Affirm (AFRM) Projected to Post Quarterly Earnings on Thursday

Affirm (NASDAQ:AFRM) is expected to be issuing its Q2 2026 results after the market closes on Thursday, February 5th. Analysts expect the company to announce earnings of $0.28 per share and revenue of $1.0579 billion for the quarter. Individuals can check the company’s upcoming Q2 2026 earning summary page for the latest details on the call scheduled for Thursday, February 5, 2026 at 5:00 PM ET.

Affirm (NASDAQ:AFRM) last posted its quarterly earnings results on Thursday, November 6th. The company reported $0.23 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.11 by $0.12. The company had revenue of $933.34 million for the quarter, compared to analyst estimates of $881.83 million. Affirm had a net margin of 6.74% and a return on equity of 7.75%. The company’s quarterly revenue was up 33.6% compared to the same quarter last year. During the same quarter in the previous year, the firm posted ($0.31) earnings per share. On average, analysts expect Affirm to post $0 EPS for the current fiscal year and $1 EPS for the next fiscal year.

Affirm Stock Down 5.0%

AFRM opened at $65.36 on Thursday. Affirm has a 12 month low of $30.90 and a 12 month high of $100.00. The company has a market cap of $21.57 billion, a PE ratio of 97.55, a price-to-earnings-growth ratio of 3.12 and a beta of 3.57. The company has a current ratio of 12.80, a quick ratio of 12.80 and a debt-to-equity ratio of 2.40. The company has a 50 day moving average of $72.45 and a 200 day moving average of $74.53.

Analyst Ratings Changes

A number of equities analysts have recently commented on AFRM shares. Truist Financial cut their price target on Affirm from $90.00 to $85.00 and set a “buy” rating for the company in a report on Wednesday, November 19th. Bank of America increased their price objective on Affirm from $94.00 to $98.00 and gave the stock a “buy” rating in a report on Friday, November 7th. The Goldman Sachs Group reduced their target price on Affirm from $105.00 to $94.00 and set a “buy” rating for the company in a report on Monday, October 13th. Royal Bank Of Canada lowered their price target on shares of Affirm from $97.00 to $87.00 and set a “sector perform” rating on the stock in a report on Friday, November 7th. Finally, Cantor Fitzgerald upgraded shares of Affirm to a “strong-buy” rating in a research report on Tuesday. Three research analysts have rated the stock with a Strong Buy rating, eighteen have given a Buy rating and nine have given a Hold rating to the company’s stock. According to data from MarketBeat.com, the company currently has a consensus rating of “Moderate Buy” and an average target price of $89.44.

Insider Transactions at Affirm

In other news, CFO Robert O’hare sold 36,401 shares of the firm’s stock in a transaction dated Monday, January 5th. The stock was sold at an average price of $80.00, for a total transaction of $2,912,080.00. Following the transaction, the chief financial officer directly owned 1,368 shares of the company’s stock, valued at approximately $109,440. This trade represents a 96.38% decrease in their ownership of the stock. The sale was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through this hyperlink. Also, CEO Max R. Levchin sold 666,666 shares of the business’s stock in a transaction that occurred on Monday, January 5th. The shares were sold at an average price of $80.62, for a total value of $53,746,612.92. The disclosure for this sale is available in the SEC filing. Insiders sold a total of 711,256 shares of company stock valued at $57,231,923 over the last quarter. Company insiders own 11.01% of the company’s stock.

Hedge Funds Weigh In On Affirm

A number of hedge funds have recently modified their holdings of the company. Triumph Capital Management purchased a new position in Affirm during the 3rd quarter valued at about $31,000. Larson Financial Group LLC raised its holdings in Affirm by 74.5% in the third quarter. Larson Financial Group LLC now owns 499 shares of the company’s stock worth $36,000 after purchasing an additional 213 shares in the last quarter. Livforsakringsbolaget Skandia Omsesidigt purchased a new stake in shares of Affirm in the 3rd quarter worth about $131,000. Harvest Fund Management Co. Ltd purchased a new stake in Affirm in the third quarter worth about $146,000. Finally, EverSource Wealth Advisors LLC grew its stake in shares of Affirm by 18.5% in the 2nd quarter. EverSource Wealth Advisors LLC now owns 2,738 shares of the company’s stock worth $189,000 after buying an additional 427 shares during the last quarter. Hedge funds and other institutional investors own 69.29% of the company’s stock.

Affirm Company Profile

Affirm Holdings, Inc is a financial technology company that provides point-of-sale consumer lending and payments solutions for online and in-store purchases. Its core product is a buy-now-pay-later (BNPL) platform that enables consumers to split purchases into fixed, transparent installment loans with no hidden fees. Affirm offers a range of financing options through merchant integrations, a consumer-facing mobile app and virtual card capabilities, and tools for merchants to offer alternative payment methods at checkout.