Q1 EPS Estimates for OneMain Raised by Northland Securities

OneMain Holdings, Inc. (NYSE:OMF) – Investment analysts at Northland Securities boosted their Q1 2026 earnings per share (EPS) estimates for OneMain in a research report issued to clients and investors on Tuesday, January 27th. Northland Securities analyst M. Grondahl now anticipates that the financial services provider will post earnings per share of $1.91 for the quarter, up from their prior estimate of $1.75. The consensus estimate for OneMain’s current full-year earnings is $6.46 per share. Northland Securities also issued estimates for OneMain’s Q3 2026 earnings at $1.94 EPS.

Other research analysts have also recently issued reports about the stock. Citizens Jmp reduced their price target on shares of OneMain from $70.00 to $68.00 and set a “market outperform” rating on the stock in a research report on Monday, November 24th. Truist Financial started coverage on shares of OneMain in a research note on Monday, December 8th. They issued a “buy” rating and a $75.00 target price on the stock. JPMorgan Chase & Co. reaffirmed an “underweight” rating and set a $65.00 price target (up from $59.00) on shares of OneMain in a research report on Monday, January 12th. Weiss Ratings reissued a “buy (b-)” rating on shares of OneMain in a research report on Monday, December 29th. Finally, Barclays upped their target price on OneMain from $56.00 to $75.00 and gave the stock an “equal weight” rating in a research report on Tuesday, January 6th. Nine research analysts have rated the stock with a Buy rating, three have given a Hold rating and one has given a Sell rating to the company’s stock. Based on data from MarketBeat, OneMain has a consensus rating of “Moderate Buy” and a consensus target price of $71.30.

OneMain Stock Performance

Shares of NYSE:OMF opened at $66.05 on Wednesday. OneMain has a 1 year low of $38.00 and a 1 year high of $71.93. The stock has a market capitalization of $7.78 billion, a P/E ratio of 11.19, a PEG ratio of 0.36 and a beta of 1.33. The stock has a 50-day simple moving average of $66.27 and a 200-day simple moving average of $61.05.

OneMain (NYSE:OMF) last announced its quarterly earnings results on Friday, October 31st. The financial services provider reported $1.90 EPS for the quarter, topping the consensus estimate of $1.58 by $0.32. The company had revenue of $747.00 million during the quarter, compared to analyst estimates of $1.24 billion. OneMain had a return on equity of 22.70% and a net margin of 13.15%.During the same period in the prior year, the firm posted $1.31 earnings per share.

Institutional Trading of OneMain

A number of hedge funds have recently made changes to their positions in the stock. Vanguard Group Inc. raised its holdings in OneMain by 2.1% in the third quarter. Vanguard Group Inc. now owns 11,970,406 shares of the financial services provider’s stock valued at $675,849,000 after acquiring an additional 249,785 shares in the last quarter. Capital International Investors grew its holdings in OneMain by 0.8% during the 3rd quarter. Capital International Investors now owns 10,376,590 shares of the financial services provider’s stock worth $585,868,000 after acquiring an additional 82,202 shares in the last quarter. Brave Warrior Advisors LLC increased its position in shares of OneMain by 7.2% in the 2nd quarter. Brave Warrior Advisors LLC now owns 7,870,085 shares of the financial services provider’s stock worth $448,595,000 after purchasing an additional 526,449 shares during the last quarter. Dimensional Fund Advisors LP raised its stake in shares of OneMain by 1.6% in the 3rd quarter. Dimensional Fund Advisors LP now owns 3,980,031 shares of the financial services provider’s stock valued at $224,723,000 after purchasing an additional 63,774 shares in the last quarter. Finally, Geode Capital Management LLC raised its stake in shares of OneMain by 0.7% in the 2nd quarter. Geode Capital Management LLC now owns 2,276,830 shares of the financial services provider’s stock valued at $130,075,000 after purchasing an additional 16,469 shares in the last quarter. Institutional investors and hedge funds own 85.82% of the company’s stock.

Insider Buying and Selling at OneMain

In other news, COO Micah R. Conrad sold 5,000 shares of the firm’s stock in a transaction dated Friday, November 7th. The stock was sold at an average price of $59.20, for a total transaction of $296,000.00. Following the completion of the sale, the chief operating officer directly owned 88,221 shares in the company, valued at $5,222,683.20. This trade represents a 5.36% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is available at this hyperlink. Also, SVP Michael A. Hedlund sold 652 shares of the business’s stock in a transaction dated Wednesday, November 26th. The stock was sold at an average price of $62.00, for a total value of $40,424.00. Following the completion of the transaction, the senior vice president owned 15,179 shares in the company, valued at approximately $941,098. This trade represents a 4.12% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. Insiders sold a total of 98,152 shares of company stock valued at $6,353,899 in the last ninety days. Insiders own 0.40% of the company’s stock.

OneMain News Roundup

Here are the key news stories impacting OneMain this week:

• Positive Sentiment: Marked drop in short interest — short interest fell ~19% in January to ~4.0M shares (3.4% of float), lowering potential downside pressure from short squeezes and removing a layer of bearish positioning. This likely supported the stock’s uptick. Short Interest Update
• Positive Sentiment: Northland raised its Q1 2026 EPS forecast to $1.91 (from $1.75), signaling at least one near-term quarter viewed as stronger by an analyst — a bullish datapoint ahead of the print. Analyst Estimate Changes
• Neutral Sentiment: OneMain is expected to announce quarterly earnings this week, making the next few sessions sensitive to the report and guidance; traders may be positioning for volatility rather than taking directional bets. Earnings Date Note
• Negative Sentiment: Multiple cuts from Northland — the firm trimmed Q4 2025, several 2026 quarterly estimates and FY2025–FY2026 EPS forecasts (e.g., FY2026 to $7.74 from $7.91), indicating concerns about near- to mid-term profitability. These downgrades increase downside risk if management’s results or outlook disappoint. Analyst Cuts
• Negative Sentiment: Zacks preview notes that OneMain may lack the key ingredients for an earnings beat despite expected year-over-year growth — a cautionary read that could cap upside if investors had hoped for an upside surprise. Zacks Earnings Preview

OneMain Company Profile

OneMain Financial (NYSE: OMF) is a leading consumer finance company specializing in unsecured personal loans for middle-income customers. The company offers tailored loan products designed to address a variety of needs, including debt consolidation, home improvement financing, large purchases and emergency expenses. Through a combination of branch-based service and digital channels, OneMain aims to deliver a personalized borrowing experience with flexible repayment options and transparent terms.

Tracing its roots back to the Commercial Credit Company founded in 1912, OneMain has evolved through a series of mergers and corporate transformations.