 29th. Finally, Wall Street Zen upgraded shares of Regional Management from a “buy” rating to a “strong-buy” rating in a research note on Saturday, January 3rd. Three equities research analysts have rated the stock with a Hold rating, According to data from MarketBeat.com, the company currently has a consensus rating of “Hold” and a consensus price target of $30.00.

Insider Activity at Regional Management

In other news, CAO Steven B. Barnette sold 1,640 shares of the stock in a transaction that occurred on Monday, November 24th. The stock was sold at an average price of $37.00, for a total value of $60,680.00. Following the completion of the sale, the chief accounting officer directly owned 21,338 shares of the company’s stock, valued at $789,506. This represents a 7.14% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which is available through this hyperlink. Also, major shareholder Fund L.P. Forager sold 809 shares of Regional Management stock in a transaction that occurred on Tuesday, January 13th. The stock was sold at an average price of $38.62, for a total transaction of $31,243.58. Following the transaction, the insider directly owned 1,019,263 shares in the company, valued at approximately $39,363,937.06. This represents a 0.08% decrease in their position. The SEC filing for this sale provides additional information. In the last 90 days, insiders sold 77,475 shares of company stock valued at $3,006,040. 10.50% of the stock is owned by company insiders.

Institutional Inflows and Outflows

Several large investors have recently modified their holdings of RM. Wexford Capital LP bought a new stake in shares of Regional Management in the 3rd quarter worth approximately $32,000. Advisory Services Network LLC bought a new stake in Regional Management in the third quarter valued at $39,000. BNP Paribas Financial Markets boosted its holdings in Regional Management by 45.3% in the third quarter. BNP Paribas Financial Markets now owns 2,077 shares of the credit services provider’s stock valued at $81,000 after acquiring an additional 648 shares in the last quarter. Russell Investments Group Ltd. increased its position in Regional Management by 45.4% during the 3rd quarter. Russell Investments Group Ltd. now owns 3,526 shares of the credit services provider’s stock valued at $137,000 after purchasing an additional 1,101 shares during the period. Finally, JPMorgan Chase & Co. raised its holdings in Regional Management by 9.7% in the 2nd quarter. JPMorgan Chase & Co. now owns 4,824 shares of the credit services provider’s stock worth $141,000 after purchasing an additional 425 shares in the last quarter. Hedge funds and other institutional investors own 98.89% of the company’s stock.

About Regional Management

Regional Management Corp., headquartered in Wilmington, North Carolina, is a consumer finance company specializing in installment loan products for underbanked individuals. Since its founding in 1977, the company has developed a network of field-based branches alongside a digital platform to offer credit solutions in rural and small-town markets across the United States.

The company’s core offerings include consumer installment loans for everyday purchases, auto refinancing and lease buyouts, as well as ancillary services such as insurance referrals.