Deutsche Bank Aktiengesellschaft Cuts Navient (NASDAQ:NAVI) Price Target to $9.00

Navient (NASDAQ:NAVI) had its price objective trimmed by Deutsche Bank Aktiengesellschaft from $15.00 to $9.00 in a research note published on Thursday, MarketBeat.com reports. The firm currently has a hold rating on the credit services provider’s stock.

A number of other equities analysts have also recently weighed in on NAVI. Morgan Stanley set a $12.00 price target on shares of Navient in a research report on Wednesday. Wall Street Zen downgraded Navient from a “hold” rating to a “sell” rating in a research note on Saturday, November 1st. Weiss Ratings reiterated a “sell (d)” rating on shares of Navient in a report on Monday, December 29th. JPMorgan Chase & Co. lowered their price target on Navient from $14.00 to $12.50 and set a “neutral” rating for the company in a report on Thursday, October 30th. Finally, TD Cowen reaffirmed a “sell” rating on shares of Navient in a research report on Thursday, October 30th. Five research analysts have rated the stock with a Hold rating and five have issued a Sell rating to the company. According to data from MarketBeat, Navient has a consensus rating of “Reduce” and an average price target of $11.63.

Navient Price Performance

Navient stock opened at $9.81 on Thursday. The company has a current ratio of 9.01, a quick ratio of 9.41 and a debt-to-equity ratio of 16.94. The firm has a market capitalization of $956.57 million, a P/E ratio of -11.96 and a beta of 1.29. The business has a 50-day moving average of $12.47 and a 200-day moving average of $12.73. Navient has a 1 year low of $9.35 and a 1 year high of $16.07.

Navient (NASDAQ:NAVI) last announced its quarterly earnings results on Wednesday, January 28th. The credit services provider reported $0.02 earnings per share for the quarter, missing analysts’ consensus estimates of $0.31 by ($0.29). The firm had revenue of $137.00 million during the quarter, compared to analyst estimates of $144.25 million. Navient had a negative net margin of 2.47% and a positive return on equity of 4.70%. During the same quarter in the prior year, the business earned ($0.24) earnings per share. Navient has set its FY 2026 guidance at 0.650-0.800 EPS. On average, equities analysts anticipate that Navient will post 1.04 EPS for the current year.

Navient Announces Dividend

The company also recently announced a quarterly dividend, which was paid on Friday, December 19th. Investors of record on Friday, December 5th were given a $0.16 dividend. This represents a $0.64 dividend on an annualized basis and a yield of 6.5%. The ex-dividend date of this dividend was Friday, December 5th. Navient’s dividend payout ratio (DPR) is currently -78.05%.

Institutional Trading of Navient

Hedge funds and other institutional investors have recently made changes to their positions in the business. GAMMA Investing LLC boosted its holdings in Navient by 70.5% during the fourth quarter. GAMMA Investing LLC now owns 1,978 shares of the credit services provider’s stock worth $26,000 after purchasing an additional 818 shares during the last quarter. CWM LLC raised its holdings in Navient by 79.0% during the third quarter. CWM LLC now owns 2,525 shares of the credit services provider’s stock worth $33,000 after acquiring an additional 1,114 shares in the last quarter. Quent Capital LLC acquired a new position in Navient during the third quarter valued at approximately $68,000. Root Financial Partners LLC bought a new position in Navient in the third quarter valued at approximately $88,000. Finally, Russell Investments Group Ltd. grew its stake in Navient by 77.0% in the second quarter. Russell Investments Group Ltd. now owns 7,766 shares of the credit services provider’s stock valued at $109,000 after purchasing an additional 3,378 shares in the last quarter. 97.14% of the stock is currently owned by institutional investors and hedge funds.

Navient News Summary

Here are the key news stories impacting Navient this week:

• Positive Sentiment: Navient is targeting aggressive growth — a 60% increase in loan originations to ~$4B in 2026 and plans for expense reductions and strategic realignment, which management frames as a path to rebuild revenue after legacy servicing issues. Navient targets 60% loan origination growth
• Positive Sentiment: Broader industry dynamics could help Navient: private student‑loan lenders say they may benefit from proposed federal repayment rule changes, a tailwind for originations and loan performance over time. Major private student-loan companies ‘excited’ about Trump’s repayment overhaul
• Neutral Sentiment: Management went through a detailed Q4 earnings call discussing legacy servicing losses and the growth strategy; investors will be watching execution and whether guidance is credible. Q4 2025 earnings call transcript
• Neutral Sentiment: Analysts remain conflicted on NAVI’s outlook, reflecting mixed views on how quickly growth initiatives will offset legacy headwinds. Analysts Conflicted on These Financial Names
• Negative Sentiment: Q4 results missed expectations: Navient reported $0.02 EPS vs. ~$0.31 consensus and revenue of $137M vs. ~$144M; the company swung to a quarterly loss — the core reason for the immediate negative reaction. Navient Reports Sales Below Analyst Estimates In Q4 CY2025 Earnings
• Negative Sentiment: Following the miss, several outlets reported sharp share weakness and a one‑day drop; the stock hit a new 1‑year low as investors adjusted risk perceptions. Navient Reaches New 1-Year Low Following Weak Earnings
• Negative Sentiment: Analyst actions are weighing on sentiment: Deutsche Bank cut its price target from $15 to $9 and the consensus broker view has shifted toward sell/strong‑sell, limiting near‑term upside until results stabilize. Navient price target lowered by Deutsche Bank
• Negative Sentiment: Media coverage and summaries note the stock plunged on the earnings miss and several outlets flagged a ~10% intraday decline post‑report, increasing downside momentum. Navient Stock Price Down 10% After Earnings Miss

Navient Company Profile

Navient Corporation (NASDAQ: NAVI) is a specialized provider of asset management and business processing solutions, with a primary focus on student loan servicing. Established in 2014 through the separation from Sallie Mae, Navient assumed responsibility for servicing federal and private education loans, positioning itself as one of the largest servicers of higher education debt in the United States.

The company’s core activities center on federal student loan servicing under contracts with the U.S.